If you've been dreaming of easy lake life, welcome to this charming cute as a button cottage on the shores of Lower Herring Lake. With 46 feet of private lake frontage, you'll enjoy peaceful waterfront living with endless opportunities for swimming, kayaking, paddleboarding, fishing, or simply relaxing by the water's edge. This all-sports lake even provides access to Lake Michigan through the outlet and surrounded by conservancy land making it an ideal destination for water enthusiasts. Ideally located just south of Frankfort along the scenic M-22 corridor, this cottage places you in the heart of Northern Michigan, surrounded by breathtaking Lake Michigan shoreline, hiking and biking trails, and endless outdoor recreation. Inside, you'll find a cozy, thoughtfully designed interior featuring a kitchen, full bathroom, bedroom and a bright living and dining space that captures beautiful lake views. The lakeside sunroom is the perfect spot to entertain guests, enjoy your morning coffee, or unwind while taking in the tranquil sights and sounds of the water. This peaceful lakefront community offers both serenity and surrounding convenience. Just minutes away, you'll discover the sandy beaches and spectacular sunsets of Lake Michigan, along with the charming waterfront communities of Frankfort and Elberta, where you'll find local shops, restaurants, marinas, and year-round events. Nearby lake and river access, golf courses, and scenic trails provide even more opportunities to experience the best of Northern Michigan. Whether you're searching for a year-round residence or a seasonal retreat, this delightful waterfront cottage offers an exceptional chance to enjoy the relaxed lifestyle and natural beauty that make Northern Michigan so special.
Sold for $450,000
Zestimate®
$450,000
4098 6th St, Frankfort, MI 49635
1beds
648sqft
Single Family Residence
Built in 1939
7,840 Square Feet Lot
$450,000 Zestimate®
$694/sqft
$1,270 Estimated rent
Home value
$450,000
Estimated sales range
Not available
$1,270/mo
Zestimate® history
Owner options
List your home for rent
$1,270/mo
Rent Zestimate®
Find your next renter with Zillow Rental Manager. Plus, with online applications, you can quickly screen prospective tenants – for free.
$1,270/mo
Rent Zestimate®
Refinance and save
$2,909/mo
Est. payment
Refinancing to a lower rate could help reduce your monthly payments and save thousands over the life of the loan.
$2,909/mo
Est. payment
Explore your selling options
Work with a Zillow partner agent
Leverage their expertise and Zillow's premium Showcase listings to get your home seen by more buyers.
Get startedList with your own agent
Get your home in front of millions of buyers by listing it on Zillow.
Learn how to do itSell it yourself
Take full control of how buyers see your home on Zillow by listing For Sale by Owner (FSBO).
List your homeWhat's special
Peaceful waterfront livingSurrounded by conservancy landCozy thoughtfully designed interior
Zillow last checked:
Listing updated:
Listed by:
Kari King Cell:231-651-0923,
Century 21 Northland-Frankfort 231-352-7123
Bought with:
Racquel Huddleston, 6501413462
REO-TCBeulah-Frankfort-233027
Source: NGLRMLS,MLS#: 1947764
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 1
Primary bedroom
- Level: Main
- Area: 55.51
- Dimensions: 6.1 x 9.1
Primary bathroom
- Features: None
Dining room
- Level: Main
- Area: 106.08
- Dimensions: 10.4 x 10.2
Kitchen
- Level: Main
- Area: 93.6
- Dimensions: 10.4 x 9
Living room
- Level: Main
- Area: 141.93
- Dimensions: 17.5 x 8.11
Heating
