409 Fort Saratoga, Saint Charles, MO 63303
Home value
$677,900
$637,000 - $725,000
$3,710/mo
Owner options
$3,710/mo
Rent Zestimate®
Find your next renter with Zillow Rental Manager. Plus, with online applications, you can quickly screen prospective tenants – for free.
$3,710/mo
Rent Zestimate®
$250/mo
Est. payment
Refinancing to a lower rate could help reduce your monthly payments and save thousands over the life of the loan.
$250/mo
Est. payment
Explore your selling options
Work with a Zillow partner agent
Leverage their expertise and Zillow's premium Showcase listings to get your home seen by more buyers.
Get startedList with your own agent
Get your home in front of millions of buyers by listing it on Zillow.
Learn how to do itSell it yourself
Take full control of how buyers see your home on Zillow by listing For Sale by Owner (FSBO).
List your homeWhat's special
Zillow last checked:
Listing updated:
Logan J Strain 636-328-2830,
Coldwell Banker Realty - Gundaker,
Hilary N Ricketson 636-459-6148,
Coldwell Banker Realty - Gundaker
Jessica A Settlemoir, 2002016280
Realty Shop
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
- Main level bathrooms: 3
- Main level bedrooms: 3
Primary bedroom
- Features: Floor Covering: Wood
- Level: Main
- Area: 357
- Dimensions: 21x17
Bedroom
- Features: Floor Covering: Carpeting
- Level: Main
- Area: 216
- Dimensions: 18x12
Bedroom
- Features: Floor Covering: Carpeting
- Level: Main
- Area: 204
- Dimensions: 17x12
Breakfast room
- Features: Floor Covering: Ceramic Tile
- Level: Main
- Area: 135
- Dimensions: 15x9
Dining room
- Features: Floor Covering: Carpeting
- Level: Main
- Area: 180
- Dimensions: 15x12
Family room
- Features: Floor Covering: Carpeting
- Level: Lower
- Area: 323
- Dimensions: 19x17
Great room
- Features: Floor Covering: Wood
- Level: Main
- Area: 690
- Dimensions: 30x23
Kitchen
- Features: Floor Covering: Ceramic Tile
- Level: Main
- Area: 306
- Dimensions: 18x17
Mud room
- Features: Floor Covering: Ceramic Tile
- Level: Main
- Area: 112
- Dimensions: 14x8
Office
- Features: Floor Covering: Carpeting
- Level: Main
- Area: 165
- Dimensions: 15x11
Recreation room
- Features: Floor Covering: Carpeting
- Level: Lower
- Area: 720
- Dimensions: 30x24
Sunroom
- Features: Floor Covering: Carpeting
- Level: Main
- Area: 160
- Dimensions: 16x10
Heating
- Forced Air
Cooling
- Central Air
Appliances
- Included: Stainless Steel Appliance(s), Gas Cooktop, Dishwasher, Disposal, Microwave, Built-In Electric Oven
- Laundry: Main Level
Features
- Bar, Breakfast Bar, Breakfast Room, Ceiling Fan(s), Crown Molding, Double Vanity, Granite Counters, Open Floorplan, Pantry, Separate Dining, Special Millwork, Vaulted Ceiling(s), Walk-In Closet(s)
- Flooring: Carpet, Ceramic Tile, Wood
- Doors: Panel Door(s), Sliding Doors
- Windows: Bay Window(s), Tilt-In Windows
- Basement: Partially Finished,Walk-Out Access
- Number of fireplaces: 1
- Fireplace features: Gas
Interior area
- Total structure area: 3,707
- Total interior livable area: 3,707 sqft
- Finished area above ground: 2,641
- Finished area below ground: 1,066
Property
Parking
- Total spaces: 3
