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For sale
$399,900
3beds
2,203sqft

41 Luther Dr, Palm Coast, FL 32137

3beds
2,203sqft
Single family residence
Built in 1998
10,018 sqft
2 Garage spaces
$182 price/sqft

What's special

Sought-after lakefront locationQuality craftsmanshipGarage door screenLakefront homesiteJacuzzi tubCentrally located kitchenGutters surround the home

Purchase this home, if YOU Are Not Satisfied, We'll SELL IT FOR FREE! Seller offering 1 Yr Home Warranty to the buyer. *First Responders and Military Members Ask About our Appreciation Discount! Exclusive offer...Purchase this home with FHA 0% DOWN or VA 0% DOWN available for those who qualify. RATE BUYDOWN OPTIONS AVAILABLE! For information on these exclusive offers, call the listing agent directly see the info below. Nestled on a peaceful lakefront homesite in the desirable north end of Palm Coast, this custom-built pool home offers timeless architecture, an exceptional floor plan, and a prime location just minutes from historic St. Augustine with easy access to I-95 for an easy commute north or south. The impressive front elevation showcases elegant columns and solid concrete block construction. An oversized 2-car garage provides ample room for vehicles, storage, hobbies, or outdoor equipment and includes a convenient garage door screen. The roof was replaced in 2021, gutters surround the home, and the irrigation system is supplied by a private well. Designed for entertaining and everyday living, the expansive pool deck features multiple access points from the home and overlooks serene lake views enjoyed from the main living areas. Double glass front doors welcome you into a home filled with quality craftsmanship, engineered hardwood flooring, crown molding, and plantation shutters. The split-bedroom floor plan offers a spacious owner's suite with two walk-in closets, direct pool access, dual vanities, a Jacuzzi tub, and a large walk-in shower. The centrally located kitchen overlooks the family room and breakfast nook, where a stunning mitered glass window fills the space with natural light and beautiful water views. A formal dining room with double tray ceilings and two oversized French doors leading to the pool create the perfect setting for gatherings and indoor-outdoor living. This exceptional custom home offers the perfect opportunity to update and personalize while enjoying a sought-after lakefront location in one of Palm Coast's most desirable neighborhoods. 24-Hour Open House! Call us today for open house times! Exclusive Benefits Just for You! Enjoy peace of mind with our 12-month Home Warranty, a $500 lender credit, $100 home inspection credit and a 12-month Satisfaction Guarantee: Love this home or we'll sell it for free*! First-time responders and military members-ask about our appreciation discount! Don't get stuck owning two homes-Buy This Home, We Will Buy Yours! Ready to discuss this incredible opportunity? Call the listing agent or visit our website for a free report on how this exclusive offer works. FHA 0% Down financing available to those who qualify. Don't miss out on your dream home-contact us today! *All products and values are subject to the buyer becoming a VIP buyer to qualify for benefits and products. Buyer and agent must agree on all terms. Don't miss your chance to own this exceptional house-schedule your showing today!

42 days
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4,377
|
251
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Source: My State MLS,MLS#: 11889434
Travel times

Living Room

Kitchen

Primary Bedroom

Zillow last checked:

Listing updated:

Listed by:

Jesse Warmka 608-358-0917,

Your Home Sold Guaranteed Realty - Jesse Warmka Team

Source: My State MLS,MLS#: 11889434

Facts & features

Interior

Bedrooms & bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
Rooms
  • Room types: Dining Room, Family Room, First Floor Bathroom, First Floor Master Bedroom, Kitchen, Laundry Room, Living Room, Walk-in Closet
Kitchen
  • Features: Open, Laminate Counters
Basement
  • Area: 0
Heating
  • Electric, Heat Pump
Cooling
  • Central
Appliances
  • Included: Dishwasher, Disposal, Dryer, Refrigerator, Oven, Washer
Features
  • Flooring: Hardwood, Carpet, Tile
  • Has basement: No
  • Has fireplace: No
Interior area
  • Total structure area: 2,203
  • Total interior livable area: 2,203 sqft
  • Finished area above ground: 2,203

Property

Parking
  • Total spaces: 2
  • Parking features: Attached
  • Garage spaces: 2
Features
  • Stories: 1
  • Patio & porch: Screened Porch, Deck
  • Has private pool: Yes
  • Pool features: In Ground, Salt Water
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake
  • Waterfront features: Lake
Lot
  • Size: 10,018 Square Feet
  • Features: Pool
Details
  • Parcel number: 0711317037000700040
  • Lease amount: $0

Construction

Type & style
  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subtype: Single Family Residence
Materials
  • Masonry - Concrete Block, Stucco Siding
  • Roof: Asphalt
Condition
  • New construction: No
  • Year built: 1998

Utilities & green energy

  • Electric: Amps(0)
  • Sewer: Municipal
  • Water: Municipal

Community & HOA

Community
  • Subdivision: Matanzas Woods
HOA
  • Has HOA: No
Location
  • Region: Palm Coast

Financial & listing details

  • Price per square foot: $182/sqft
  • Tax assessed value: $343,139
  • Annual tax amount: $5,987
  • Date on market: 7/29/2026
  • Date available: 07/29/2026

Price history

DateEventPrice
8/13/2026Listed for sale$399,900$182/sqft
Source: My State MLS #11889434 Report a problem
8/5/2026Contingent$399,900$182/sqft
Source: My State MLS #11889434 Report a problem
7/29/2026Listed for sale$399,900+2566%$182/sqft
Source: My State MLS #11889434 Report a problem
4/11/1996Sold$15,000$7/sqft
Source: Public Record Report a problem

Public tax history

YearProperty taxesTax assessment
2025$6,236 +12.4%$343,139 +20.2%
2024$5,549 +5.3%$285,571 +10%
2023$5,268 +8.2%$259,610 +10%
2022$4,870 +16.6%$236,009 +10%
2021$4,177 +2.6%$214,554 +4.2%
2020$4,072 +148.7%$205,820 +30.8%
2019$1,637 +1.4%$157,304 +1.9%
2018$1,615 +3%$154,371 +2.1%
2017$1,569 $151,196 +2.1%
2016$1,569 +2.6%$148,086 +0.7%
2015$1,530 -0.6%$147,057 +0.8%
2014$1,539 $145,890 +1.5%
2013-- $143,734 +1.7%
2012-- $141,331 -7.9%
2011-- $153,415 -1.4%
2010-- $155,588 +2.7%
2009-- $151,498 +0.1%
2008-- $151,347 +3%
2007-- $146,939 +2.5%
2006-- $143,355 +3%
2005-- $139,180 -24.6%
2004-- $184,501

Find assessor info on the county website

Monthly payment

Est. payment
$2,654/mo
Principal & interest
$2077
Property taxes
$577
More affordability toolsChevron Right

Estimated market value

$393,100

$373,000 - $413,000

$2,123/mo

Climate risks

Explore flood, wildfire, and other predictive climate risk information for this property on First Street®️.

Neighborhood: 32137

Nearby schools

Belle Terre Elementary School
Grades PK-5,71.4 miles
7/10
GreatSchools® Rating
Test Score Rating
7/10
Student Progress Rating
6/10
Matanzas High School
Grades 8-121 miles
5/10
GreatSchools® Rating
Test Score Rating
6/10
College Readiness Rating
5/10
Student Progress Rating
4/10
Indian Trails Middle School
Grades 6-81.8 miles
7/10
GreatSchools® Rating
Test Score Rating
7/10
Student Progress Rating
6/10