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For sale
  • $995,000

    4109 Alabama Ave, Chattanooga, TN 37409

    5beds
    3,324sqft
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    Single Family Residence
    Built in 2013
    0.43 Acres Lot
    $962,700 Zestimate®
    $299/sqft
    $-- HOA

    What's special

    Walk-in pantrySpacious family roomBuilt-in breakfast nookDouble ovensMulti-head tile showerFresh interior paintArchitectural shingle roof
    This stunning custom home in historic St. Elmo is just 10 minutes from downtown Chattanooga. Backing to private land protected by the Lookout Mtn Conservancy, this residence offers both large covered front and rear porches. Featuring 5 bedrooms, 3 full baths, hardwood floors, custom woodwork, fresh interior paint, 10' ceilings on the main level, and an open-concept floor plan filled with natural light. The spacious family room is anchored by a custom brick gas fireplace, while the chef's kitchen boasts granite countertops, double ovens, a gas cooktop, two hammered copper sinks, custom cabinetry, a built-in breakfast nook, and a walk-in pantry. A mudroom and direct access to the 2.5 car-garage with overhead storage add convenience. The main level also includes a flexible bedroom with adjacent full bath, formal dining room with sitting area, and a grand wood staircase entry. Upstairs, the primary suite features dual walk-in closets, a dressing area, and a spa-inspired bath with jetted tub, multi-head tile shower, and dual vanities. The second floor features 9' ceilings throughout and includes three bedrooms, Jack-and-Jill bath, and a large laundry room. A spacious unfinished attic with windows offers excellent storage and future expansion potential. The basement provides versatile finished space with 8' ceilings perfect for recreation, plus additional climate-controlled storage. The electric water heater, downstairs natural gas furnace, and air handler located in the controlled basement help extend the life of the systems while improving overall energy efficiency. Additional features include a detached 10'x12' workshop/shed with electricity and a 16'x35' RV/boat parking pad. Exterior improvements include a French drain system with sump pump, architectural shingle roof, LeafFilter gutters with transferable lifetime warranty, and energy-efficient windows. This is a rare opportunity to own a beautifully crafted home in one of Chattanooga's most desirable neighborhoods. Adjacent Lot 2, which adjoins the subject property, is privately owned by neighboring property owners and is maintained in accordance with Lookout Mountain Conservancy requirements. The home also features pull-down attic access, with the space thoughtfully designed to accommodate a future spiral staircase should the attic be finished for additional living space.
    8 days
    |
    571
    |
    37
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    Zillow last checked:

    Listing updated:

    Listed by:

    Ryan May 423-667-5922,

    Real Estate Partners Chattanooga LLC 423-265-0088

    Source: Greater Chattanooga Realtors,MLS#: 1538205

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 5
      • Bathrooms: 3
      • Full bathrooms: 3
      Primary bedroom
      • Level: Second
      • Area: 300
      • Dimensions: 20 x 15
      Bedroom
      • Level: Second
      • Area: 120
      • Dimensions: 12 x 10
      Bedroom
      • Level: Second
      • Area: 120
      • Dimensions: 12 x 10
      Bedroom
      • Level: Second
      • Area: 120
      • Dimensions: 12 x 10
      Bedroom
      • Level: Second
      • Area: 120
      • Dimensions: 12 x 10
      Dining room
      • Level: First
      • Area: 375
      • Dimensions: 15 x 25
      Kitchen
      • Level: First
      • Area: 225
      • Dimensions: 15 x 15
      Living room
      • Level: First
      • Area: 320
      • Dimensions: 16 x 20
      Other
      • Description: Basement
      • Level: Basement
      • Area: 375
      • Dimensions: 15 x 25
      Utility room
      • Level: Second
      • Area: 96
      • Dimensions: 8 x 12
      Heating
      • Central, Forced Air
      Cooling
      • Central Air
      Appliances
      • Included: Disposal, Dishwasher, Gas Range, Microwave, Refrigerator, Wall Oven
      • Laundry: Inside
      Features
      • Built-in Features, Ceiling Fan(s), Double Vanity, Kitchen Island, Pantry, Stone Counters, Walk-In Closet(s), Breakfast Nook
      • Flooring: Carpet, Tile, Wood
      • Basement: Finished
      • Number of fireplaces: 1
      • Fireplace features: Gas Log
      Interior area
      • Total structure area: 3,324
      • Total interior livable area: 3,324 sqft
      • Finished area above ground: 2,724
      • Finished area below ground: 600

