Step into the charm of this beautifully updated 1940s cottage, perfectly positioned for both residential living and commercial opportunity. Zoned RT, this versatile property offers endless possibilities—whether you envision a private residence, a thriving short-term rental, or office. No detail was overlooked in the renovation of this home. Major system upgrades include plumbing, electrical, HVAC, a durable metal roof, and energy-efficient double-pane windows—providing peace of mind for years to come. Inside, timeless character meets modern style with designer lighting, curated fixtures, updated hardware, and stunning original hardwood floors that have been expertly refinished. Whether you dream of adding additional parking, a deck for entertaining, a pool, or a thoughtfully designed outdoor space to complement your business, the possibilities are truly limitless. Ideally located just minutes from downtown Kerrville, this property offers both convenience and visibility in a central, high-demand area. Whether you're looking to live, invest, or launch your next venture, this modern cottage is a rare opportunity to bring your vision to life.
Sold
Price Unknown
413 W Water St, Kerrville, TX 78028
3beds
1,447sqft
Single Family Residence
Built in 1940
7,840.8 Square Feet Lot
$313,900 Zestimate®
$--/sqft
$1,798 Estimated rent
Home value
$313,900
$283,000 - $348,000
$1,798/mo
Zestimate® history
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List your homeWhat's special
Updated hardwareDesigner lightingEnergy-efficient double-pane windowsCurated fixturesDurable metal roof
Zillow last checked:
Listing updated:
Listed by:
Jaylynn Perkins,
REALTY EXECUTIVES Kerrville
Bought with:
Kari Bock, TREC # 0592974
Bock & Co LLC
Source: KVMLS,MLS#: 124116
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 1
- Full bathrooms: 1
- Main level bedrooms: 3
Primary bedroom
- Level: Main
Bedroom 2
- Level: Main
Bedroom 3
- Level: Main
Dining room
- Level: Main
Kitchen
- Level: Main
Living room
- Level: Main
Heating
- Central, Electric
Cooling
- Central Air, Electric
Appliances
- Included: Disposal, Dryer, Microwave, Electric Range, Refrigerator, Washer, Electric Water Heater
- Laundry: Inside, Main Level, Laundry Room, W/D Connection
Features
- Shower Stall, Master Downstairs
- Flooring: Tile, Wood
- Windows: Double Pane Windows
- Attic: Access Only
- Has fireplace: Yes
- Fireplace features: Living Room, Wood Burning, Other
Interior area
- Total structure area: 1,447
- Total interior livable area: 1,447 sqft
Property
Parking
- Parking features: No Garage/Carport
Features
- Levels: One
- Stories: 1
- Patio & porch: Covered
- Exterior features: Rain Gutters, Stairs/Steps
- Waterfront features: None
Lot
- Size: 7,840 sqft
- Features: Level, City Lot
Details
- Parcel number: 40510
- Zoning: RT
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Cottage
- Property subtype: Single Family Residence
Materials
- Wood Siding
- Foundation: Pier & Beam
- Roof: Metal
Condition
- Year built: 1940
Utilities & green energy
- Electric: KPUB
- Sewer: Public Sewer, City
- Water: Public, City
- Utilities for property: Cable Available, Electricity Connected, Garbage Service-Public, Phone Available
Community & neighborhood
Security
- Security features: Smoke Detector(s)
Location
- Region: Kerrville
- Subdivision: Westland
Other
Other facts
- Listing terms: Cash,Conventional,FHA,VA Loan
- Road surface type: Gravel
