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Pending
    • $109,900

    409 Harvard St, Bay City, MI 48708

    3beds
    1,018sqft
    : 
    $875/mo
    Get pre-qualified
    Single Family Residence
    Built in 1930
    4,791 Square Feet Lot
    $83,300 Zestimate®
    $108/sqft
    $-- HOA

    What's special

    Dedicated dining areaBright kitchen
    Welcome home to this move-in ready 3-bedroom, 1-bath single-story Cape Cod, nestled in the highly desirable and lower-tax Hampton Township (Bay City School District)! Offering the perfect blend of cozy charm and daily convenience, this property is ready for its next owner to move right in on closing day with immediate possession. Interior Highlights: Beautiful Flooring: Step inside to warm, classic hardwood floors running through the main living spaces and bedrooms. Layout: A functional 7-room layout featuring a spacious 12x13 living room, a dedicated dining area, and a bright kitchen. Growth Potential: A full 1,018 sq. ft. unfinished basement gives you incredible storage options or a blank canvas to build equity and expand your living space. Attached Garage: No more dealing with the Michigan winter elements thanks to the attached 1.5-car garage. Outdoor Living: Enjoy peace of mind and outdoor fun in your fully fenced backyard—ideal for pets or summer BBQs. Prime Location: Conveniently located north of Ridge Road, you are just minutes away from local shopping, a variety of restaurants, and quick access to the local Rail Trail for walking and biking. Enjoy neighborhood living with the benefit of township taxes! Schedule your tour today and unlock the door to immediate homeownership
    28 days
    |
    800
    |
    56
    |

    Likely to sell faster than

    Zillow last checked:

    Listing updated:

    Listed by:

    Robert Struck 989-239-0054,

    RE/MAX Results 989-686-3400

    Source: MiRealSource,MLS#: 50214313MLS LogoOriginating MLS: Bay County REALTOR Association

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 1
      • Full bathrooms: 1
      Rooms
      • Room types: Bedroom, Bathroom
      Bedroom 1
      • Features: Carpet
      • Level: First
      • Area: 110
      • Dimensions: 10 x 11
      Bedroom 2
      • Features: Wood
      • Level: First
      • Area: 100
      • Dimensions: 10 x 10
      Bedroom 3
      • Features: Vinyl
      • Level: First
      • Area: 117
      • Dimensions: 9 x 13
      Bathroom 1
      • Features: Vinyl
      • Level: First
      • Area: 63
      • Dimensions: 7 x 9
      Dining room
      • Features: Wood
      • Level: First
      • Area: 120
      • Dimensions: 12 x 10
      Kitchen
      • Features: Vinyl
      • Level: First
      • Area: 104
      • Dimensions: 8 x 13
      Living room
      • Features: Wood
      • Level: First
      • Area: 156
      • Dimensions: 12 x 13
      Heating
      • Forced Air, Natural Gas, Hot Water
      Cooling
      • Central Air
      Appliances
      • Included: Dryer, Range/Oven, Refrigerator, Washer, Gas Water Heater
      • Laundry: In Basement
      Features
      • Sump Pump
      • Flooring: Hardwood, Carpet, Wood, Vinyl
      • Basement: Block
      • Has fireplace: No
      Interior area
      • Total structure area: 2,036
      • Total interior livable area: 1,018 sqft
      • Finished area above ground: 1,018
      • Finished area below ground: 0

      Property

      Parking
      • Total spaces: 3
      • Parking features: 3 or More Spaces, Garage, Attached, Electric in Garage
      • Attached garage spaces: 1.5
      Features
      • Levels: One
      • Stories: 1
      • Fencing: Fenced
      • Frontage type: Road
      • Frontage length: 50
      Lot
      • Size: 4,791 Square Feet
      • Dimensions: 50 x 100
      Details
      • Parcel number: 070G1001200700
      • Zoning description: Residential
      • Special conditions: Private

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Cape Cod
      • Property subtype: Single Family Residence
      Materials
      • Other
      • Foundation: Basement
      Condition
      • New construction: No
      • Year built: 1930

      Utilities & green energy

      • Electric: 100 Amp Service
      • Sewer: Public Sanitary
      • Water: Public
      • Utilities for property: Cable Available, Electricity Connected, Natural Gas Connected

      Community & HOA

      Community
      • Subdivision: N/A
      HOA
      • Has HOA: No
      Location
      • Region: Bay City

      Financial & listing details

      • Price per square foot: $108/sqft
      • Tax assessed value: $39,200
      • Annual tax amount: $928
      • Date on market: 7/9/2026
      • Cumulative days on market: 28 days
      • Listing agreement: Exclusive Right To Sell
      • Listing terms: Cash,Conventional,FHA,VA Loan
      • Road surface type: Paved

        Estimated market value

        $83,300

        $62,000 - $106,000

        $1,273/mo

        Price history

        DateEventPrice
        7/14/2026Pending sale$109,900$108/sqft
        Source: MiRealSource #50214313 Report a problem
        7/9/2026Listed for sale$109,900+175.4%$108/sqft
        Source: MiRealSource #50214313 Report a problem
        9/17/2017Listing removed$39,900$39/sqft
        Source: RE/MAX Results #2162508 Report a problem
        12/19/2016Listed for sale$39,900$39/sqft
        Source: RE/MAX Results #2162508 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$906 +4.9%$19,600 +7.1%
        2024$864 $18,300 +23.6%
        2023-- $14,800 +26.5%
        2022-- $11,700 +2.6%
        2021-- $11,400 -48.2%
        2020$1,011 $22,000 +147.2%
        2019-- $8,900 -57.8%
        2018$1,011 -4.9%$21,100
        2017$1,063 $21,100 -6.2%
        2016$1,063 $22,500 +11.9%
        2015$1,063 $20,100 -1.5%
        2014-- $20,400 +1%
        2013-- $20,200 -4.7%
        2012-- $21,200 -0.9%
        2011-- $21,400 +1.4%
        2010-- $21,100 -9.8%
        2009-- $23,400 -10%
        2008-- $26,000 +2%
        2007-- $25,500
        2006$380 +34.7%$25,500 +3.7%
        2005$282 +6.5%$24,600 -2%
        2004$265 $25,100 +6.4%
        2003-- $23,600 +4.9%
        2002$266 +3.2%$22,500 +5.6%
        2001$258 $21,300
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 48708

        Getting around

        39 / 100
        Car-Dependent
        49 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • District: Bay City School District

        Source: MiRealSource. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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