Coastal ranch charmer on a rare double lot in downtown Fernandina Beach! Just a few short blocks from Centre Street’s shops, restaurants, and waterfront, this relaxed retreat blends effortless island living with exceptional walkability.
Set on a spacious double lot, the property features a two car garage, a versatile storage shed ideal for a workshop or hobbies, and a large backyard with room for expansion, guest cottage, or a pool—perfect for creating your own private outdoor sanctuary.
The home’s exterior showcases a solid foundation with concrete, back-filled block construction for lasting strength and comfort, along with newer windows and recent upgrades including a tankless Rinnai water heater (2023), water softener (2024), and new roof (2022/2024). Outdoor living shines with a nearly 600-square-foot front deck and porch, ideal for entertaining and neighborhood camaraderie, plus an additional 230+ square feet of covered rear porch for more private moments.
Inside, tile floors, shiplap accents, and a gas fireplace anchor the spacious living room. A bright corner kitchen and charming breakfast room/breezeway overlook the backyard, while updated bathrooms and a generous owner’s retreat with private den or optional fourth bedroom add flexibility. The layout even allows for a potential lock-off guest suite, creating excellent versatility for hosting or extended stays.
This is a rare opportunity to own a spacious, walkable, double-lot property just steps from the heart of downtown Fernandina Beach—where the possibilities are truly endless. Start Postcard Living Today!
Pending
Price cut: $35K (6/15)
$734,000
411 S 5th St, Fernandina Beach, FL 32034
4beds
1,904sqft
Single Family Residence
Built in 1957
9,883 Square Feet Lot
$-- Zestimate®
$386/sqft
$-- HOA
What's special
Shiplap accentsLarge backyardTile floorsDouble lotUpdated bathroomsNewer windowsTwo car garage
- 164 days |
- 320 |
- 5 |
Zillow last checked:
Listing updated:
Listed by:
Dawn Hillman 239-560-6342,
CABANA LANE, INC.
Source: AINCAR,MLS#: 114857
Originating MLS: Amelia Island-Nassau County Assoc of Realtors Inc
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Other
- Description: Flooring: Tile
Heating
- Heat Pump, Wall Furnace
Cooling
- Heat Pump, Wall Unit(s)
Appliances
- Included: Some Gas Appliances, Dishwasher, Disposal, Microwave, Refrigerator, Water Softener Owned, Stove
Features
- Ceiling Fan(s), Fireplace, Storage, Cable TV, Window Treatments
- Windows: Insulated Windows, Vinyl, Blinds
- Has fireplace: Yes
Interior area
- Total structure area: 1,904
- Total interior livable area: 1,904 sqft
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: Driveway, Detached, Two Car Garage, On Street
- Garage spaces: 2
- Has uncovered spaces: Yes
Features
- Levels: One
- Stories: 1
- Patio & porch: Rear Porch, Covered, Front Porch, Open, Patio
- Exterior features: Fence, Other, See Remarks
Lot
- Size: 9,883 Square Feet
- Dimensions: 100 x 100
Details
- Parcel number: 000031180001380100
- Zoning: R-2
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch,One Story
- Property subtype: Single Family Residence
Materials
- Block, Concrete
- Roof: Metal
Condition
- Resale
- Year built: 1957
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Cable Available
Community & HOA
Community
- Features: Marina
HOA
- Has HOA: No
Location
- Region: Fernandina Beach
Financial & listing details
- Price per square foot: $386/sqft
- Tax assessed value: $543,225
- Annual tax amount: $4,635
- Date on market: 1/24/2026
- Cumulative days on market: 175 days
- Listing terms: Cash,Conventional
- Road surface type: Paved
