Yes! You still have a chance! Seller is still offering to provide up to six months of HOA dues for an acceptable offer. So act while it's still available and start living a life of luxury.
Welcome to the cozy grandeur of Waterhaven, Panama City Beach's most prestigious bayfront community.
Recently updated with over $50,000 in enhancements, this 4-bedroom, 4.5-bath home perfectly balances sophistication and practicality, featuring a separate carriage house that's ideal for guests or multigenerational living.
As you enter, you'll be greeted by luxury vinyl plank flooring, fresh designer paint, upgraded lighting fixtures, and stylish ceiling fans throughout. The gourmet kitchen is a chef's paradise, showcasing a spacious island, freshly painted cabinetry, and premium appliances, including a Viking range, Subzero refrigerator, new Bosch dishwasher, microwave, ice-maker, and a beverage fridge at the wet bar.
French doors from the dining room lead to a serene private courtyard, perfect for unwinding or entertaining under the stars. The home is adorned with exquisite details, such as intricate wood trim, crown molding, tray ceilings, and thoughtfully curated wallpaper accents.
Above the two-car garage, the fully equipped carriage house offers a private getaway, complete with its own kitchen, full bath, and cozy sitting area, providing exceptional flexibility for extended family, guests, or a home office.
Waterhaven is a gated, bayfront community that features an array of resort-style amenities, including a bayfront pool, expansive private pier, a community clubhouse featuring a theater, kitchen, fitness center, outdoor grilling station, and a grand meeting room for special events.
Sold for $487,044
$487,044
4134 Cobalt Cir #Ro14, Panama City Beach, FL 32408
4beds
2,860sqft
Condominium
Built in 2007
-- sqft lot
$595,800 Zestimate®
$170/sqft
$4,413 Estimated rent
Home value
$595,800
$542,000 - $661,000
$4,413/mo
Zestimate® history
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$3,157/mo
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Est. payment
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List your homeWhat's special
Spacious islandCozy grandeurSerene private courtyardBayfront poolOutdoor grilling stationExpansive private pierCommunity clubhouse
Zillow last checked:
Listing updated:
Listed by:
Carl Dismukes 850-896-1900,
Marcus Tyson & Associates
Bought with:
Cindy Armstrong Karr, 0615108
Berkshire Hathaway HomeServices Beach Properties of Florida
Source: CPAR,MLS#: 780348
Originating MLS: Central Panhandle Association of REALTORS
Originating MLS: Central Panhandle Association of REALTORSFacts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 5
- Full bathrooms: 4
- 1/2 bathrooms: 1
Rooms
- Room types: Bonus Room, Bedroom, Dining Room, Foyer, Garage, Kitchen, Laundry, Living Room, Primary Bathroom, Primary Bedroom
Primary bedroom
- Description: Approx.
- Level: Second
- Dimensions: 14.7 x 13.1
Primary bedroom
- Description: Approx.
- Level: Second
- Dimensions: 14.7 x 13.1
Bedroom
- Description: Approx.
- Level: Second
- Dimensions: 12 x 14
Bedroom
- Description: Approx.
- Level: Second
- Dimensions: 12 x 14
Primary bathroom
- Description: Approx.
- Level: Second
- Dimensions: 13.9 x 9.11
Primary bathroom
- Description: Approx.
- Level: Second
- Dimensions: 13.9 x 9.11
Other
- Description: Approx.
- Level: First
- Dimensions: 10 x 12
Other
- Description: Approx.
- Level: First
- Dimensions: 10 x 12
Bonus room
- Description: Approx. Includes dormer
- Level: Third
- Dimensions: 24.9 x 14.2
Bonus room
- Description: Approx. Includes dormer
- Level: Third
- Dimensions: 24.9 x 14.2
Dining room
- Description: Approx.
- Level: First
- Dimensions: 11 x 10.6
Dining room
- Description: Approx.
- Level: First
- Dimensions: 11 x 10.6
Foyer
- Description: Approx.
- Level: First
- Dimensions: 7.8 x 8.1
Foyer
- Description: Approx.
- Level: First
- Dimensions: 7.8 x 8.1
Garage
- Description: Approx.
- Level: First
- Dimensions: 24.3 x 21.4
Garage
- Description: Approx.
- Level: First
- Dimensions: 24.3 x 21.4
Kitchen
- Description: Approx.
- Level: First
- Dimensions: 17 x 13.6
Kitchen
- Description: Carriage house. Approx.
- Level: Second
- Dimensions: 12 x 10.8
Kitchen
- Description: Approx.
- Level: First
- Dimensions: 17 x 13.6
Kitchen
- Description: Carriage house. Approx.
- Level: Second
- Dimensions: 12 x 10.8
Laundry
- Description: Approx.
- Level: First
- Dimensions: 6 x 13.6
Laundry
- Description: Approx.
- Level: First
- Dimensions: 6 x 13.6
Living room
- Description: Approx.
