Fresh updates and flexible potential make this property a standout opportunity! Recent improvements include new interior and exterior paint, new windows, new kitchen and bathroom flooring, new upstairs carpet, and added insulation with new drywall and ceiling upstairs. The kitchen also features a brand new stove and refrigerator, adding to the home’s move-in-ready appeal. Additional highlights include a newer metal roof and a detached 2-car garage. Inside, you’ll find a main-floor bedroom and two additional bedrooms upstairs (one is a walk-through), offering flexible space for a variety of needs. The large half-acre lot provides plenty of room to enjoy outdoor living, gardening, or future improvements. Conveniently located near schools and downtown, this property is ideal as a primary residence or investment opportunity.
Pending
Price cut: $11K (5/29)
$109,000
409 S Water St, Warren, IL 61087
3beds
1,127sqft
Single Family Residence
Built in 1920
0.5 Acres Lot
$106,900 Zestimate®
$97/sqft
$-- HOA
What's special
Two additional bedrooms upstairsMain-floor bedroomLarge half-acre lotNew windowsNewer metal roofNew upstairs carpet
- 81 days |
- 142 |
- 8 |
Zillow last checked:
Listing updated:
Listed by:
Christopher Watson 608-909-1744,
Dc Rise Real Estate
Source: NorthWest Illinois Alliance of REALTORS®,MLS#: 202601970
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 1
- Full bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 1
Primary bedroom
- Level: Main
- Area: 110
- Dimensions: 11 x 10
Bedroom 2
- Level: Upper
- Area: 120
- Dimensions: 12 x 10
Bedroom 3
- Level: Upper
- Area: 120
- Dimensions: 12 x 10
Dining room
- Level: Main
- Area: 156
- Dimensions: 12 x 13
Family room
- Level: Main
- Area: 176
- Dimensions: 16 x 11
Kitchen
- Level: Main
- Area: 103.5
- Dimensions: 11.5 x 9
Living room
- Level: Main
- Area: 224.75
- Dimensions: 15.5 x 14.5
Heating
- Forced Air, Natural Gas
Cooling
- None
Appliances
- Included: Refrigerator, Stove/Cooktop, Electric Water Heater
Features
- Windows: Window Treatments
- Basement: Partial,Basement Entrance
- Has fireplace: No
Interior area
- Total structure area: 1,127
- Total interior livable area: 1,127 sqft
- Finished area above ground: 1,127
- Finished area below ground: 0
Property
Parking
- Total spaces: 2
- Parking features: Asphalt, Detached
- Garage spaces: 2
Features
- Levels: One and One Half
- Stories: 1
Lot
- Size: 0.5 Acres
- Features: City/Town
Details
- Parcel number: 2100134500
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Siding, Stucco
- Roof: Shingle,Metal
Condition
- Year built: 1920
Utilities & green energy
- Electric: Circuit Breakers
- Sewer: City/Community
- Water: City/Community
Community & HOA
Community
- Subdivision: IL
Location
- Region: Warren
Financial & listing details
- Price per square foot: $97/sqft
- Tax assessed value: $45,810
- Annual tax amount: $1,334
- Price range: $109K - $109K
- Date on market: 4/10/2026
- Cumulative days on market: 82 days
- Ownership: Fee Simple
Estimated market value
$106,900
$102,000 - $112,000
$977/mo
Price history
| Date | Event | Price |
|---|---|---|
| 6/9/2026 | Pending sale | $109,000$97/sqft |
Source:  NorthWest Illinois Alliance of REALTORS® #202601970 Report a problem | ||
| 5/29/2026 | Price change | $109,000-9.2%$97/sqft |
Source: NorthWest Illinois Alliance of REALTORS® #202601970 Report a problem | ||
| 4/10/2026 | Listed for sale | $120,000+140%$106/sqft |
Source: NorthWest Illinois Alliance of REALTORS® #202601970 Report a problem | ||
| 12/23/2025 | Sold | $50,000-16.5%$44/sqft |
Source: NorthWest Illinois Alliance of REALTORS® #202504813 Report a problem | ||
| 10/15/2025 | Pending sale | $59,900$53/sqft |
Source: NorthWest Illinois Alliance of REALTORS® #202504813 Report a problem | ||
| 8/11/2025 | Listed for sale | $59,900$53/sqft |
Source: NorthWest Illinois Alliance of REALTORS® #202504813 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $1,334 +2.6% | $15,270 +6.8% |
| 2023 | $1,300 -4.5% | $14,294 -1.3% |
| 2022 | $1,361 +12.7% | $14,476 +16.2% |
| 2021 | $1,207 -3.8% | $12,456 |
| 2020 | $1,255 -5.8% | $12,456 |
| 2019 | $1,332 -13.7% | $12,456 -14.9% |
| 2018 | $1,543 | $14,629 |
| 2017 | $1,543 -1.5% | $14,629 |
| 2016 | $1,568 -1.9% | $14,629 |
| 2015 | $1,597 -0.3% | $14,629 -3% |
| 2014 | $1,602 +0.4% | $15,083 -7.2% |
| 2013 | $1,595 | $16,257 -21.3% |
| 2010 | -- | $20,645 |
| 2009 | -- | $20,645 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: 61087
Nearby schools
GreatSchools rating
- 8/10Warren Elementary SchoolGrades: PK-5Distance: 0.1 mi
- 7/10Warren Jr/Sr High SchoolGrades: 6-12Distance: 0.1 mi
Schools provided by the listing agent
- Elementary: Warren
- Middle: Warren
- High: Warren
- District: Warren
Source: NorthWest Illinois Alliance of REALTORS®. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
- Illinois
- Jo Daviess County
- Warren
- 61087
- 409 S Water St
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Nearby zip codes
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