409 Severin Ave, Modesto, CA 95354

Welcome to 409 Severin Ave, charming from the curb and surprisingly versatile beyond it, with extensive improvements and exceptional utility rarely found in an ordinary single-story home. The main residence features 2 bedrooms and 2 baths with approximately 1,372 sq. ft. A converted garage area provides an additional room and full bath, offering flexible space for guests, a home office, hobby room, or other uses. The sellers have made numerous improvements throughout the property, including extensive concrete work for the driveways, walkways and side yard, upgraded electrical service, fencing, landscaping, a primary bath walk-in shower, and additional repairs and updates. A standout feature is the detached 20' x 30' rear shop, providing substantial space for projects, hobbies, equipment, storage, or additional vehicle use. The generous lot offers excellent outdoor space and functionality that can be difficult to find. Qualified buyers may also have an opportunity to assume the seller's existing VA loan at a very attractive interest rate, subject to lender and VA approval and applicable assumption requirements. Buyer to independently verify permits, square footage, bedroom and bath count, and intended use of converted areas.VA buyers, take note! A qualified VA-eligible buyer may be able to assume the seller's existing VA loan at an attractive 2.875% interest rate,2.904 APR subject to loan-servicer and VA approval, buyer qualification, sufficient entitlement and verification of all loan terms. Buyer must have the funds necessary to cover the difference between the purchase price and the remaining loan balance.