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For salePrice cut: $50K (8/10)
$2,050,000
7beds
3,451sqft

4120 Nancee Dr, Panama City Beach, FL 32408

7beds
3,451sqft
Single family residence
Built in 2010
3,920 sqft
2 Garage spaces
$594 price/sqft
$44/mo HOA

What's special

Private heated poolGranite countertopsCovered patio spacesCustom cabinetryAbundant natural light throughoutTwo full kitchensCommercial-grade tile flooring

EXCEPTIONAL VALUE ALERT Repriced for immediate sale, this elegant Mediterranean-style beach home presents an outstanding opportunity on the Emerald Coast. Located just 75 feet from the sugar white sand with Gulf views from multiple balconies, this spacious 3-story property is being offered FULLY FURNISHED and TURNKEY with $215,000 in 2025 rental income and future bookings transferable to the new owner. Featuring 7 bedrooms, 4 full baths, and approximately 3,451 square feet, this thoughtfully designed home offers flexibility for personal use, large groups, or vacation rental investment potential. Interior features include soaring 10-foot ceilings, custom cabinetry, granite countertops, stainless steel appliances, commercial-grade tile flooring, and abundant natural light throughout. Designed with functionality in mind, the property includes TWO full kitchens, TWO laundry areas, and a lockout configuration ideal for maximizing occupancy and rental versatility. Spacious indoor and outdoor living areas provide ample room for entertaining and relaxing after a day at the beach. Outdoor highlights include a PRIVATE HEATED POOL, expansive balconies with Gulf views, covered patio spaces, and ample parking with a 2-car garage plus 5 additional driveway parking spaces. Low annual HOA dues add to the appeal of this exceptional coastal property. Whether you're searching for a primary residence, second home, or income-producing beach investment, this turnkey property offers space, location, and exceptional value in the heart of Panama City Beach.

157 days
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685
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15
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Source: CPAR,MLS#: 787257MLS LogoOriginating MLS: Central Panhandle Association of REALTORS
Travel times

Living Room

Kitchen

Primary Bedroom

Bedroom

Bedroom Two

Kitchen

Zillow last checked:

Listing updated:

Listed by:

Makaila Parson 470-449-9562,

Coastal Living Realty & Associates,

James D Payton 859-699-4290,

Coastal Living Realty & Associates

Source: CPAR,MLS#: 787257MLS LogoOriginating MLS: Central Panhandle Association of REALTORS

Facts & features

Interior

Bedrooms & bathrooms
  • Bedrooms: 7
  • Bathrooms: 4
  • Full bathrooms: 4
Rooms
  • Room types: Bedroom, Laundry, Living Room, Primary Bedroom, Other
Primary bedroom
  • Level: Third
  • Dimensions: 20.4 x 12.1
Bedroom
  • Level: First
  • Dimensions: 13.6 x 11.8
Bedroom
  • Level: First
  • Dimensions: 11.7 x 12.2
Bedroom
  • Level: Third
  • Dimensions: 12.4 x 12.2
Laundry
  • Dimensions: 6 x 6
Living room
  • Dimensions: 21 x 15
Other
  • Features: Balcony
  • Dimensions: 20 x 8
Heating
  • Central
Cooling
  • Central Air
Appliances
  • Included: Electric Range, Electric Water Heater
Interior area
  • Total structure area: 3,451
  • Total interior livable area: 3,451 sqft

Property

Parking
  • Total spaces: 2
  • Parking features: Garage
  • Garage spaces: 2
Features
  • Patio & porch: Deck, Patio, Balcony, Covered, Porch
  • Exterior features: Deck, Patio
  • Has private pool: Yes
  • Pool features: In Ground, Private
  • Fencing: Fenced
  • Has view: Yes
  • View description: Gulf
  • Has water view: Yes
  • Water view: Gulf
Lot
  • Size: 3,920 Square Feet
  • Dimensions: 50 x 75
Details
  • Parcel number: 30551110000
  • Zoning description: Resid Single Family
  • Special conditions: Listed As-Is

Construction

Type & style
  • Home type: SingleFamily
  • Architectural style: Coastal
  • Property subtype: Single Family Residence
Materials
  • HardiPlank Type
  • Roof: Shingle
Condition
  • New construction: No
  • Year built: 2010

Utilities & green energy

  • Sewer: Public Sewer
  • Utilities for property: High Speed Internet Available

Community & HOA

Community
  • Features: Beach, Short Term Rental Allowed
  • Security: Smoke Detector(s)
  • Subdivision: Holiday Beach On The Gulf
HOA
  • Has HOA: Yes
  • Amenities included: Beach Rights
  • HOA fee: $530 annually
Location
  • Region: Panama City Beach

Financial & listing details

  • Price per square foot: $594/sqft
  • Tax assessed value: $1,211,477
  • Annual tax amount: $15,009
  • Date on market: 3/23/2026
  • Cumulative days on market: 158 days

