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For sale
    • $499,000

    4098 6th St, Frankfort, MI 49635

    1beds
    648sqft
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    Single Family Residence
    Built in 1939
    7,840 Square Feet Lot
    $475,500 Zestimate®
    $770/sqft
    $-- HOA

    What's special

    Peaceful waterfront livingSurrounded by conservancy landCozy thoughtfully designed interior
    If you've been dreaming of easy lake life, welcome to this charming cute as a button cottage on the shores of Lower Herring Lake. With 46 feet of private lake frontage, you'll enjoy peaceful waterfront living with endless opportunities for swimming, kayaking, paddleboarding, fishing, or simply relaxing by the water's edge. This all-sports lake even provides access to Lake Michigan through the outlet and surrounded by conservancy land making it an ideal destination for water enthusiasts. Ideally located just south of Frankfort along the scenic M-22 corridor, this cottage places you in the heart of Northern Michigan, surrounded by breathtaking Lake Michigan shoreline, hiking and biking trails, and endless outdoor recreation. Inside, you'll find a cozy, thoughtfully designed interior featuring a kitchen, full bathroom, bedroom and a bright living and dining space that captures beautiful lake views. The lakeside sunroom is the perfect spot to entertain guests, enjoy your morning coffee, or unwind while taking in the tranquil sights and sounds of the water. This peaceful lakefront community offers both serenity and surrounding convenience. Just minutes away, you'll discover the sandy beaches and spectacular sunsets of Lake Michigan, along with the charming waterfront communities of Frankfort and Elberta, where you'll find local shops, restaurants, marinas, and year-round events. Nearby lake and river access, golf courses, and scenic trails provide even more opportunities to experience the best of Northern Michigan. Whether you're searching for a year-round residence or a seasonal retreat, this delightful waterfront cottage offers an exceptional chance to enjoy the relaxed lifestyle and natural beauty that make Northern Michigan so special.
    6 days
    |
    2,895
    |
    161
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Kari King Cell:231-651-0923,

    Century 21 Northland-Frankfort 231-352-7123

    Source: NGLRMLS,MLS#: 1947764MLS Logo

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 1
      • Bathrooms: 1
      • Full bathrooms: 1
      • Main level bathrooms: 1
      • Main level bedrooms: 1
      Primary bedroom
      • Level: Main
      • Area: 55.51
      • Dimensions: 6.1 x 9.1
      Primary bathroom
      • Features: None
      Dining room
      • Level: Main
      • Area: 106.08
      • Dimensions: 10.4 x 10.2
      Kitchen
      • Level: Main
      • Area: 93.6
      • Dimensions: 10.4 x 9
      Living room
      • Level: Main
      • Area: 141.93
      • Dimensions: 17.5 x 8.11
      Heating
      • Baseboard, Propane
      Appliances
      • Included: Refrigerator, Oven/Range, Microwave
      • Laundry: None
      Features
      • Solarium/Sun Room, Drywall, WiFi
      • Flooring: Carpet
      • Windows: Blinds, Drapes
      • Basement: Crawl Space
      • Has fireplace: No
      • Fireplace features: None
      Interior area
      • Total structure area: 648
      • Total interior livable area: 648 sqft
      • Finished area above ground: 648
      • Finished area below ground: 0
      Video & virtual tour

      Property

      Parking
      • Parking features: None, Dirt, Private
      Accessibility
      • Accessibility features: None
      Features
      • Patio & porch: Deck
      • Exterior features: Rain Gutters
      • On waterfront: Yes
      • Waterfront features: All Sports, Sandy Bottom
      • Body of water: Lower Herring Lake
      • Frontage type: Waterfront
      • Frontage length: 46
      Lot
      • Size: 7,840 Square Feet
      • Dimensions: 46.3 x 170.84
      • Features: Cleared, Wooded, Level, Subdivided
      Details
      • Additional structures: Shed(s)
      • Parcel number: 0301000100
      • Zoning description: Residential
      • Other equipment: Dish TV

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Cottage
      • Property subtype: Single Family Residence
      Materials
      • Frame, Wood Siding
      • Foundation: Block
      • Roof: Asphalt
      Condition
      • Fixer
      • New construction: No
      • Year built: 1939

      Utilities & green energy

      • Sewer: Private Sewer
      • Water: Private

      Community & HOA

      Community
      • Features: None
      • Security: Smoke Detector(s)
      • Subdivision: Assessor's Plat Beuna Gloria
      HOA
      • Services included: None
      Location
      • Region: Frankfort

      Financial & listing details

      • Price per square foot: $770/sqft
      • Tax assessed value: $123,600
      • Annual tax amount: $696
      • Price range: $499K - $499K
      • Date on market: 7/8/2026
      • Cumulative days on market: 7 days
      • Listing agreement: Exclusive Right Sell
      • Listing terms: Conventional,Cash
      • Ownership type: Private Owner

        Estimated market value

        $475,500

        $452,000 - $499,000

        $4,482/mo

        Price history

        DateEventPrice
        7/8/2026Listed for sale$499,000$770/sqft
        Source: NGLRMLS #1947764 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$696 +5%$123,800 -0.6%
        2024$663 -0.4%$124,600 +5.2%
        2023$665 $118,400 -1.3%
        2022-- $120,000 +24.2%
        2021-- $96,600 -9%
        2020-- $106,200 +15.7%
        2019-- $91,800 +5%
        2018-- $87,400 -1.6%
        2017-- $88,800
        2016-- $88,800 +267%
        2011-- $24,199 -62.4%
        2010-- $64,300
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 49635

        Getting around

        0 / 100
        Car-Dependent
        27 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • District: Frankfort-Elberta Area Schools

        Source: NGLRMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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