Location, location, location! Looking for a home that puts you close to just about everything? This 3-bedroom, 1.5-bath home is right in town and just minutes from schools, shopping, restaurants, and all the conveniences of Somerset. Whether you're a first-time homebuyer looking for an affordable place to call your own or an investor looking for a solid rental opportunity, this one is worth a look! Located in the Somerset Independent School District and sitting in a convenient in-town location, it offers the kind of accessibility that's hard to beat. If you are looking for convenient, affordable, and in the right location. And this one checks all three boxes.
For sale
Price cut: $999 (9/22)
$199,000
414 Monticello St, Somerset, KY 42501
3beds
1,344sqft
Single Family Residence
Built in 1970
0.25 Acres Lot
$191,300 Zestimate®
$148/sqft
$-- HOA
What's special
- 27 days
- 730
- 51
Zillow last checked:
Listing updated:
Listed by:
April Adams 606-687-0429,
Lake Cumberland Real Estate Professionals
Source: Imagine MLS,MLS#: 26026200
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Primary bedroom
- Level: First
Bedroom 2
- Level: First
Bedroom 3
- Level: First
Bathroom 1
- Level: First
Bathroom 2
- Level: First
Kitchen
- Level: First
Living room
- Level: First
Heating
- Heat Pump
Cooling
- Central Air
Appliances
- Included: Refrigerator, Oven
- Laundry: Main Level
Features
- Has basement: No
- Has fireplace: No
Interior area
- Total structure area: 1,344
- Total interior livable area: 1,344 sqft
- Finished area above ground: 1,344
- Finished area below ground: 0
Video & virtual tour
Property
Parking
- Parking features: Driveway
- Has uncovered spaces: Yes
Features
- Levels: One
Lot
- Size: 0.25 Acres
Details
- Additional structures: Shed(s)
- Parcel number: 0616251
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Vinyl Siding
- Foundation: Block
- Roof: Metal
Condition
- Year built: 1970
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Cable Available
Community & HOA
HOA
- Has HOA: No
Location
- Region: Somerset
Financial & listing details
- Price per square foot: $148/sqft
- Tax assessed value: $54,000
- Annual tax amount: $627
- Date on market: 9/22/2026
Estimated market value
$191,300
$182,000 - $201,000
$1,439/mo
Price history
| Date | Event | Price |
|---|---|---|
| 9/22/2026 | Price change | $199,000-0.5%$148/sqft |
Source: | ||
| 9/4/2026 | Listed for sale | $199,999-58.5%$149/sqft |
Source: Owner Report a problem | ||
| 5/14/2013 | Sold | $481,500$358/sqft |
Source: Agent Provided Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $627 | $54,000 +22.7% |
| 2023 | -- | $44,000 |
| 2022 | -- | $44,000 |
| 2021 | -- | $44,000 |
| 2020 | $525 | $44,000 |
| 2019 | $525 -1.2% | $44,000 |
| 2018 | $532 +1.9% | $44,000 |
| 2017 | $522 +3.3% | $44,000 |
| 2016 | $505 | $44,000 |
| 2015 | $505 +307.1% | $44,000 |
| 2014 | $124 +142.6% | $44,000 -17% |
| 2010 | $51 | $53,000 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Climate risks
Neighborhood: 42501
Nearby schools
Schools provided by the listing agent
- Elementary: Somerset
- Middle: Meece
- High: Somerset
Source: Imagine MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.