Price history

DateEventPrice
8/10/2026Price change$2,050,000-2.4%$594/sqft
Source: CPAR #787257 Report a problem
6/20/2026Price change$2,100,000-2.3%$609/sqft
Source: CPAR #787257 Report a problem
5/12/2026Price change$2,150,000-2.3%$623/sqft
Source: CPAR #787257 Report a problem
4/16/2026Price change$2,200,000-4.3%$637/sqft
Source: CPAR #787257 Report a problem
3/23/2026Listed for sale$2,300,000+123.6%$666/sqft
Source: CPAR #787257 Report a problem
2/19/2026Sold$1,028,500-34.7%$298/sqft
Source: Public Record Report a problem
4/25/2022Sold$1,575,000$456/sqft
Source: CPAR #722288 Report a problem
2/18/2022Pending sale$1,575,000$456/sqft
Source: CPAR #722288 Report a problem
2/13/2022Listed for sale$1,575,000+3.3%$456/sqft
Source: CPAR #722288 Report a problem
1/5/2022Listing removed--
Source: CPAR #718878 Report a problem
11/9/2021Listed for sale$1,525,000+45.2%$442/sqft
Source: CPAR #718878 Report a problem
1/7/2021Listing removed--
Source: Keller Williams Report a problem
10/24/2020Price change$1,050,000+2.4%$304/sqft
Source: Keller Williams Success Realty #703658 Report a problem
7/31/2020Price change$1,025,000-2.4%$297/sqft
Source: Century 21 Ryan Realty Inc #694454 Report a problem
3/4/2020Price change$1,050,000-4.5%$304/sqft
Source: CENTURY 21 Ryan Realty #694454 Report a problem
2/22/2020Listed for sale$1,100,000+93%$319/sqft
Source: Century 21 Ryan Realty Inc #694454 Report a problem
12/22/2016Sold$570,000-12.2%$165/sqft
Source: Public Record Report a problem
5/3/2016Listed for sale$649,000$188/sqft
Source: Beachy Beach Real Estate #417466 Report a problem
3/30/2016Listing removed$649,000$188/sqft
Source: Beachy Beach Real Estate #417466 Report a problem
2/18/2016Price change$649,000-13.4%$188/sqft
Source: Beachy Beach 30A Real Estate #417466 Report a problem
4/18/2015Price change$749,000-2.6%$217/sqft
Source: Beachy Beach Real Estate #417466 Report a problem
9/30/2012Listed for sale$769,000$223/sqft
Source: Beachy Beach, Inc #417466 Report a problem
6/6/2012Listing removed$769,000$223/sqft
Source: Visual Tour #417466 Report a problem
6/2/2012Price change$769,000-3.8%$223/sqft
Source: Visual Tour #417466 Report a problem
6/1/2012Listed for sale$799,000$232/sqft
Source: Visual Tour #417466 Report a problem
3/29/2012Listing removed$799,000$232/sqft
Source: Beachy Beach Real Estae Llc #417466 Report a problem
6/6/2011Listed for sale$799,000+232.9%$232/sqft
Source: Visual Tour #417466 Report a problem
9/14/2009Sold$240,000+140%$70/sqft
Source: Public Record Report a problem
2/1/2005Sold$100,000$29/sqft
Source: Public Record Report a problem

Public tax history

YearProperty taxesTax assessment
2024$14,928 -1.7%$1,211,477 +0%
2023$15,182 +131.3%$1,211,094 +114.7%
2022$6,564 $564,013
2021-- --
2020$6,375 +5.1%$520,759 +6.5%
2019$6,063 $488,857 +11.7%
2018$6,063 +20.1%$437,786 +1.7%
2017$5,047 +1%$430,599 +35.7%
2016$4,995 +17.6%$317,346 -0.5%
2015$4,247 $318,788 -1.6%
2014$4,247 $323,867 -1.1%
2013-- $327,412 -0.5%
2012-- $329,212 -0.5%
2011-- $331,014 +20.5%
2007-- $274,656 +0.2%
2006-- $274,204 +198.4%
2005-- $91,884 +59.5%
2004-- $57,612 +8.4%
2003-- $53,165 +5.3%
2002-- $50,497
2001-- $50,497 +7.9%
2000-- $46,784

Find assessor info on the county website

Monthly payment

Est. payment
$12,483/mo
Principal & interest
$10269
Property taxes
$2170
HOA Fees
$44
More affordability toolsChevron Right

Estimated market value

$1,911,400

$1.82M - $2.01M

$2,716/mo

Climate risks

Explore flood, wildfire, and other predictive climate risk information for this property on First Street®️.

Neighborhood: Lower Grand Lagoon

Nearby schools

Patronis Elementary School
Grades K-5 • 1.1 miles
9/10
GreatSchools® Rating
Test Score Rating
9/10
Student Progress Rating
8/10
Surfside Middle School
Grades PK-12 • 5.9 miles
7/10
GreatSchools® Rating
Test Score Rating
6/10
Student Progress Rating
7/10
J.R. Arnold High School
Grades 9-12 • 4.1 miles
4/10
GreatSchools® Rating
Test Score Rating
5/10
College Readiness Rating
6/10
Student Progress Rating
2/10

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