Price history
| Date | Event | Price |
|---|---|---|
| 5/22/2026 | Sold | -- |
Source: KVMLS #124116 Report a problem | ||
| 5/18/2026 | Pending sale | $325,000$225/sqft |
Source: KVMLS #124116 Report a problem | ||
| 4/27/2026 | Listed for sale | $325,000$225/sqft |
Source: KVMLS #124116 Report a problem | ||
| 4/21/2026 | Contingent | $325,000$225/sqft |
Source: KVMLS #124116 Report a problem | ||
| 4/11/2026 | Listed for sale | $325,000+3.2%$225/sqft |
Source: KVMLS #124116 Report a problem | ||
| 1/9/2025 | Sold | -- |
Source:  LERA MLS #1828705 Report a problem | ||
| 12/27/2024 | Contingent | $315,000$218/sqft |
Source: LERA MLS #1828705 Report a problem | ||
| 12/11/2024 | Listed for sale | $315,000-4.5%$218/sqft |
Source: LERA MLS #1828705 Report a problem | ||
| 10/30/2024 | Listing removed | $330,000$228/sqft |
Source:  Unlock MLS #9152923 Report a problem | ||
| 9/24/2024 | Price change | $330,000-12%$228/sqft |
Source: Unlock MLS #9152923 Report a problem | ||
| 7/9/2024 | Price change | $375,000-3.6%$259/sqft |
Source: KVMLS #115099 Report a problem | ||
| 5/29/2024 | Listed for sale | $389,000-2.7%$269/sqft |
Source: KVMLS #115099 Report a problem | ||
| 5/21/2024 | Listing removed | -- |
Source: LERA MLS #1737507 Report a problem | ||
| 5/15/2024 | Price change | $399,900-3.6%$276/sqft |
Source: LERA MLS #1737507 Report a problem | ||
| 3/25/2024 | Price change | $415,000-4.6%$287/sqft |
Source: LERA MLS #1737507 Report a problem | ||
| 12/6/2023 | Listed for sale | $435,000+93.3%$301/sqft |
Source: KVMLS #113605 Report a problem | ||
| 12/9/2022 | Sold | -- |
Source: KVMLS #107597 Report a problem | ||
| 11/29/2022 | Pending sale | $225,000$155/sqft |
Source: KVMLS #107597 Report a problem | ||
| 10/8/2022 | Listed for sale | $225,000+25%$155/sqft |
Source: KVMLS #107597 Report a problem | ||
| 8/8/2022 | Sold | -- |
Source: KVMLS #106954 Report a problem | ||
| 7/20/2022 | Pending sale | $180,000$124/sqft |
Source: KVMLS #106954 Report a problem | ||
| 7/13/2022 | Listed for sale | $180,000$124/sqft |
Source: KVMLS #106954 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | -- | $279,653 -7.5% |
| 2024 | $5,585 +284.8% | $302,190 +76.8% |
| 2023 | $1,451 -4.1% | $170,905 +13.2% |
| 2022 | $1,514 +39.2% | $150,924 +37.4% |
| 2021 | $1,087 -2.4% | $109,872 |
| 2020 | $1,114 +8.9% | $109,872 +16.3% |
| 2019 | $1,024 | $94,438 +13.2% |
| 2018 | -- | $83,438 |
| 2017 | -- | $83,438 +3.2% |
| 2016 | -- | $80,839 +7.9% |
| 2015 | -- | $74,951 |
| 2014 | -- | $74,951 -5.1% |
| 2012 | -- | $79,015 |
| 2011 | -- | $79,015 |
| 2010 | -- | $79,015 |
| 2009 | -- | $79,015 |
| 2008 | -- | $79,015 +6.9% |
| 2007 | -- | $73,945 |
Find assessor info on the county website
Neighborhood: 78028
Nearby schools
GreatSchools rating
- 3/10Starkey Elementary SchoolGrades: K-5Distance: 0.6 mi
- 6/10Peterson Middle SchoolGrades: 6-8Distance: 2.7 mi
- 6/10Tivy High SchoolGrades: 9-12Distance: 2.9 mi
Schools provided by the listing agent
- Elementary: Kerrville
Source: KVMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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Estimated market value
$313,900
Get a cash offer in 3 minutes
Find out how much your home could sell for in as little as 3 minutes with a no-obligation cash offer.
Estimated market value
$313,900
- Texas
- Kerr County
- Kerrville
- 78028
- 413 W Water St
Nearby cities
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