      Property

      Parking
      • Total spaces: 2
      • Parking features: Garage, Garage Door Opener, RV Access/Parking, Garage Faces Front
      • Attached garage spaces: 2
      Features
      • Levels: Two
      • Stories: 2
      • Patio & porch: Covered, Front Porch, Rear Porch
      • Exterior features: Private Yard
      • Fencing: Fenced,Front Yard,Wood
      Lot
      • Size: 0.43 Acres
      • Dimensions: 60 x 197M
      • Features: Back Yard, Front Yard, Level
      Details
      • Additional structures: Shed(s)
      • Parcel number: 155o H 006

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Brick, HardiPlank Type
      • Foundation: Block
      • Roof: Shingle
      Condition
      • New construction: No
      • Year built: 2013

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Cable Available, Electricity Available, Natural Gas Available, Phone Available, Sewer Available

      Community & HOA

      Community
      • Subdivision: St Elmo
      HOA
      • Has HOA: No
      Location
      • Region: Chattanooga

      Financial & listing details

      • Price per square foot: $299/sqft
      • Tax assessed value: $753,700
      • Annual tax amount: $6,492
      • Date on market: 7/7/2026
      • Listing terms: Cash,Conventional
      • Inclusions: 12 foot dining room table is to be included on the sale.
      • Road surface type: Paved

        Estimated market value

        $962,700

        $915,000 - $1.01M

        $3,363/mo

        Price history

        DateEventPrice
        7/7/2026Listed for sale$995,000-0.5%$299/sqft
        Source: Greater Chattanooga Realtors #1538205 Report a problem
        6/23/2026Listing removed$999,999$301/sqft
        Source: Greater Chattanooga Realtors #1535181 Report a problem
        6/19/2026Price change$999,999-6.1%$301/sqft
        Source: Greater Chattanooga Realtors #1535181 Report a problem
        6/3/2026Price change$1,065,000-5.3%$320/sqft
        Source: Greater Chattanooga Realtors #1535181 Report a problem
        5/21/2026Listed for sale$1,125,000+200%$338/sqft
        Source: Greater Chattanooga Realtors #1535181 Report a problem
        8/10/2016Sold$375,000+1288.9%$113/sqft
        Source: Public Record Report a problem
        8/4/1995Sold$27,000$8/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$2,856 +2.2%$188,425 +50.9%
        2024$2,794 $124,875
        2023$2,794 $124,875
        2022$2,794 $124,875
        2021$2,794 +10.1%$124,875 +36.1%
        2020$2,538 $91,775
        2019$2,538 $91,775
        2018$2,538 -46.6%$91,775
        2017$4,754 +6.3%$91,775
        2016$4,474 --
        2015$4,474 $85,900
        2014$4,474 +1682.9%--
        2013$251 -77.9%$67,875 +65.1%
        2011$1,137 $41,120
        2010$1,137 $41,120
        2009$1,137 $41,120 +28%
        2008-- $32,120
        2007-- $32,120
        2006-- $32,120
        2005-- $32,120 +49.5%
        2004-- $21,480
        2003-- $21,480
        2002-- $21,480
        2001-- $21,480 +41.3%
        2000-- $15,200
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: Saint Elmo

        Getting around

        39 / 100
        Car-Dependent
        25 / 100
        Some Transit
        38 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Calvin Donaldson Elementary
        • Middle: Lookout Valley Middle
        • High: Lookout Valley High

        Source: Greater Chattanooga Realtors. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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