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For sale
$459,000
2beds
1,323sqft

4110 Island Drive Unit 203, North Topsail Beach, NC 28460

2beds
1,323sqft
Condominium
Built in 1987
1 Parking space
$347 price/sqft
$1,150/mo HOA

What's special

Experience refined oceanfront living in this beautifully updated second-floor residence at the highly sought-after St. Moritz on the award-winning shores of Topsail Island. Offering two spacious bedrooms and two beautifully renovated bathrooms, this exceptional condo combines timeless coastal charm with modern upgrades in one of the island's most exclusive communities. Accessible by a private keyed elevator reserved exclusively for owners and long-term renters, this thoughtfully designed home welcomes you with an open-concept floor plan enhanced by shiplap accents throughout, creating a bright, inviting coastal atmosphere. The spacious living room is anchored by a stylish electric fireplace and opens through expansive wall-to-wall glass sliders to a generous 21-foot covered oceanfront balcony, where breathtaking Atlantic views provide the perfect backdrop for morning coffee, afternoon relaxation, or evening gatherings. The beautifully appointed kitchen is designed for both everyday living and entertaining, featuring coastal white cabinetry, granite countertops, stainless steel appliances, a tile backsplash, elegant pendant lighting, and a large eat-in breakfast bar that seamlessly connects to the dining and living spaces. Wake up to tranquil Intracoastal Waterway views from the spacious primary suite, complete with floor-to-ceiling windows, a walk-in closet, and a luxurious en-suite bath showcasing custom cabinetry and an oversized floor-to-ceiling tiled walk-in shower. The generous guest bedroom also offers water views and is complemented by an updated guest bathroom featuring custom cabinetry, a beautifully tiled shower, and charming coastal corbels. Additional updates include a tankless electric water heater and new HVAC for added efficiency and convenience. Residents of St. Moritz enjoy exclusive access to the renowned Gold Key Room on the top floor, featuring panoramic ocean views, a fitness center, sauna, pool table, and a full kitchen--an ideal space for entertaining family and friends or relaxing after a day on the beach. Whether you're searching for a full-time coastal residence or a luxurious vacation retreat, this furnished, move-in-ready oceanfront condo delivers the perfect blend of comfort, elegance, and the unparalleled Topsail Island lifestyle.

34 days
|
1,062
|
51
|

Likely to sell faster than

Source: Hive MLS,MLS#: 100592250MLS LogoOriginating MLS: Cape Fear Realtors MLS, Inc.
Travel times

Living Room

Kitchen

Dining Room

Zillow last checked:

Listing updated:

Listed by:

Streamline Realty Team 336-504-4078,

REAL Broker LLC,

Stephanie A Modlin 910-409-7621,

REAL Broker LLC

Source: Hive MLS,MLS#: 100592250MLS LogoOriginating MLS: Cape Fear Realtors MLS, Inc.

Facts & features

Interior

Bedrooms & bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
Rooms
  • Room types: Living Room, Master Bedroom, Bedroom 2, Laundry
Heating
  • Electric, Heat Pump
Cooling
  • Central Air
Appliances
  • Included: Electric Oven, Built-In Microwave, Washer, Refrigerator, Dryer, Dishwasher
  • Laundry: Laundry Room
Features
  • Walk-in Closet(s), Solid Surface, Kitchen Island, Elevator, Ceiling Fan(s), Furnished, Walk-in Shower, Blinds/Shades, Walk-In Closet(s)
  • Flooring: LVT/LVP
  • Basement: None
  • Number of fireplaces: 1
  • Furnished: Yes
Interior area
  • Total structure area: 1,323
  • Total interior livable area: 1,323 sqft
Video & virtual tour