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 6/19/2026 | Pending sale | $734,000$386/sqft |
Source: | ||
| 6/15/2026 | Price change | $734,000-4.6%$386/sqft |
Source: | ||
| 1/24/2026 | Listed for sale | $769,000-3%$404/sqft |
Source: | ||
| 11/13/2025 | Listing removed | $793,000$416/sqft |
Source: | ||
| 11/11/2025 | Listed for sale | $793,000$416/sqft |
Source: | ||
| 11/1/2025 | Pending sale | $793,000$416/sqft |
Source: | ||
| 7/9/2025 | Price change | $793,000-2.6%$416/sqft |
Source: | ||
| 6/1/2025 | Listed for sale | $814,000+164.3%$428/sqft |
Source: | ||
| 3/16/2018 | Sold | $308,000-9.4%$162/sqft |
Source: | ||
| 1/29/2018 | Price change | $339,900-2.9%$179/sqft |
Source: THE MASSEY REAL ESTATE GROUP, INC. #78826 Report a problem | ||
| 1/22/2018 | Price change | $349,900-2.5%$184/sqft |
Source: THE MASSEY REAL ESTATE GROUP, INC. #78826 Report a problem | ||
| 1/12/2018 | Price change | $359,000-2.7%$189/sqft |
Source: THE MASSEY REAL ESTATE GROUP, INC. #78826 Report a problem | ||
| 12/12/2017 | Price change | $369,000-2.6%$194/sqft |
Source: THE MASSEY REAL ESTATE GROUP, INC. #78826 Report a problem | ||
| 11/7/2017 | Listed for sale | $379,000+143.6%$199/sqft |
Source: Owner Report a problem | ||
| 3/28/2017 | Sold | $155,600+0.4%$82/sqft |
Source: Public Record Report a problem | ||
| 9/15/2016 | Sold | $155,000-21.7%$81/sqft |
Source: | ||
| 7/28/2016 | Pending sale | $198,000-7.9%$104/sqft |
Source: CENTURY 21 John T. Ferreira & Son, Inc. #66893 Report a problem | ||
| 2/23/2016 | Price change | $215,000-4.4%$113/sqft |
Source: CENTURY 21 John T. Ferreira & Son, Inc. #66893 Report a problem | ||
| 1/27/2016 | Price change | $225,000-8.2%$118/sqft |
Source: CENTURY 21 John T. Ferreira & Son, Inc. #66893 Report a problem | ||
| 8/20/2015 | Listed for sale | $245,000+23.1%$129/sqft |
Source: The Real Estate Book #66893 Report a problem | ||
| 5/2/2011 | Listing removed | $199,000$105/sqft |
Source: RE/MAX PROFESSIONAL GROUP #53733 Report a problem | ||
| 11/5/2010 | Price change | $199,000-0.5%$105/sqft |
Source: NCI #53733 Report a problem | ||
| 11/2/2010 | Listed for sale | $200,000$105/sqft |
Source: NCI #53733 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $4,635 +0.8% | $294,559 +3% |
| 2023 | $4,596 +6.3% | $285,980 +3% |
| 2022 | $4,322 +0% | $277,650 +3% |
| 2021 | $4,321 -0.9% | $269,563 +1.4% |
| 2020 | $4,359 -2.6% | $265,841 +2.3% |
| 2019 | $4,477 | $259,864 +8.4% |
| 2018 | $4,477 -8.1% | $239,732 +69.5% |
| 2017 | $4,872 +72.8% | $141,457 +114.9% |
| 2016 | $2,819 +359.5% | $65,810 +0.7% |
| 2015 | $614 -1.6% | $65,353 +0.8% |
| 2014 | $623 | $64,834 +1.5% |
| 2013 | -- | $63,876 +1.6% |
| 2012 | -- | $62,872 +3% |
| 2011 | -- | $61,041 +1.5% |
| 2010 | -- | $60,139 +2.7% |
| 2009 | -- | $58,558 +21.2% |
| 2008 | -- | $48,320 +3% |
| 2007 | -- | $46,913 +2.5% |
| 2006 | -- | $45,769 +3% |
| 2005 | -- | $44,436 +3% |
| 2004 | -- | $43,142 +1.9% |
| 2003 | -- | $42,338 +2.4% |
| 2002 | -- | $41,346 +1.6% |
| 2001 | -- | $40,695 +3% |
| 2000 | -- | $39,510 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Climate risks
Neighborhood: 32034
Nearby schools
GreatSchools rating
- NASouthside Elementary SchoolGrades: PK-2Distance: 0.7 mi
- 6/10Fernandina Beach High SchoolGrades: PK,3,8-12Distance: 1 mi
- 10/10Fernandina Beach Middle SchoolGrades: 6-8Distance: 1.1 mi
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A local lender can help you make sure your offer is ready when you are.
- Florida
- Nassau County
- Fernandina Beach
- 32034
- 411 S 5th St
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