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For sale
$850,000
3beds
2,000sqft

4109 Ocean St, Panama City Beach, FL 32408

3beds
2,000sqft
Single family residence
Built in 2003
2,613 sqft
No data
$425 price/sqft

What's special

Just one block from the white sandy beach! Located withing walking distance to public beach access 18. Looking for your next rental? This home is currently bringing in $90k per year rental income. Whether looking to live in or rent the location can not be beat! The home has everything you ...

14 days
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1,385
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76
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Source: CPAR,MLS#: 793024MLS LogoOriginating MLS: Central Panhandle Association of REALTORS
Travel times

Living Room

Kitchen

Primary Bedroom

Zillow last checked:

Listing updated:

Listed by:

K. Coralee King-Denmark 850-252-5744,

Real Broker LLC

Source: CPAR,MLS#: 793024MLS LogoOriginating MLS: Central Panhandle Association of REALTORS

Facts & features

Interior

Bedrooms & bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
Rooms
  • Room types: Bedroom, Primary Bedroom
Primary bedroom
  • Dimensions: 14 x 12
Bedroom
  • Dimensions: 12 x 10
Bedroom
  • Dimensions: 12 x 10
Heating
  • Central, Electric, Fireplace(s)
Cooling
  • Central Air
Appliances
  • Included: Electric Oven, Electric Range
Features
  • Interior Steps, Tub Shower, Walk-In Closet(s)
  • Windows: Double Pane Windows, Storm Window(s)
  • Has fireplace: Yes
  • Fireplace features: Electric
Interior area
  • Total structure area: 2,000
  • Total interior livable area: 2,000 sqft
Video & virtual tour

Property

Features
  • Patio & porch: Balcony
  • Exterior features: Outdoor Shower
  • Has private pool: Yes
  • Pool features: In Ground, Private
  • Fencing: Fenced,Privacy
Lot
  • Size: 2,613 Square Feet
  • Dimensions: 30.0 ft x 100.0 ft
  • Features: Paved
Details
  • Parcel number: 30388000000
  • Zoning description: Resid Single Family
  • Special conditions: Listed As-Is

Construction

Type & style
  • Home type: SingleFamily
  • Architectural style: Florida
  • Property subtype: Single Family Residence
Condition
  • New construction: No
  • Year built: 2003

Utilities & green energy

  • Sewer: Public Sewer
  • Utilities for property: Electricity Available

Community & HOA

Community
  • Features: Short Term Rental Allowed
  • Subdivision: Bel Air
HOA
  • Has HOA: No
Location
  • Region: Panama City Beach

Financial & listing details

  • Price per square foot: $425/sqft
  • Tax assessed value: $507,575
  • Annual tax amount: $5,446
  • Date on market: 7/23/2026
  • Cumulative days on market: 212 days
  • Electric utility on property: Yes

Price history

DateEventPrice
7/23/2026Listed for sale$850,000+0.4%$425/sqft
Source: CPAR #793024 Report a problem
7/1/2026Listing removed$847,000$424/sqft
Source: CPAR #782332 Report a problem
5/23/2026Listed for sale$847,000$424/sqft
Source: CPAR #782332 Report a problem
5/12/2026Listing removed$847,000$424/sqft
Source: CPAR #782332 Report a problem
12/4/2025Listed for sale$847,000-13.1%$424/sqft
Source: CPAR #782332 Report a problem
8/19/2025Listing removed--
Source: Owner Report a problem
5/21/2025Listed for sale$975,000-9.3%$488/sqft
Source: Owner Report a problem
9/1/2024Listing removed--
Source: Owner Report a problem
4/29/2024Listed for sale$1,075,000+2.4%$538/sqft
Source: Owner Report a problem
6/19/2022Listing removed--
Source: Owner Report a problem
3/21/2022Listed for sale$1,050,000+169.2%$525/sqft
Source: Owner Report a problem
7/20/2018Sold$390,000-14.4%$195/sqft
Source: CPAR #661502 Report a problem
5/29/2018Pending sale$455,600$228/sqft
Source: Berkshire Hathaway Home Services #786211 Report a problem
4/30/2018Price change$455,600-3.7%$228/sqft
Source: Berkshire Hathaway Home Services #786211 Report a problem
2/28/2018Price change$473,000-0.4%$237/sqft
Source: Berkshire Hathaway Home Services #786211 Report a problem
8/1/2017Listed for sale$475,000+55.7%$238/sqft
Source: Berkshire Hathaway Beach Properties of Florida #661502 Report a problem
2/5/2013Sold$305,000+10.9%$153/sqft
Source: CPAR #601136 Report a problem
3/28/2003Sold$275,000+150%$138/sqft
Source: Public Record Report a problem
8/20/2001Sold$110,000$55/sqft
Source: Public Record Report a problem

Public tax history

YearProperty taxesTax assessment
2024$5,446 +3.3%$388,418 +10%
2023$5,274 +40.5%$353,107 +10%
2022$3,753 $321,006
2021-- --
2020$4,030 +0.2%$328,016 +1.5%
2019$4,023 $323,296 +44.6%
2018$4,023 $223,508 -2%
2017-- $227,985 -0.5%
2016-- $229,099 -1%
2015-- $231,304 -2.7%
2014-- $237,768 +23.9%
2013-- $191,949 -0.6%
2012-- $193,178 -1.4%
2011-- $195,838 -0.5%
2010-- $196,835 -17.2%
2009-- $237,691 -17.8%
2008-- $289,071 +4.1%
2007-- $277,673 -36.1%
2006-- $434,813 +68.2%
2005-- $258,443 +11.2%
2004-- $232,338

Find assessor info on the county website

Monthly payment

Est. payment
$5,177/mo
Principal & interest
$4277
Property taxes
$900
More affordability toolsChevron Right

Estimated market value

$797,100

$757,000 - $837,000

$2,923/mo

Climate risks

Explore flood, wildfire, and other predictive climate risk information for this property on First Street®️.

Neighborhood: Lower Grand Lagoon

Nearby schools

Patronis Elementary School
Grades K-5 • 1.3 miles
9/10
GreatSchools® Rating
Test Score Rating
9/10
Student Progress Rating
8/10
Surfside Middle School
Grades PK-12 • 5.1 miles
7/10
GreatSchools® Rating
Test Score Rating
6/10
Student Progress Rating
7/10
J.R. Arnold High School
Grades 9-12 • 3.3 miles
4/10
GreatSchools® Rating
Test Score Rating
5/10
College Readiness Rating
6/10
Student Progress Rating
2/10

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