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Active with contingency
  • $189,900

    40990 Diamond Lake St, Aitkin, MN 56431

    3beds
    1,274sqft
    : 
    $1,257/mo
    Get pre-qualified
    Single Family
    Built in 1974
    0.96 Acres Lot
    $187,800 Zestimate®
    $149/sqft
    $-- HOA

    What's special

    Wood-burning fireplaceUpdated large covered deckNew vinyl plank flooringPatio areaPeaceful lake viewsFire pitCeiling fan
    Experience the best of lakes-area living with this private retreat, where natural beauty, comfort, and thoughtful updates come together in a setting designed for relaxation. Tucked among the trees with peaceful lake views from the expansive covered deck, this property offers an inviting escape just minutes from Aitkin and close to numerous area lakes, snowmobile trails, and ATV routes. The open-concept living, dining, and kitchen area creates a warm, welcoming flow, anchored by a wood-burning fireplace and enhanced by stylish updates throughout. With three bedrooms, a den/flex room, and two baths, the home offers space for everyday living, weekend guests, or a refined Northwoods getaway. Recent improvements include new windows, appliances, an updated bathroom with soaker tub, kitchen countertops, kitchen sink with reverse osmosis, 2023 water softener and water heater, new vinyl plank flooring, light fixtures, ceiling fan, fresh paint, and more. Outdoor living shines with an updated large covered deck, patio area, and fire pit—perfect for quiet mornings, evening gatherings, and taking in the serenity of the surrounding landscape. MLEC fiber optic internet is available, adding modern convenience to this peaceful lakes-area setting. Coop is not included, storage container is negotiable.
    28 days
    1,740
    211

    Likely to sell faster than

    Zillow last checked:

    Listing updated:

    Listed by:

    Rodney K. Sparks, GRI 218-851-2687,

    Woods & Shores Real Estate, Inc.,

    Kathy J. Sparks, GRI 218-851-3232

    Source: NorthstarMLS as distributed by MLS GRID,MLS#: 7120082MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 1
      • 1/2 bathrooms: 1
      Bedroom
      • Level: Main
      • Area: 97.75 Square Feet
      • Dimensions: 11.5x8.5
      Bedroom 2
      • Level: Upper
      • Area: 126 Square Feet
      • Dimensions: 10.5x12
      Bedroom 3
      • Level: Upper
      • Area: 138 Square Feet
      • Dimensions: 11.5x12
      Dining room
      • Level: Main
      • Area: 150 Square Feet
      • Dimensions: 10x15
      Flex room
      • Level: Upper
      • Area: 88 Square Feet
      • Dimensions: 11x8
      Kitchen
      • Level: Main
      • Area: 86.25 Square Feet
      • Dimensions: 7.5x11.5
      Living room
      • Level: Main
      • Area: 225 Square Feet
      • Dimensions: 15x15
      Heating
      • Forced Air, Wood Stove
      Cooling
      • Window Unit(s)
      Appliances
      • Included: Dishwasher, Dryer, Electric Water Heater, Water Osmosis System, Iron Filter, Microwave, Range, Refrigerator, Washer, Water Softener Owned
      • Laundry: Electric Dryer Hookup, Main Level, Washer Hookup
      Features
      • Basement: Crawl Space
      • Number of fireplaces: 1
      • Fireplace features: Wood Burning Stove
      Interior area
      • Total structure area: 1,274
      • Total interior livable area: 1,274 sqft
      • Finished area above ground: 1,274
      • Finished area below ground: 0

      Property

      Parking
      • Parking features: Gravel, Open
      • Has uncovered spaces: Yes
      Accessibility
      • Accessibility features: None
      Features
      • Levels: One and One Half
      • Stories: 1.5
      • Patio & porch: Covered, Deck
      • Pool features: None
      • Has view: Yes
      • View description: Lake, South
      • Has water view: Yes
      • Water view: Lake
      • Waterfront features: Lake View
      Lot
      • Size: 0.96 Acres
      • Dimensions: 170 x 172 x 123 x 21 x 75 x 282
      • Features: Tree Coverage - Medium
      Details
      • Additional structures: Other, Storage Shed
      • Foundation area: 728
      • Parcel number: 070047803
      • Zoning description: Shoreline,Residential-Single Family
      • Other equipment: Fuel Tank - Rented

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family
      Materials
      • Frame
      • Roof: Age 8 Years or Less,Asphalt,Pitched
      Condition
      • New construction: No
      • Year built: 1974

      Utilities & green energy

      • Electric: Circuit Breakers, Power Company: Mille Lacs Energy Co-op
      • Gas: Propane
      • Sewer: Private Sewer, Septic System Compliant - Yes, Tank with Drainage Field
      • Water: Private, Well
      • Utilities for property: Underground Utilities

      Community & HOA

      HOA
      • Has HOA: No
      Location
      • Region: Aitkin

      Financial & listing details

      • Price per square foot: $149/sqft
      • Tax assessed value: $150,879
      • Annual tax amount: $328
      • Date on market: 8/6/2026
      • Cumulative days on market: 20 days
      • Road surface type: Unimproved

        Estimated market value

        $187,800

        $178,000 - $197,000

        $1,597/mo

        Price history

        DateEventPrice
        8/6/2026Listed for sale$189,900+72.6%$149/sqft
        Source: NorthstarMLS as distributed by MLS GRID #7120082 Report a problem
        10/30/2023Sold$110,000$86/sqft
        Source: NorthstarMLS as distributed by MLS GRID #6426472 Report a problem
        9/20/2023Pending sale$110,000$86/sqft
        Source: NorthstarMLS as distributed by MLS GRID #6426472 Report a problem
        8/31/2023Listed for sale$110,000-73.8%$86/sqft
        Source: NorthstarMLS as distributed by MLS GRID #6426472 Report a problem
        4/16/2017Listing removed$420,000$330/sqft
        Source: Woods & Shores Real Estate, Inc. #4701681 Report a problem
        4/15/2016Listed for sale$420,000$330/sqft
        Source: Woods & Shores Real Estate, Inc. #4701681 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$136 +19.3%$150,879 +107.8%
        2024$114 -67.6%$72,624 -10.2%
        2023$352 -2.8%$80,849 +16.2%
        2022$362 +7.7%$69,556 +30.7%
        2021$336 +3.7%$53,213 +5.4%
        2020$324 -4.7%$50,500 +8.6%
        2019$340 +10.4%$46,500 -1.5%
        2018$308 +1.3%$47,200 +9.8%
        2017$304 -3.2%$43,000 -2.1%
        2016$314 -7.1%$43,900 -11%
        2014$338 $49,300
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
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        Climate risks

        Neighborhood: 56431

        Getting around

        0 / 100
        Car-Dependent
        17 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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