Property

Parking
  • Total spaces: 1
  • Parking features: Assigned, On Site, Paved
Accessibility
  • Accessibility features: Accessible Elevator Installed
Features
  • Levels: One
  • Patio & porch: Covered, Balcony
  • Pool features: None
  • Fencing: None
  • Has view: Yes
  • View description: ICW, Ocean, Sound, Water
  • Has water view: Yes
  • Water view: Ocean,Sound,Water
  • Waterfront features: Water Access Comm, Ocean Front
  • Frontage type: Oceanfront
Lot
  • Features: Ocean Side, Water Access Comm
Details
  • Parcel number: 046522
  • Zoning: R-5
  • Special conditions: Standard

Construction

Type & style
  • Home type: Condo
  • Property subtype: Condominium
Materials
  • Concrete, Stucco, Steel Frame
  • Foundation: Other, Pilings
  • Roof: Membrane,Flat
Condition
  • New construction: No
  • Year built: 1987

Utilities & green energy

  • Sewer: Public Sewer
  • Water: Public
  • Utilities for property: Sewer Connected, Water Connected

Community & HOA

Community
  • Subdivision: St Moritz
HOA
  • Has HOA: Yes
  • Amenities included: Waterfront Community, Beach Access, Clubhouse, Elevator(s), Fitness Center, Game Room, Maintenance Common Areas, Maintenance Grounds, Maintenance Structure, Management, Master Insure, Pest Control, Sauna, Sewer, Trash, Water, Owner Pets Only
  • HOA fee: $13,800 annually
  • HOA name: CAMS
Location
  • Region: North Topsail Beach

Financial & listing details

  • Price per square foot: $347/sqft
  • Tax assessed value: $400,000
  • Annual tax amount: $4,340
  • Date on market: 7/29/2026
  • Cumulative days on market: 34 days
  • Listing agreement: Exclusive Right To Sell
  • Listing terms: Cash,Conventional
  • Road surface type: Paved

Price history

DateEventPrice
7/29/2026Listed for sale$459,000+22.4%$347/sqft
Source: Hive MLS #100592250 Report a problem
11/4/2022Sold$375,000-6.2%$283/sqft
Source: Hive MLS #100350635 Report a problem
10/10/2022Pending sale$399,999$302/sqft
Source: Hive MLS #100350635 Report a problem
9/23/2022Listed for sale$399,999$302/sqft
Source: Hive MLS #100350635 Report a problem

Public tax history

YearProperty taxesTax assessment
2025$4,340 $400,000
2024$4,340 $400,000
2023$4,340 $400,000
2022$4,340 +11.2%$400,000 +19.4%
2021$3,903 +4.5%$335,000
2020$3,735 $335,000
2019$3,735 +6.3%$335,000
2018$3,512 +19.6%$335,000 +21.8%
2017$2,938 $275,000
2016$2,938 $275,000
2015$2,938 +57.1%$275,000 +57.1%
2014$1,869 +11.2%$175,000
2013$1,681 +17.1%$175,000
2012$1,436 $175,000
2011$1,436 -8.8%$175,000
2010$1,575 -41.5%$175,000 -50.1%
2009$2,694 +15.4%$350,490
2008$2,334 -4.3%$350,490
2007$2,439 +4.5%$350,490
2006$2,334 +24.7%$350,490 +123.5%
2005$1,871 $156,802

Find assessor info on the county website

Monthly payment

Est. payment
$3,721/mo
Principal & interest
$2319
HOA Fees
$1150
Property taxes
$252
More affordability toolsChevron Right

Estimated market value

$445,000

$423,000 - $467,000

$2,586/mo

Climate risks

Explore flood, wildfire, and other predictive climate risk information for this property on First Street®️.

Neighborhood: 28460

Nearby schools

Coastal Elementary
Grades K-53.5 miles
10/10
GreatSchools® Rating
Test Score Rating
9/10
Student Progress Rating
10/10
Dixon Middle
Grades 6-84.4 miles
7/10
GreatSchools® Rating
Test Score Rating
7/10
Student Progress Rating
7/10
Dixon High
Grades 9-127.4 miles
5/10
GreatSchools® Rating
Test Score Rating
7/10
College Readiness Rating
4/10
Student Progress Rating
3/10