One-of-a-kind waterfront opportunity in High Bank, this is the only residence in the community featuring a fully finished basement, offering significantly more living space than comparable units. Perfectly positioned to capture breathtaking sunsets over the iconic Rappahannock River, you’ll enjoy ever-changing water views with boats passing by, truly mesmerizing from day to day. Designed for easy, low-maintenance waterfront living, the community amenities include a wide sandy beach, day dock, pool & pool house, trailer & boat storage, private storage shed, & full exterior maintenance including landscaping. The home itself showcases quality construction with Hardiplank siding, a copper roof, & a waterside patio ideal for relaxing or entertaining. Inside, you’ll find high ceilings, detailed crown molding, & upscale finishes throughout. The gourmet kitchen features a large center island, pantry, dry bar with beverage fridge, and opens seamlessly to the living & dining areas, perfectly oriented to take in the expansive water views. A bright sunroom extends the living space even further. Upstairs, the primary suite offers a walk-in closet, spacious bath, & a private covered balcony overlooking the river. A second bedroom has access to a full bath, along with a flexible office/guest overflow. The finished basement adds exceptional versatility with a large family room with built-in shelving, 2 additional bedrooms, a full bath, & ample storage, deal for guests or extended stays. Conveniently located just minutes from White Stone, Irvington, & Kilmarnock. Easy, lock-&-leave home.
Pending
$775,000
410 High Bank Rd, White Stone, VA 22578
4beds
4,608sqft
Single Family Residence
Built in 2005
9,234 Square Feet Lot
$-- Zestimate®
$168/sqft
$525/mo HOA
What's special
- 21 days |
- 463 |
- 11 |
Likely to sell faster than
Zillow last checked:
Listing updated:
Listed by:
David Edward Dew 804-436-3106,
IsaBell K. Horsley Real Estate,
Kathleen Horsley Dew 804-436-6256,
IsaBell K. Horsley Real Estate
Source: Chesapeake Bay & Rivers AOR,MLS#: 202600829Originating MLS: Chesapeake Bay Area MLS
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Primary bedroom
- Level: Second
- Dimensions: 0 x 0
Bedroom 2
- Level: Second
- Dimensions: 0 x 0
Bedroom 3
- Level: Basement
- Dimensions: 0 x 0
Bedroom 4
- Level: Basement
- Dimensions: 0 x 0
Dining room
- Level: First
- Dimensions: 0 x 0
Family room
- Level: Basement
- Dimensions: 0 x 0
Foyer
- Level: First
- Dimensions: 0 x 0
Kitchen
- Level: First
- Dimensions: 0 x 0
Living room
- Level: First
- Dimensions: 0 x 0
Office
- Level: Basement
- Dimensions: 0 x 0
Heating
- Electric, Forced Air, Heat Pump, Propane, Zoned
Cooling
- Heat Pump, Zoned
Appliances
- Included: Cooktop, Double Oven, Dryer, Dishwasher, Exhaust Fan, Gas Cooking, Disposal, Ice Maker, Microwave, Oven, Propane Water Heater, Range, Refrigerator, Tankless Water Heater, Wine Cooler, Washer
- Laundry: Washer Hookup, Dryer Hookup
Features
- Wet Bar, Bookcases, Built-in Features, Ceiling Fan(s), Dining Area, Double Vanity, Eat-in Kitchen, French Door(s)/Atrium Door(s), Fireplace, Granite Counters, High Ceilings, High Speed Internet, Kitchen Island, Pantry, Recessed Lighting, Cable TV, Wired for Data, Walk-In Closet(s), Window Treatments
- Flooring: Carpet, Ceramic Tile, Marble, Wood
- Doors: French Doors
- Windows: Screens, Thermal Windows, Window Treatments
- Basement: Full,Finished,Interior Entry
- Attic: Pull Down Stairs
- Number of fireplaces: 1
- Fireplace features: Gas, Insert
