This stunning custom home in historic St. Elmo is just 10 minutes from downtown Chattanooga. Backing to private land protected by the Lookout Mtn Conservancy, this residence offers both large covered front and rear porches. Featuring 5 bedrooms, 3 full baths, hardwood floors, custom woodwork, fresh interior paint, 10' ceilings on the main level, and an open-concept floor plan filled with natural light. The spacious family room is anchored by a custom brick gas fireplace, while the chef's kitchen boasts granite countertops, double ovens, a gas cooktop, two hammered copper sinks, custom cabinetry, a built-in breakfast nook, and a walk-in pantry. A mudroom and direct access to the 2.5 car-garage with overhead storage add convenience. The main level also includes a flexible bedroom with adjacent full bath, formal dining room with sitting area, and a grand wood staircase entry.
Upstairs, the primary suite features dual walk-in closets, a dressing area, and a spa-inspired bath with jetted tub, multi-head tile shower, and dual vanities. The second floor features 9' ceilings throughout and includes three bedrooms, Jack-and-Jill bath, and a large laundry room. A spacious unfinished attic with windows offers excellent storage and future expansion potential.
The basement provides versatile finished space with 8' ceilings perfect for recreation, plus additional climate-controlled storage. The electric water heater, downstairs natural gas furnace, and air handler located in the controlled basement help extend the life of the systems while improving overall energy efficiency. Additional features include a detached 10'x12' workshop/shed with electricity and a 16'x35' RV/boat parking pad. Exterior improvements include a French drain system with sump pump, architectural shingle roof, LeafFilter gutters with transferable lifetime warranty, and energy-efficient windows. This is a rare opportunity to own a beautifully crafted home in one of Chattanooga's most desirable neighborhoods. Adjacent Lot 2, which adjoins the subject property, is privately owned by neighboring property owners and is maintained in accordance with Lookout Mountain Conservancy requirements. The home also features pull-down attic access, with the space thoughtfully designed to accommodate a future spiral staircase should the attic be finished for additional living space.
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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included
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HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Source: Greater Chattanooga Realtors. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.