- Baseboard, Propane
Appliances
- Included: Refrigerator, Oven/Range, Microwave
- Laundry: None
Features
- Solarium/Sun Room, Drywall, WiFi
- Flooring: Carpet
- Windows: Blinds, Drapes
- Basement: Crawl Space
- Has fireplace: No
- Fireplace features: None
Interior area
- Total structure area: 648
- Total interior livable area: 648 sqft
- Finished area above ground: 648
- Finished area below ground: 0
Property
Parking
- Parking features: None, Dirt, Private
Accessibility
- Accessibility features: None
Features
- Patio & porch: Deck
- Exterior features: Rain Gutters
- On waterfront: Yes
- Waterfront features: All Sports, Sandy Bottom
- Body of water: Lower Herring Lake
- Frontage type: Waterfront
- Frontage length: 46
Lot
- Size: 7,840 Square Feet
- Dimensions: 46.3 x 170.84
- Features: Cleared, Wooded, Level, Subdivided
Details
- Additional structures: Shed(s)
- Parcel number: 0301000100
- Zoning description: Residential
- Other equipment: Dish TV
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Cottage
- Property subtype: Single Family Residence
Materials
- Frame, Wood Siding
- Foundation: Block
- Roof: Asphalt
Condition
- Fixer
- New construction: No
- Year built: 1939
Utilities & green energy
- Sewer: Private Sewer
- Water: Private
Community & HOA
Community
- Features: None
- Security: Smoke Detector(s)
- Subdivision: Assessor's Plat Beuna Gloria
HOA
- Services included: None
Location
- Region: Frankfort
Financial & listing details
- Price per square foot: $694/sqft
- Tax assessed value: $123,600
- Annual tax amount: $696
- Price range: $450K - $450K
- Date on market: 7/8/2026
- Cumulative days on market: 44 days
- Listing agreement: Exclusive Right Sell
- Listing terms: Conventional,Cash
- Ownership type: Private Owner
Price history
| Date | Event | Price |
|---|---|---|
| 8/21/2026 | Sold | $450,000-9.8%$694/sqft |
Source:  NGLRMLS #1947764 Report a problem | ||
| 7/8/2026 | Listed for sale | $499,000$770/sqft |
Source: NGLRMLS #1947764 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $696 +5% | $123,800 -0.6% |
| 2024 | $663 -0.4% | $124,600 +5.2% |
| 2023 | $665 | $118,400 -1.3% |
| 2022 | -- | $120,000 +24.2% |
| 2021 | -- | $96,600 -9% |
| 2020 | -- | $106,200 +15.7% |
| 2019 | -- | $91,800 +5% |
| 2018 | -- | $87,400 -1.6% |
| 2017 | -- | $88,800 |
| 2016 | -- | $88,800 +267% |
| 2011 | -- | $24,199 -62.4% |
| 2010 | -- | $64,300 |
Find assessor info on the county website
Neighborhood: 49635
Nearby homes
- $482,600-- bd-- ba-- sqft4100 6th St, Frankfort, MI 49635Off Market
- $565,700-- bd-- ba-- sqft4077 7th St, Frankfort, MI 49635Off Market
- $216,200-- bd-- ba-- sqft4050 6th St, Frankfort, MI 49635Off Market
- $843,200-- bd-- ba-- sqft4097 6th St, Frankfort, MI 49635Off Market
- $394,600-- bd-- ba-- sqft4057 7th St, Frankfort, MI 49635Off Market
- $499,800-- bd-- ba-- sqft4094 5th St, Frankfort, MI 49635Off Market
- $259,300-- bd-- ba-- sqft4033 7th St, Frankfort, MI 49635Off Market
- $470,700-- bd-- ba-- sqft4022 6th St, Frankfort, MI 49635Off Market
Nearby schools
GreatSchools rating
- 8/10Frankfort Elementary SchoolGrades: PK-5Distance: 4.3 mi
- 7/10Frankfort High SchoolGrades: 6-12Distance: 4.3 mi
Schools provided by the listing agent
- District: Frankfort-Elberta Area Schools
Source: NGLRMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
Get pre-qualified for a loan
At Zillow Home Loans, we can pre-qualify you in as little as 5 minutes with no impact to your credit score.An equal housing lender. NMLS #10287.
- Michigan
- Benzie County
- Frankfort
- 49635
- 4098 6th St