- Level: First
- Dimensions: 23 x 17
Living room
- Description: Carriage house. Approx.
- Level: Second
- Dimensions: 24 x 9.9
Living room
- Description: Approx.
- Level: First
- Dimensions: 23 x 17
Living room
- Description: Carriage house. Approx.
- Level: Second
- Dimensions: 24 x 9.9
Heating
- Central, Ductless, Electric
Cooling
- Central Air, Ductless
Appliances
- Included: Bar Fridge, Gas Oven, Ice Maker
Features
- Interior Steps, Entrance Foyer, Home Theater
- Windows: Double Pane Windows
Interior area
- Total structure area: 2,860
- Total interior livable area: 2,860 sqft
Property
Parking
- Total spaces: 2
- Parking features: Additional Parking, Garage, Garage Door Opener, Gated
- Garage spaces: 2
Features
- Levels: Three Or More
- Stories: 3
- Patio & porch: Balcony, Patio, Covered, Porch
- Exterior features: Boat Slip, Boat Ramp, Dock, Patio, Courtyard
- Pool features: Fenced, In Ground, Community
- Has view: Yes
- View description: Bay
- Has water view: Yes
- Water view: Bay
- Waterfront features: Boat Dock/Slip
- Frontage length: 1/2 mile
Lot
- Features: Paved
Details
- Additional structures: Guest House
- Parcel number: 40000050070
- Zoning description: Resid Single Family
- Special conditions: Listed As-Is
- Other equipment: Air Purifier
Construction
Type & style
- Home type: Condo
- Architectural style: Low Rise
- Property subtype: Condominium
Materials
- HardiPlank Type
- Roof: Metal
Condition
- New construction: No
- Year built: 2007
Utilities & green energy
- Utilities for property: Natural Gas Available, Underground Utilities
Community & HOA
Community
- Features: Barbecue, Beach, Boat Facilities, Business Center, Clubhouse, Dock, Fitness Center, Fishing, Game Room, Marina, Media Room, Park, Waterfront, Community Pool, Gated
- Security: Gated Community, Security Fence, Security Lights, Security Gate
- Subdivision: Waterhaven
HOA
- Has HOA: Yes
- Amenities included: Marina, Business Center, Dock, Gazebo, Boat Slip, Storage
Location
- Region: Panama City Beach
Financial & listing details
- Price per square foot: $170/sqft
- Tax assessed value: $551,834
- Annual tax amount: $6,340
- Date on market: 12/2/2025
- Cumulative days on market: 294 days
Price history
| Date | Event | Price |
|---|---|---|
| 12/23/2025 | Sold | $487,044-11.4%$170/sqft |
Source:  CPAR #780348 Report a problem | ||
| 4/20/2023 | Sold | $550,000+50.7%$192/sqft |
Source: Public Record Report a problem | ||
| 1/13/2020 | Sold | $364,999+35.2%$128/sqft |
Source: CPAR #686006 Report a problem | ||
| 7/1/2017 | Sold | $270,000+28%$94/sqft |
Source: CPAR #650907 Report a problem | ||
| 1/15/2016 | Sold | $211,000-80%$74/sqft |
Source: Public Record Report a problem | ||
| 9/4/2008 | Sold | $1,052,500$368/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $6,340 +28.6% | $551,834 +48.1% |
| 2023 | $4,930 +12.6% | $372,632 +10% |
| 2022 | $4,376 | $338,756 |
| 2021 | -- | -- |
| 2020 | $3,786 -2% | $307,960 -0.8% |
| 2019 | $3,864 | $310,350 +1.1% |
| 2018 | $3,864 -0.4% | $306,850 +3.2% |
| 2017 | $3,881 +2.4% | $297,440 |
| 2016 | $3,788 -4.5% | $297,440 |
| 2015 | $3,966 | $297,440 +9.5% |
| 2014 | $3,966 | $271,700 +9.2% |
| 2013 | -- | $248,820 -8.4% |
| 2012 | -- | $271,700 +20.3% |
| 2011 | -- | $225,940 -30.1% |
| 2010 | -- | $323,180 -45.9% |
| 2009 | -- | $597,158 -25% |
| 2008 | -- | $796,211 +890.9% |
| 2007 | -- | $80,350 |
Find assessor info on the county website
Neighborhood: Upper Grand Lagoon
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Nearby schools
GreatSchools rating
- 9/10Patronis Elementary SchoolGrades: K-5Distance: 2.6 mi
- 7/10Surfside Middle SchoolGrades: PK-12Distance: 8.4 mi
- 4/10J.R. Arnold High SchoolGrades: 9-12Distance: 6.3 mi
Schools provided by the listing agent
- Elementary: Patronis
- Middle: Surfside
- High: Arnold
Source: CPAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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- Florida
- Bay County
- Panama City Beach
- 32408
- Upper Grand Lagoon
- 4134 Cobalt Cir Unit Ro14
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