Classic charm meets thoughtful design in this beautifully maintained townhome in The Lakes at Centerra. A welcoming facade and manicured approach invite entry into an engaging living area, where a timeless fireplace anchors the space with warmth and architectural presence. Wide plank flooring flows underfoot, lending both gravitas and style, while soft natural light enhances the home's inviting tone. The kitchen blends function with finesse, offering abundant prep surfaces, a stylish island with bar seating, and an undermount sink framed by warm-toned cabinetry that provides generous storage. Stainless steel appliances and a spacious breakfast nook add versatility, creating a natural hub for both quiet mornings and lively gatherings. Upstairs, the expansive primary suite impresses with vaulted ceilings, a large walk-in closet, and a private ensuite. Secondary bedrooms are equally well-proportioned, each with excellent closet space. The unfinished basement, already insulated and partially drywalled with rough-ins in place, offers tremendous potential for personalized expansion. Additional thoughtful touches include a charming "locker" area at the garage entry and a neatly appointed powder room on the main level. Set within a vibrant community close to Boyd Lake, scenic walking and hiking trails, shopping at Centerra, and abundant dining options, this residence pairs everyday comfort with an ideal location.
Sold for $435,000
$435,000
4123 Trapper Lake Dr, Loveland, CO 80538
3beds
2,277sqft
Townhouse
Built in 2022
2,035 Square Feet Lot
$432,100 Zestimate®
$191/sqft
$2,809 Estimated rent
Home value
$432,100
$410,000 - $454,000
$2,809/mo
Zestimate® history
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List your homeWhat's special
Timeless fireplaceGenerous storagePrivate ensuiteExpansive primary suiteVaulted ceilingsNeatly appointed powder roomManicured approach
Zillow last checked:
Listing updated:
Listed by:
Rebeccah Waller 720-238-9688,
Real,
David Umphress 303-578-0741,
Real
Bought with:
Matthew Purdy, 100079169
Redfin Corporation
Source: IRES as distributed by MLS GRID,MLS#: 1041575
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 1
- 3/4 bathrooms: 1
- 1/2 bathrooms: 1
- Main level bathrooms: 1
Primary bedroom
- Description: Carpet
- Features: 3/4 Primary Bath
- Level: Upper
- Area: 240 Square Feet
- Dimensions: 16 x 15
Bedroom 2
- Description: Carpet
- Level: Upper
- Area: 132 Square Feet
- Dimensions: 12 x 11
Bedroom 3
- Description: Carpet
- Level: Upper
- Area: 121 Square Feet
- Dimensions: 11 x 11
Dining room
- Description: Wood
- Level: Main
- Area: 132 Square Feet
- Dimensions: 12 x 11
Kitchen
- Description: Wood
- Level: Main
- Area: 88 Square Feet
- Dimensions: 11 x 8
Laundry
- Level: Upper
Living room
- Description: Wood
- Level: Main
- Area: 165 Square Feet
- Dimensions: 15 x 11
Heating
- Forced Air
Cooling
- Central Air, Ceiling Fan(s)
Appliances
- Included: Electric Range, Dishwasher, Refrigerator, Washer, Dryer, Microwave, Disposal
Features
- Open Floorplan, Pantry, Walk-In Closet(s), Kitchen Island, High Ceilings
- Flooring: Wood
- Basement: Full,Unfinished,Rough-in for Radon
- Has fireplace: Yes
- Fireplace features: Gas
Interior area
- Total structure area: 1,615
- Total interior livable area: 2,277 sqft
- Finished area above ground: 1,615
Property
Parking
- Total spaces: 2
- Parking features: Garage Door Opener
- Attached garage spaces: 2
- Details: Attached
Accessibility
- Accessibility features: Level Lot
Features
- Levels: Two
- Stories: 2
- Fencing: Fenced
Lot
- Size: 2,035 Square Feet
- Features: Level, Paved, Curbs, Gutters, Sidewalks, Street Light
Details
- Parcel number: R1678641
- Zoning: RES
- Special conditions: Private Owner
Construction
Type & style
- Home type: Townhouse
- Architectural style: Contemporary
- Property subtype: Townhouse
