For salePrice cut: $104.9K (6/19)
$1,625,000
5beds
3,870sqft
410 S Shore Rd, Swanton, MD 21561
5beds
3,870sqft
Single family residence
Built in 1950
0.91 Acres
Open parking
$420 price/sqft
What's special
Warm rustic cabin feelModern amenitiesPrivate type-a dockPeaceful water viewsHot tubGame tables
Lakefront living meets comfort and convenience at Bear Creek Lodge. This 5-bedroom, 4-bath home offers a warm rustic cabin feel paired with modern amenities, creating the perfect retreat at Deep Creek Lake. Enjoy peaceful water views in a quiet yet convenient location complete with your private Type-A dock for lake days and relaxing afternoons with 100' of lake frontage. After a day of adventure, unwind in the hot tub or gather around the fire pit overlooking the water. Inside, multiple living and entertainment spaces—including game tables—provide plenty of room for hosting and making lasting memories, including a bonus room with multiple options to fit your lifestyle. Currently an active vacation rental with Railey Vacations, this property offers both personal enjoyment and income potential in a highly desirable lakefront setting.
- 144 days |
- 713 |
- 40 |
Source: Bright MLS,MLS#: MDGA2011652
Travel times
Family Room
Dining Room
Bedroom
Zillow last checked:
Listing updated:
Listed by:
Jon Bell 301-501-0735,
Railey Realty, Inc. 301-387-2000
Source: Bright MLS,MLS#: MDGA2011652
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 4
- Main level bathrooms: 2
- Main level bedrooms: 2
Rooms
- Room types: Living Room, Dining Room, Primary Bedroom, Bedroom 3, Bedroom 4, Kitchen, Game Room, Foyer, Bedroom 1, Sun/Florida Room, Laundry, Office, Bathroom 1, Bathroom 2, Bathroom 3, Bonus Room, Primary Bathroom, Full Bath
Primary bedroom
- Features: Attached Bathroom
- Level: Lower
Bedroom 1
- Features: Flooring - Carpet, Ceiling Fan(s), Attached Bathroom
- Level: Main
Bedroom 3
- Level: Lower
Bedroom 4
- Level: Lower
Primary bathroom
- Features: Attached Bathroom
- Level: Lower
Bathroom 1
- Level: Main
Bathroom 2
- Level: Main
Bathroom 3
- Level: Lower
Bonus room
- Features: Flooring - HardWood, Recessed Lighting
- Level: Main
Dining room
- Features: Living/Dining Room Combo, Flooring - HardWood
- Level: Main
Foyer
- Level: Lower
Other
- Level: Lower
Game room
- Features: Flooring - Carpet, Recessed Lighting
- Level: Main
Kitchen
- Features: Kitchen Island, Living/Dining Room Combo, Flooring - HardWood, Lighting - Ceiling
- Level: Main
Laundry
- Level: Main
Living room
- Features: Cathedral/Vaulted Ceiling, Lighting - Ceiling, Flooring - HardWood, Living/Dining Room Combo
- Level: Main
Mud room
- Features: Lighting - Ceiling
- Level: Main
Office
- Features: Flooring - HardWood, Cathedral/Vaulted Ceiling
- Level: Main
Other
- Features: Flooring - HardWood, Living/Dining Room Combo, Skylight(s)
- Level: Main
Heating
- Other, Forced Air, Propane, Oil
Cooling
- Ceiling Fan(s)
Appliances
- Included: Oven/Range - Electric, Refrigerator, Dishwasher, Stainless Steel Appliance(s), Microwave, Washer, Dryer, Electric Water Heater
- Laundry: Laundry Room, Mud Room
Features
- Bathroom - Walk-In Shower, Bathroom - Tub Shower, Ceiling Fan(s), Combination Dining/Living, Combination Kitchen/Dining, Combination Kitchen/Living, Dining Area, Entry Level Bedroom, Exposed Beams, Open Floorplan, Kitchen Island, Primary Bath(s), Store/Office, Other, Beamed Ceilings, Cathedral Ceiling(s), High Ceilings, Dry Wall, 9'+ Ceilings, Wood Walls, Wood Ceilings, Vaulted Ceiling(s)
