For sale

$389,000

4100 Usfs Rd 515 #460, Creede, CO 81130

1beds

2,363sqft

$2,514/mo

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Single Family Residence

Built in 1973

970 Acres Lot

$366,500 Zestimate^®

$165/sqft

$127/mo HOA

What's special

Located within the exclusive Hermit Lakes Private Trout Club, this rustic mountain cabin offers the kind of Colorado retreat that rarely becomes available. Owners enjoy access to 970 shared acres of pristine mountain landscape, along with private fishing access, miles of ATV trails, and abundant wildlife right out the front door, including frequent sightings of moose and elk. Offering 2,363 square feet, the cabin is designed for gathering rather than traditional bedroom living, featuring a large bunkhouse-style sleeping area, 2 bathrooms, and plenty of room for family and friends. Whether you're casting a line on a quiet morning, exploring the surrounding backcountry, or relaxing after a day outdoors, this property captures the spirit of mountain camp living. Properties within Hermit Lakes seldom come to market. Don't miss this rare opportunity to own a piece of one of Colorado's most sought-after private mountain communities.

68 days

1,286

58

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 1
Bathrooms: 2
3/4 bathrooms: 2
Main level bathrooms: 1
Main level bedrooms: 1

Bedroom

Level: Main

Bathroom

Level: Upper

Bathroom

Level: Main

Heating

Propane, Wood Stove

Cooling

None

Features

Flooring: Carpet, Wood
Has basement: No

Interior area

Total structure area: 2,363
Total interior livable area: 2,363 sqft
Finished area above ground: 2,363

Property

Parking

Total spaces: 1
Parking features: Garage
Garage spaces: 1

Features

Levels: Two
Stories: 2
Patio & porch: Deck
Has view: Yes
View description: Mountain(s), Water
Has water view: Yes
Water view: Water

Lot

Size: 970 Acres
Features: Borders Public Land

Details

Parcel number: R001933
Zoning: RAD 1
Special conditions: Standard

Construction

Type & style

Home type: SingleFamily
Property subtype: Single Family Residence

Materials

Wood Siding
Roof: Metal

Condition

Year built: 1973

Utilities & green energy

Water: Private

Community & HOA

Community

Subdivision: Hermit Lakes

HOA

Has HOA: Yes
HOA fee: $1,523 annually
HOA name: Hermit Lakes
HOA phone: 719-658-2419

Location

Region: Creede

Financial & listing details

Price per square foot: $165/sqft
Tax assessed value: $157,250
Annual tax amount: $413
Date on market: 6/4/2026
Listing terms: Cash,Conventional
Exclusions: Personal Property
Ownership: Individual
Road surface type: Gravel

Estimated market value

$366,500

$348,000 - $385,000

$2,316/mo

Price history

Date	Event	Price
6/4/2026	Listed for sale	$389,000$165/sqft
Source: REcolorado as distributed by MLS GRID #4807327 Report a problem
7/14/2023	Listing removed	--
Source: Owner Report a problem
6/30/2023	Pending sale	$389,000$165/sqft
Source: Owner Report a problem
6/2/2023	Listed for sale	$389,000$165/sqft
Source: Owner Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	$413 +97.3%	$9,830 +15.5%
2024	$209 -30.2%	$8,510 -3.6%
2023	$300 -0.3%	$8,830 +24.5%
2022	$301 +6.7%	$7,090 -2.9%
2021	$282	$7,300
2020	$282 -0.3%	$7,300
2019	$283 -2.6%	$7,300 -0.7%
2018	$291 +8.9%	$7,350
2017	$267 -9.2%	$7,350 -9.5%
2016	$294 0%	$8,120
2015	$294 +7.1%	$8,120 +6.7%
2014	$274 -0.8%	$7,610
2013	$277	$7,610

Find assessor info on the county website

Monthly payment

Est. payment

Payment breakdown

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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

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Climate risks

Neighborhood: 81130

Getting around

0 / 100

Car-Dependent

15 / 100

Somewhat Bikeable

Nearby schools

GreatSchools rating

NA
Lake City Community School
Grades: PK-12Distance: 16.8 mi

Schools provided by the listing agent

Elementary: Creede
Middle: Creede
High: Creede
District: Creede School District

Source: REcolorado as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.