- Attached to another structure: Yes
Materials
- Frame, Stone, Composition
- Roof: Composition
Condition
- New construction: No
- Year built: 2022
Utilities & green energy
- Sewer: Public Sewer
- Water: City
- Utilities for property: Natural Gas Available, Electricity Available, Cable Available, Individual Meter-Electric, Individual Meter-Gas, Satellite Avail, High Speed Avail
Community & HOA
Community
- Features: Clubhouse, Pool, Playground, Park, Trail(s)
- Security: Fire Alarm
- Subdivision: Millennium Northwest 20th Sub
HOA
- Has HOA: Yes
- Services included: Common Amenities, Trash, Snow Removal, Management, Exterior Maintenance, Cable TV, Water, Insurance, Sewer
- HOA fee: $250 monthly
- HOA name: Vintage Corporation
- HOA phone: 970-353-3000
- Second HOA fee: $150 quarterly
- Second HOA name: The Lakes At Centerra Master
- Second HOA phone: 970-231-6087
Location
- Region: Loveland
Financial & listing details
- Price per square foot: $191/sqft
- Tax assessed value: $478,900
- Annual tax amount: $4,873
- Date on market: 8/15/2025
- Listing terms: Cash,Conventional,FHA,VA Loan
- Exclusions: sellers personal property and any staging items
- Electric utility on property: Yes
- Road surface type: Asphalt
Price history
| Date | Event | Price |
|---|---|---|
| 1/7/2026 | Sold | $435,000$191/sqft |
Source:  IRES as distributed by MLS GRID #1041575 Report a problem | ||
| 12/9/2025 | Pending sale | $435,000$191/sqft |
Source:  REcolorado as distributed by MLS GRID #IR1041575 Report a problem | ||
| 11/26/2025 | Price change | $435,000-3.3%$191/sqft |
Source: IRES as distributed by MLS GRID #1041575 Report a problem | ||
| 9/11/2025 | Price change | $450,000-3.2%$198/sqft |
Source: IRES as distributed by MLS GRID #1041575 Report a problem | ||
| 8/21/2025 | Listed for sale | $465,000+0.2%$204/sqft |
Source: IRES as distributed by MLS GRID #1041575 Report a problem | ||
| 12/8/2023 | Sold | $464,181$204/sqft |
Source: IRES as distributed by MLS GRID #994793 Report a problem | ||
| 10/30/2023 | Pending sale | $464,181$204/sqft |
Source: REcolorado as distributed by MLS GRID #IR994793 Report a problem | ||
| 10/4/2023 | Price change | $464,181-1.1%$204/sqft |
Source: IRES as distributed by MLS GRID #994793 Report a problem | ||
| 8/22/2023 | Listed for sale | $469,181$206/sqft |
Source: IRES as distributed by MLS GRID #994793 Report a problem | ||
| 8/22/2023 | Listing removed | -- |
Source: IRES as distributed by MLS GRID #978508 Report a problem | ||
| 3/22/2023 | Listed for sale | $469,181$206/sqft |
Source: IRES as distributed by MLS GRID #978508 Report a problem | ||
| 3/20/2023 | Listing removed | -- |
Source:  RE/MAX International Report a problem | ||
| 12/16/2022 | Price change | $469,181+2.6%$206/sqft |
Source: IRES as distributed by MLS GRID #978508 Report a problem | ||
| 11/8/2022 | Listed for sale | $457,400$201/sqft |
Source: IRES as distributed by MLS GRID #978508 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $5,217 +7% | $29,932 -6.3% |
| 2024 | $4,873 +11683.1% | $31,959 +127.3% |
| 2023 | $41 | $14,058 +5286.2% |
| 2022 | -- | $261 |
Find assessor info on the county website
Neighborhood: 80538
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Nearby schools
GreatSchools rating
- 5/10High Plains SchoolGrades: PK-8Distance: 0.7 mi
- 7/10Mountain View High SchoolGrades: 9-12Distance: 1.5 mi
Schools provided by the listing agent
- Elementary: High Plains
- Middle: Ball (Conrad)
- High: Mountain View
Source: IRES as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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Estimated market value
$432,100
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Estimated market value
$432,100
- Colorado
- Larimer County
- Loveland
- 80538
- 4123 Trapper Lake Dr
Nearby cities
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