- Flooring: Hardwood, Ceramic Tile, Carpet, Wood
- Doors: Sliding Glass, Six Panel
- Windows: Skylight(s)
- Basement: Unfinished
- Number of fireplaces: 1
Interior area
- Total structure area: 3,870
- Total interior livable area: 3,870 sqft
- Finished area above ground: 3,314
- Finished area below ground: 556
Property
Parking
- Parking features: Off Street, Driveway
- Has uncovered spaces: Yes
Accessibility
- Accessibility features: None
Features
- Levels: Two
- Stories: 2
- Exterior features: Outdoor Shower
- Pool features: None
- Has view: Yes
- View description: Lake, Trees/Woods
- Has water view: Yes
- Water view: Lake
- Waterfront features: Lake, Boat - Powered, Fishing Allowed, Personal Watercraft (PWC), Private Access, Swimming Allowed
- Body of water: Deep Creek
- Frontage length: Water Frontage Ft: 100
Lot
- Size: 0.91 Acres
Details
- Additional structures: Above Grade, Below Grade
- Parcel number: 1218013142
- Zoning: R
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Chalet,Other,Cabin/Lodge
- Property subtype: Single Family Residence
Materials
- Frame
- Foundation: Permanent
- Roof: Shingle
Condition
- New construction: No
- Year built: 1950
Utilities & green energy
- Sewer: Public Sewer
- Water: Well
Community & HOA
Community
- Subdivision: Harvey Tract
HOA
- Has HOA: No
Location
- Region: Swanton
Financial & listing details
- Price per square foot: $420/sqft
- Tax assessed value: $846,100
- Annual tax amount: $9,277
- Date on market: 4/21/2026
- Listing agreement: Exclusive Right To Sell
- Ownership: Fee Simple
Price history
| Date | Event | Price |
|---|---|---|
| 6/19/2026 | Price change | $1,625,000-6.1%$420/sqft |
Source:  Bright MLS #MDGA2011652 Report a problem | ||
| 4/21/2026 | Listed for sale | $1,729,900+269.6%$447/sqft |
Source: Bright MLS #MDGA2011652 Report a problem | ||
| 6/22/2004 | Sold | $468,000+117.7%$121/sqft |
Source: Public Record Report a problem | ||
| 12/9/1997 | Sold | $215,000$56/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $9,686 +13.5% | $819,500 +12.2% |
| 2024 | $8,534 +13.8% | $730,633 +13.8% |
| 2023 | $7,496 +16.1% | $641,767 +16.1% |
| 2022 | $6,458 +1.1% | $552,900 +1.1% |
| 2021 | $6,388 +1.1% | $546,900 +1.1% |
| 2020 | $6,318 +1.1% | $540,900 +1.1% |
| 2019 | $6,248 +6% | $534,900 |
| 2018 | $5,894 0% | $534,900 |
| 2017 | $5,895 | $534,900 -0.6% |
| 2016 | -- | $538,300 |
| 2015 | -- | $538,300 |
| 2014 | -- | $538,300 -23.4% |
| 2013 | -- | $702,500 +3.1% |
| 2012 | -- | $681,347 +3.2% |
| 2011 | -- | $660,193 +3.3% |
| 2010 | -- | $639,040 +4% |
| 2009 | -- | $614,422 +4.2% |
| 2008 | -- | $589,806 +4.4% |
| 2007 | -- | $565,190 +15% |
| 2006 | -- | $491,446 +17.7% |
| 2005 | -- | $417,703 +21.4% |
| 2004 | -- | $343,960 +9.1% |
| 2003 | -- | $315,326 +10% |
| 2002 | -- | $286,693 +14.5% |
| 2001 | -- | $250,400 |
Find assessor info on the county website
Monthly payment
Est. payment
$9,576/mo
Principal & interest
$8452
Property taxes
$1124
Estimated market value
$1,522,700
$1.45M - $1.60M
Not available
Climate risks
Explore flood, wildfire, and other predictive climate risk information for this property on First Street®️.
Neighborhood: 21561
Nearby schools
Broad Ford Elementary School
Grades PK-6 • 8.3 miles3/10
GreatSchools® Rating
Test Score Rating
5/10Student Progress Rating
1/10Southern Garrett High School
Grades 7-12 • 9.2 miles6/10
GreatSchools® Rating
Test Score Rating
6/10College Readiness Rating
7/10Student Progress Rating
6/10