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For sale
    • Price cut: $34K (7/3)
    $505,000

    4112 Zephyr Ln, Chattanooga, TN 37416

    4beds
    2,429sqft
    : 
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    Single Family Residence
    Built in 2019
    7,405 Square Feet Lot
    $496,800 Zestimate®
    $208/sqft
    $75/mo HOA

    What's special

    Dedicated fire-pit areaFully fenced backyardFresh landscapingSun-filled open kitchenCovered deckBeautifully tiled showerSoaking tub
    Imagine mornings in a sun-filled open kitchen, evenings around a backyard fire pit, and weekends spent exploring everything Chattanooga has to offer -- all from a home that's been thoughtfully designed to suit your lifestyle. Built in 2019 this beautiful 4 bedroom, 3 bathroom home located in the sought after River Rock Cove community is the kind of place where life just flows. The main level's open-concept layout connects the kitchen, dining, and living spaces seamlessly -- whether you're hosting a dinner party or simply unwinding after a long day, this home adapts to the moment. Your primary suite is a true sanctuary. Slip into the soaking tub, refresh in the beautifully tiled shower, and start and end every day feeling like you're at a spa -- without leaving home. Upstairs, brand-new carpet sets the tone for a private flex suite that grows with you. Whether used as a guest retreat, a home office, multigenerational living, or playroom-- this versatile space handles it all without compromise. Step outside to enjoy a fully fenced backyard. A covered deck and dedicated fire-pit area mean you're ready for everything from summer barbecues to cool fall evenings under the stars. Fresh landscaping keeps the curb appeal effortless, and community amenities -- including a pool and sidewalk-lined streets -- make it easy to connect with neighbors. And the location? It's hard to beat. You're minutes from the Tennessee Riverwalk, Enterprise South Nature Park, and the new Wildwood Playscape -- perfect for active weekends. Shopping at Hamilton Place and Northgate is a quick drive, and commuting downtown or to major employers like Volkswagen and Amazon is genuinely easy from here. This is more than a house. It's the lifestyle you've been looking for -- just 10 miles from downtown Chattanooga.
    72 days
    |
    485
    |
    30
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Matthew Macaulay 925-234-6847,

    REAL Broker 844-591-7325

    Source: Greater Chattanooga Realtors,MLS#: 1533609

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 3
      • Full bathrooms: 3
      Primary bedroom
      • Level: First
      Bedroom
      • Level: First
      Bedroom
      • Description: Full Bathroom
      • Level: Second
      Primary bathroom
      • Level: First
      Bathroom
      • Description: Full Bathroom
      • Level: First
      Bathroom
      • Description: Full Bathroom
      • Level: Second
      Bonus room
      • Description: Finished
      • Level: Second
      Dining room
      • Level: First
      Laundry
      • Level: First
      Living room
      • Level: First
      Heating
      • Natural Gas
      Cooling
      • Electric, Multi Units
      Appliances
      • Included: Disposal, Dishwasher, Free-Standing Gas Range, Gas Water Heater, Microwave, Refrigerator
      • Laundry: Laundry Room, Main Level
      Features
      • Crown Molding, Double Vanity, Granite Counters, Kitchen Island, Open Floorplan, Pantry, Primary Downstairs, Storage, Tray Ceiling(s), Walk-In Closet(s), Separate Shower, Tub/shower Combo, En Suite, Plumbed
      • Flooring: Carpet, Tile, Engineered Hardwood
      • Windows: Insulated Windows, Vinyl Frames
      • Has basement: No
      • Number of fireplaces: 1
      • Fireplace features: Gas Starter, Gas Log, Living Room
      Interior area
      • Total structure area: 2,429
      • Total interior livable area: 2,429 sqft
      • Finished area above ground: 2,429

      Property

      Parking
      • Total spaces: 2
      • Parking features: Driveway, Garage, Garage Faces Front, Kitchen Level
      • Attached garage spaces: 2
      Features
      • Levels: Two
      • Patio & porch: Covered, Deck, Patio, Porch, Porch - Covered
      • Exterior features: Fire Pit, Private Yard
      • Fencing: Back Yard,Fenced,Aluminum
      Lot
      • Size: 7,405 Square Feet
      • Dimensions: 60.06 x 124.87
      • Features: Back Yard, Gentle Sloping, Level
      Details
      • Parcel number: 120j F 014

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Stone, Fiber Cement
      • Foundation: Block
      • Roof: Shingle
      Condition
      • New construction: No
      • Year built: 2019

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Electricity Connected, Natural Gas Connected, Sewer Connected, Underground Utilities, Water Connected

      Community & HOA

      Community
      • Features: Pool, Sidewalks
      • Subdivision: River Rock Cove
      HOA
      • Has HOA: Yes
      • HOA fee: $900 annually
      Location
      • Region: Chattanooga

      Financial & listing details

      • Price per square foot: $208/sqft
      • Tax assessed value: $450,400
      • Annual tax amount: $3,482
      • Date on market: 5/2/2026
      • Listing terms: Cash,Conventional,VA Loan

        Estimated market value

        $496,800

        $472,000 - $522,000

        $2,713/mo

        Price history

        DateEventPrice
        7/3/2026Price change$505,000-6.3%$208/sqft
        Source: Greater Chattanooga Realtors #1533609 Report a problem
        5/2/2026Listed for sale$539,000-0.2%$222/sqft
        Source: Greater Chattanooga Realtors #1533609 Report a problem
        12/2/2025Listing removed$540,000$222/sqft
        Source: Greater Chattanooga Realtors #1521132 Report a problem
        11/14/2025Price change$540,000-1.8%$222/sqft
        Source: Greater Chattanooga Realtors #1521132 Report a problem
        9/25/2025Listed for sale$550,000+59.7%$226/sqft
        Source: Greater Chattanooga Realtors #1521132 Report a problem
        2/7/2019Sold$344,349+566.2%$142/sqft
        Source: Public Record Report a problem
        7/3/2018Sold$51,690-46.2%$21/sqft
        Source: Public Record Report a problem
        6/30/2017Sold$96,000$40/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$1,707 -1.7%$112,600 +45.1%
        2024$1,736 $77,600
        2023$1,736 $77,600
        2022$1,736 $77,600
        2021$1,736 -15.6%$77,600 +29.7%
        2020$2,057 +24.3%$59,850 +378.8%
        2019$1,655 +378.8%$12,500
        2018$346 -45.2%$12,500
        2017$630 +10.4%$12,500
        2016$571 --
        2015$571 $11,250
        2014$571 --
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 37416

        Getting around

        14 / 100
        Car-Dependent
        0 / 100
        No Nearby Transit
        27 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Harrison Elementary
        • Middle: Brown Middle
        • High: Central High School

        Source: Greater Chattanooga Realtors. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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