411 Sunnydale Ln SE, Rochester, MN 55904

0% OWNER FINANCING AVAILABLE. SAVE THOUSANDS IN INTEREST & BUILD EQUITY FASTER $315K LISTING PRICE IS NET DUE SELLER FOR CASH OR BANK LOAN; any buyer-requested expenses will be added to the sales price. Demand that your bank show you the loan amortization, or search online for a calculator, and add up the interest paid for yourself, and see how long it takes to move the needle as fast as principal-only payments. ***To reduce a traditional 30-year mortgage balance by $24,000 at today's rates, buyers would pay over $100,000 in interest to the bank along the way. With our 0% owner financing, the same $24,000 goes entirely toward ownership and equity in the first year! Move into homeownership without giving the bank tens of thousands in interest payments.*** CONTRACT FOR DEED / OWNER FINANCING AVAILABLE. Call for current pricing, down payment requirements, terms, and monthly payment options. Smart Home Buying Tips: Keep your total housing costs at or below about 25% of your take-home pay. A larger down payment can lower your monthly payment and reduce borrowing costs. Remember to budget for maintenance, repairs, utilities, and future improvements. Choose financing terms that allow you to enjoy your home without becoming house poor. If now isn't the right time, paying down debt and increasing savings can make homeownership much easier in the future. Buy Smart. Build Equity Faster. Our goal is not simply to sell a house, but to help buyers become successful homeowners and allow you to enjoy your home while building long-term financial security and equity. Completely Remodeled • Move-In Ready • ½ Acre Lot • 3 Bed • 1 Bath • 1,920 Sq Ft Why buy someone else's problems when you can own a beautifully remodeled home with all the major upgrades already completed? Situated on a spacious ½-acre lot, this updated 3-bedroom, 1-bath home offers nearly 2,000 square feet of living space, modern finishes throughout, and room to expand and build even more equity in the future. Major Improvements Already Done: -Brand-new windows -New furnace -New water heater -Upgraded 200-amp electrical service -Basement drain tile system with a lifetime waterproof warranty -New paint, trim, doors, and finishes throughout Beautiful Interior Updates: -Luxury waterproof vinyl plank flooring with a lifetime warranty -Fully remodeled kitchen with quartz countertops -Updated bathroom -New appliances included -Space-saving all-in-one washer and dryer Built for Today — With Room to Grow Tomorrow The dry lower level offers excellent potential for additional bedrooms, a bathroom, family room, office, or hobby space—allowing you to create substantial equity as your needs change. Outside You'll Love: Large yard with plenty of room for kids, pets, gardening, entertaining, or relaxing around the fire pit Space for an additional garage, shop, or future outbuilding Peaceful setting with room to breathe while still enjoying the convenience of a move-in-ready home Why Pay the Bank More Than You Have To? With available 0% owner financing options, qualified buyers will be able to: Save tens of thousands in interest Build equity faster Avoid many of the hurdles of traditional financing Get into homeownership sooner For Sale By Owner (FSBO) Showings are available by appointment only. CALL THE NUMBER BELOW DIRECTLY (not a real estate agent) to schedule your private showing or request financing terms and additional details. Thank you for looking, and God bless.