Interior area
- Total interior livable area: 4,608 sqft
- Finished area above ground: 3,408
- Finished area below ground: 1,200
Property
Parking
- Parking features: Assigned, Driveway, Guest, Unpaved, Boat, RV Access/Parking
- Has uncovered spaces: Yes
Features
- Levels: Two
- Stories: 2
- Patio & porch: Balcony, Rear Porch, Patio
- Exterior features: Storage, Shed, Unpaved Driveway
- Pool features: Fenced, Pool, Community
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
- Waterfront features: Dock Access, Mooring, River Front, Water Access, Walk to Water, Waterfront
- Body of water: RAPPAHANNOCK RIVER
Lot
- Size: 9,234 Square Feet
- Features: Landscaped, Waterfront, Cul-De-Sac, Level
- Topography: Level
Details
- Parcel number: 34L110
- Zoning description: R1
- Other equipment: Generator
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Two Story
- Property subtype: Single Family Residence
Materials
- Drywall, Frame, HardiPlank Type
- Roof: Metal
Condition
- Resale
- New construction: No
- Year built: 2005
Utilities & green energy
- Sewer: Septic Tank
- Water: Community/Coop, Shared Well
Community & HOA
Community
- Features: Beach, Common Grounds/Area, Dock, Home Owners Association, Maintained Community, Pool
- Security: Security System
- Subdivision: Highbanks
HOA
- Has HOA: Yes
- Amenities included: Landscaping
- Services included: Clubhouse, Common Areas, Insurance, Maintenance Grounds, Pool(s), Road Maintenance, Water Access
- HOA fee: $6,300 annually
Location
- Region: White Stone
Financial & listing details
- Price per square foot: $168/sqft
- Tax assessed value: $661,400
- Annual tax amount: $3,637
- Date on market: 5/22/2026
- Ownership: Individuals
- Ownership type: Sole Proprietor
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 5/23/2026 | Pending sale | $775,000$168/sqft |
Source: Chesapeake Bay & Rivers AOR #202600829 Report a problem | ||
| 5/23/2026 | Contingent | $775,000$168/sqft |
Source: Northern Neck AOR #120433 Report a problem | ||
| 5/22/2026 | Listed for sale | $775,000+12.3%$168/sqft |
Source: Chesapeake Bay & Rivers AOR #202600829 Report a problem | ||
| 6/21/2024 | Sold | $690,000-1.4%$150/sqft |
Source:  CVRMLS #2320665 Report a problem | ||
| 4/26/2024 | Pending sale | $699,950$152/sqft |
Source: CVRMLS #2320665 Report a problem | ||
| 2/2/2024 | Price change | $699,950-6.7%$152/sqft |
Source: CVRMLS #2320665 Report a problem | ||
| 9/12/2023 | Listed for sale | $750,000+44.2%$163/sqft |
Source: CVRMLS #2320665 Report a problem | ||
| 6/23/2014 | Sold | $520,000$113/sqft |
Source: CVRMLS #1400522 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $3,638 +44.2% | $661,400 +65.2% |
| 2023 | $2,523 | $400,400 |
| 2022 | $2,523 | $400,400 |
| 2021 | $2,523 | $400,400 |
| 2020 | $2,523 +9.8% | $400,400 +2.9% |
| 2018 | $2,297 | $389,300 |
| 2017 | -- | $389,300 |
| 2016 | -- | $389,300 |
| 2015 | -- | $389,300 |
| 2014 | -- | -- |
| 2013 | -- | -- |
| 2012 | -- | -- |
| 2010 | -- | -- |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: 22578
Nearby schools
GreatSchools rating
- 4/10Lancaster Elementary SchoolGrades: K-7Distance: 5.6 mi
- 6/10Lancaster High SchoolGrades: 8-12Distance: 9.6 mi
Schools provided by the listing agent
- Elementary: Lancaster
- Middle: Lancaster
- High: Lancaster
Source: Chesapeake Bay & Rivers AOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
- Virginia
- Lancaster County
- White Stone
- 22578
- 410 High Bank Rd
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