- Parking features: Garage - Attached
- Attached garage spaces: 3
Features
- Levels: One
- Patio & porch: Composite, Screened
- Fencing: Back Yard
Lot
- Size: 0.43 Acres
- Features: Back Yard, Cleared
Details
- Parcel number: 301179452000091.0000000
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch,Traditional
- Property subtype: Single Family Residence
Materials
- Brick, Vinyl Siding
Condition
- Year built: 2004
Utilities & green energy
- Electric: Single Phase
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Cable Available
Community & HOA
Community
- Subdivision: Est At Heritage Trails
HOA
- Has HOA: Yes
- Amenities included: None
- Services included: None
- HOA fee: $250 annually
- HOA name: Heritage Add
Location
- Region: Saint Charles
Financial & listing details
- Tax assessed value: $624,344
- Annual tax amount: $6,807
- Date on market: 3/5/2026
- Cumulative days on market: 10 days
- Listing terms: Cash,Conventional,FHA,VA Loan
- Ownership: Private
Price history
| Date | Event | Price |
|---|---|---|
| 4/16/2026 | Sold | -- |
Source: | ||
| 3/16/2026 | Pending sale | $725,000$196/sqft |
Source: | ||
| 3/12/2026 | Price change | $725,000-3.3%$196/sqft |
Source: | ||
| 3/5/2026 | Listed for sale | $750,000$202/sqft |
Source: | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $6,807 +1.1% | $118,625 +8.7% |
| 2024 | $6,733 +0.1% | $109,172 |
| 2023 | $6,724 +9.5% | $109,172 +18.2% |
| 2022 | $6,143 | $92,378 |
| 2021 | -- | $92,378 +2.8% |
| 2020 | -- | $89,902 |
| 2019 | $5,481 | $89,902 +16.6% |
| 2018 | $5,481 +0.5% | $77,133 |
| 2017 | $5,453 +6.2% | $77,133 +5.9% |
| 2016 | $5,135 +0.8% | $72,839 |
| 2015 | $5,096 +7.5% | $72,839 +10.9% |
| 2014 | $4,739 | $65,665 |
| 2013 | -- | $65,665 -3% |
| 2012 | -- | $67,720 -17.9% |
| 2011 | -- | $82,520 |
| 2010 | -- | $82,520 |
| 2009 | -- | $82,520 -19.7% |
| 2008 | -- | $102,800 -79.2% |
| 2007 | -- | $494,545 +799.2% |
| 2006 | -- | $55,000 |
| 2005 | -- | $55,000 |
Neighborhood: 63303
Nearby homes
- $646,6003 bd3 ba2.3k sqft413 Fort Saratoga, Saint Charles, MO 63303Off Market
- $585,1003 bd3 ba2.2k sqft405 Fort Saratoga, Saint Charles, MO 63303Off Market
- $870,5004 bd4 ba5k sqft112 Heritage Sta, Saint Charles, MO 63303Off Market

- $670,5003 bd3 ba2.4k sqft417 Fort Saratoga, Saint Charles, MO 63303Off Market
- $646,8004 bd3 ba3k sqft144 Heritage Sta, Saint Charles, MO 63303Off Market
- $--4 bd3 ba3.4k sqft108 Heritage Sta, Saint Charles, MO 63303Sold
- $579,6004 bd3 ba2.1k sqft408 Fort Saratoga, Saint Charles, MO 63303Off Market
- $734,0004 bd3 ba2.3k sqft140 Heritage Sta, Saint Charles, MO 63303Off Market
Nearby schools
GreatSchools rating
- 6/10Becky-David Elementary SchoolGrades: PK-5Distance: 1.3 mi
- 9/10Barnwell Middle SchoolGrades: 6-8Distance: 1.3 mi
- 8/10Francis Howell North High SchoolGrades: 9-12Distance: 1.4 mi
Schools provided by the listing agent
- Elementary: Becky-David Elem.
- Middle: Barnwell Middle
- High: Francis Howell North High
Source: MARIS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
Get a cash offer in 3 minutes
Get a cash offer in 3 minutes
- Missouri
- Saint Charles County
- Saint Charles
- 63303
- 409 Fort Saratoga