Discover luxury lakefront living on the crystal-clear shores of Torch Lake in this exceptional waterfront retreat. Featuring 180-degree panoramic views, this beautifully crafted home offers over 1,700 square feet of living space, including 2 bedrooms, 2.5 baths, and a dedicated office perfect for remote work or additional guests. The bright open-concept floor plan includes a spacious great room, designer kitchen with new appliances, dining area, tiled primary bath with in-floor heat and expansive windows to showcase the lake view. Outside, the extensive decking is designed for entertaining or simply relaxing and enjoying the incredible sunsets. Built with quality and peace of mind, the home also features a whole-home generator, new well and septic systems, and a rare 5-foot-high fully insulated, sealed, and lighted crawl space providing exceptional storage and utility access. Searching for a luxury vacation getaway, this move-in-ready property delivers the ultimate four-season lifestyle, ideally located near premier golf courses, skiing, dining, and endless outdoor recreation in one of Northern Michigan’s most coveted destinations.
Sold for $1,600,000
$1,600,000
4103 Burch Ter, Central Lake, MI 49622
2beds
1,719sqft
Single Family Residence
Built in 2021
10,454.4 Square Feet Lot
$1,607,300 Zestimate®
$931/sqft
$3,227 Estimated rent
Home value
$1,607,300
Estimated sales range
Not available
$3,227/mo
Zestimate® history
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$7,978/mo
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Est. payment
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Spacious great roomBright open-concept floor planIncredible sunsetsDining area
Zillow last checked:
Listing updated:
Listed by:
Wayne Toteff Cell:231-392-6259,
REO - Elk Rapids-101308 231-264-6604,
Gabrielle Bagnasco 248-533-5420,
REO - Elk Rapids-101308
Bought with:
NON MLS Member
Source: NGLRMLS,MLS#: 1945445
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 3
- 3/4 bathrooms: 2
- 1/2 bathrooms: 1
- Main level bathrooms: 3
- Main level bedrooms: 2
Primary bedroom
- Level: Main
- Area: 221.34
- Dimensions: 18.6 x 11.9
Bedroom 2
- Level: Main
- Area: 134.55
- Dimensions: 11.5 x 11.7
Primary bathroom
- Features: Private
Dining room
- Level: Main
- Area: 166.77
- Dimensions: 10.9 x 15.3
Kitchen
- Level: Main
- Area: 216.31
- Dimensions: 22.3 x 9.7
Living room
- Level: Main
- Area: 275.4
- Dimensions: 18 x 15.3
Heating
- Forced Air, Floor Furnace, Natural Gas, In-floor Radiant Heating, ENERGY STAR Qualified Equipment
Cooling
- Central Air, ENERGY STAR Qualified Equipment
Appliances
- Included: Refrigerator, Oven/Range, Disposal, Dishwasher, Microwave, Water Softener Owned, Washer, Dryer, Exhaust Fan, Instant Hot Water, Tankless Water Heater
- Laundry: Main Level
Features
- Walk-In Closet(s), Solid Surface Counters, Den/Study, Ceiling Fan(s), WiFi
- Flooring: Wood
- Windows: Low Emissivity Windows, Blinds
- Basement: Crawl Space
- Has fireplace: Yes
- Fireplace features: Gas, Stove
Interior area
- Total structure area: 1,719
- Total interior livable area: 1,719 sqft
- Finished area above ground: 1,719
- Finished area below ground: 0
Property
Parking
- Parking features: None, Stone
Accessibility
- Accessibility features: Accessible Doors, Accessible Hallway(s), Main Floor Access, Accessible Entrance, Roll-In Shower, Levered Door Knobs
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck, Multi-Level Decking
- Exterior features: Sprinkler System, Rain Gutters, Dock
- Waterfront features: Inland Lake, All Sports
- Body of water: Torch Lake
- Frontage type: Waterfront
- Frontage length: 60
Lot
- Size: 10,454 sqft
- Dimensions: 60 x 176 x 60 x 178
- Features: Level, Landscaped, Metes and Bounds
Details
- Additional structures: Workshop
- Parcel number: 050225000700
- Zoning description: Residential
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Frame, Vinyl Siding
- Roof: Asphalt
Condition
- New construction: No
- Year built: 2021
Utilities & green energy
- Sewer: Engineered Septic
- Water: Private
Green energy
- Energy efficient items: Appliances, Windows
- Indoor air quality: Contaminant Control
Community & neighborhood
Security
- Security features: Smoke Detector(s)
Community
- Community features: None
Location
- Region: Central Lake
- Subdivision: Burch Terrace
HOA & financial
HOA
- Services included: None
Other
Other facts
- Listing agreement: Exclusive Right Sell
- Price range: $1.6M - $1.6M
- Listing terms: Conventional,Cash
- Ownership type: Private Owner
- Road surface type: Asphalt
Price history
| Date | Event | Price |
|---|---|---|
| 6/10/2026 | Sold | $1,600,000-1%$931/sqft |
Source:  NGLRMLS #1945445 Report a problem | ||
| 5/21/2026 | Listed for sale | $1,616,000+70.1%$940/sqft |
Source: NGLRMLS #1945445 Report a problem | ||
| 8/19/2021 | Listing removed | $950,000$553/sqft |
Source: NGLRMLS #1888407 Report a problem | ||
| 6/30/2021 | Listed for sale | $950,000$553/sqft |
Source: NGLRMLS #1888407 Report a problem | ||
| 6/8/2021 | Contingent | $950,000$553/sqft |
Source: NGLRMLS #1888407 Report a problem | ||
| 6/6/2021 | Listed for sale | $950,000+160.3%$553/sqft |
Source: NGLRMLS #1888407 Report a problem | ||
| 4/28/2017 | Sold | $365,000-8.7%$212/sqft |
Source: EXIT Realty solds #-6744400666038339198 Report a problem | ||
| 4/19/2017 | Pending sale | $399,900$233/sqft |
Source: RE/MAX of Elk Rapids #1819445 Report a problem | ||
| 9/9/2016 | Price change | $399,900-5.9%$233/sqft |
Source: RE/MAX of Elk Rapids #1819445 Report a problem | ||
| 6/30/2016 | Listed for sale | $424,900$247/sqft |
Source: RE/MAX ELK RAPIDS #1819445 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $5,006 +4.6% | $367,800 +44% |
| 2024 | $4,787 +7.1% | $255,500 +15.4% |
| 2023 | $4,471 | $221,400 +5.5% |
| 2022 | -- | $209,800 +2.9% |
| 2021 | -- | $203,800 -1.1% |
| 2020 | -- | $206,100 +23.2% |
| 2017 | $1,745 | $167,300 -3.5% |
| 2016 | -- | $173,300 +5.9% |
| 2015 | -- | $163,600 +3.9% |
| 2014 | -- | $157,400 +4.1% |
| 2013 | -- | $151,200 -9.1% |
| 2011 | -- | $166,400 -6% |
| 2010 | -- | $177,100 |
Find assessor info on the county website
Neighborhood: 49622
Nearby schools
GreatSchools rating
- 4/10Central Lake Public SchoolGrades: PK-12Distance: 3.5 mi
Schools provided by the listing agent
- District: Central Lake Public Schools
Source: NGLRMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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- Michigan
- Antrim County
- Central Lake
- 49622
- 4103 Burch Ter
Nearby cities
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