Welcome to your own private lakeside retreat! Nestled on 2.5 acres with 160 feet of private lakeshore, this beautifully updated 3-level split offers the perfect setting to enjoy life on the water. Spend your days kayaking, paddleboarding, or simply taking in the peaceful lake views from your own backyard. Inside, the home feels fresh and inviting with new flooring, paint, lighting, and appliances throughout. Major updates including the roof, water softener, washer & dryer, water heater, and drainfield add even more to appreciate. Two bedrooms are located upstairs, with an additional bedroom in the lower level. A 3-stall attached garage provides plenty of space for vehicles, lake toys, and more. With acreage, private lakeshore, and beautiful updates, this is one you won’t want to miss!
Active
$439,900
40818 Finley Rd, North Branch, MN 55056
3beds
1,931sqft
Single Family
Built in 1996
2.39 Acres Lot
$438,800 Zestimate®
$228/sqft
$-- HOA
What's special
New flooring
- 13 hours
- 186
- 9
Zillow last checked:
Listing updated:
Listed by:
Janel Morgan 320-266-2126,
Morgan & Co.
Source: NorthstarMLS as distributed by MLS GRID,MLS#: 7153476
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 1
- 3/4 bathrooms: 1
Bedroom
- Level: Upper
- Area: 165 Square Feet
- Dimensions: 15x11
Bedroom 2
- Level: Upper
- Area: 100 Square Feet
- Dimensions: 10x10
Bedroom 3
- Level: Lower
- Area: 99 Square Feet
- Dimensions: 9x11
Dining room
- Level: Main
- Area: 120 Square Feet
- Dimensions: 12x10
Family room
- Level: Lower
- Area: 544 Square Feet
- Dimensions: 34x16
Kitchen
- Level: Main
- Area: 144 Square Feet
- Dimensions: 12x12
Living room
- Level: Upper
- Area: 204 Square Feet
- Dimensions: 17x12
Heating
- Forced Air
Cooling
- Central Air
Appliances
- Included: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
Features
- Basement: Full,Walk-Out Access
- Has fireplace: No
Interior area
- Total structure area: 1,931
- Total interior livable area: 1,931 sqft
- Finished area above ground: 1,183
- Finished area below ground: 748
Property
Parking
- Total spaces: 3
- Parking features: Attached
- Attached garage spaces: 3
- Details: Garage Dimensions (26x22)
Accessibility
- Accessibility features: None
Features
- Levels: Three Level Split
- Patio & porch: Deck
- On waterfront: Yes
- Waterfront features: Lake Front
Lot
- Size: 2.39 Acres
- Dimensions: 178 x 160 x 695 x 614
- Features: Tree Coverage - Medium
Details
- Foundation area: 1183
- Parcel number: 110086189
- Zoning description: Residential-Single Family
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family
Condition
- New construction: No
- Year built: 1996
Utilities & green energy
- Gas: Natural Gas
- Sewer: Private Sewer
- Water: Well
Community & HOA
Community
- Subdivision: Ellenderry Hills 2
HOA
- Has HOA: No
Location
- Region: North Branch
Financial & listing details
- Price per square foot: $228/sqft
- Tax assessed value: $388,400
- Annual tax amount: $4,870
- Date on market: 10/2/2026
Estimated market value
$438,800
$417,000 - $461,000
$2,425/mo
Price history
| Date | Event | Price |
|---|---|---|
| 10/2/2026 | Listed for sale | $439,900+69.2%$228/sqft |
Source:  NorthstarMLS as distributed by MLS GRID #7153476 Report a problem | ||
| 5/21/2026 | Sold | $260,000+8.4%$135/sqft |
Source: Public Record Report a problem | ||
| 3/24/2021 | Listing removed | -- |
Source: Owner Report a problem | ||
| 11/3/2015 | Listing removed | $239,900$124/sqft |
Source: Owner #24049877 Report a problem | ||
| 10/26/2015 | Listed for sale | $239,900+16.5%$124/sqft |
Source: Owner #24049877 Report a problem | ||
| 1/10/2003 | Sold | $206,000+59%$107/sqft |
Source: Public Record Report a problem | ||
| 12/16/1996 | Sold | $129,540$67/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $4,920 +0.4% | $376,800 -2.1% |
| 2023 | $4,902 -0.6% | $384,700 +18.5% |
| 2022 | $4,930 +12.2% | $324,700 +16.7% |
| 2021 | $4,394 +0.4% | $278,200 |
| 2020 | $4,376 +25% | -- |
| 2017 | $3,500 +100% | -- |
| 2016 | $1,750 -46.5% | -- |
| 2015 | $3,274 -4.3% | -- |
| 2014 | $3,420 -2.7% | $195,500 |
| 2013 | $3,514 -5.1% | -- |
| 2012 | $3,702 +11.2% | -- |
| 2011 | $3,330 -15.8% | -- |
| 2010 | $3,954 | -- |
| 2009 | -- | -- |
| 2008 | $3,672 +14.4% | -- |
| 2007 | $3,210 +42.9% | -- |
| 2006 | $2,247 +8.2% | -- |
| 2005 | $2,077 +18.3% | -- |
| 2004 | $1,755 +10.7% | -- |
| 2003 | $1,586 -5.4% | -- |
| 2002 | $1,677 -6.2% | -- |
| 2001 | $1,787 | -- |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
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Neighborhood: 55056
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