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  • $750,000

    415 Cottonwood Creek Rd, Plains, MT 59859

    2beds
    1,304sqft
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    Single Family Residence
    Built in 1974
    39.81 Acres Lot
    $745,800 Zestimate®
    $575/sqft
    $-- HOA

    What's special

    Mountain viewsElectric baseboard heatUsable acreageOpen fieldsPractical year-round accessFront walk rampHandicap-accessible bathrooms
    Enjoy peaceful Montana living at 415 Cottonwood Creek Road in Plains, set on approximately 40 acres in scenic Sanders County. This rural property offers usable acreage, open fields, mountain views, and a quiet setting with practical year-round access. Cottonwood Creek Road is on a school bus route and is plowed in the winter. The acreage offers both lifestyle and utility, with grass hay production that nearly covers the annual property taxes. A productive garlic garden helps offset the already low utility costs, and the grid-tied solar system keeps power bills near $35 per month, allowing the home to operate close to net zero. Property may be sold with furnishings. The home has been thoughtfully remodeled with ADA accessibility in mind, including handicap-accessible bathrooms and a front walk ramp. The mostly finished basement adds usable living space and includes a bedroom area that does not have proper egress, making it ideal for flexible use such as guest space, office, hobby room, or storage. Drive through shop with 14' doors on each end. The surrounding area is known for natural beauty, outdoor recreation, and wildlife. Elk cross the fields each year, adding to the true Montana character of the property. Nearby recreation includes fishing, hiking, hunting, soaking, and exploring the mountains and valleys of western Montana. Hot springs are located within approximately 20 minutes. This location is ideal for someone looking for privacy, usable land, accessibility-minded improvements, self-sufficiency, wildlife, and the slower pace of country living, while still being within reach of the amenities of Plains and the surrounding Sanders County community. Situated on 40 acres in the beautiful Plains, Montana area, this property offers the kind of practical, self-sufficient country lifestyle that is getting harder to find. Located on Cottonwood Creek Road, the property benefits from year-round accessibility, as the road is on a school bus route and is plowed in the winter. The 40-acre setting provides usable land, privacy, and a strong rural Montana feel. The fields produce grass hay, with annual hay sales nearly covering the property taxes. A garlic garden on the property also provides added income potential and nearly offsets the already-low power bill. With the 5kW grid-tied solar system and utility contract potential up to 10kW, the home operates close to net-zero, keeping electric bills around $35 per month. The property features a large 40x74 shop with an additional 20x74 covered side area, plus an attached greenhouse/shop space. Exterior improvements include 30-year EDCO steel siding, aluminum fascia and soffit with rain gutters, a 30-year steel roof, 5/8-inch plywood, and extra-heavy trusses in the living area designed to support a future south porch extension. The home was built and improved with efficiency in mind, including Jeld-Wen windows throughout, energy glass on the south side, R39 insulation in the living room, R49 insulation in the bedroom area, and R18 walls with 3½-inch faced insulation, ½-inch Thermax, plywood, and Tyvek fabric. Heating is provided by a Blaze King Princess wood stove and electric baseboard heat. There is also a Connecticut Electric Emergen Switch generator panel hookup for backup power capability. Inside, the home includes thoughtful accessibility features such as handicap-accessible bathrooms and a handicap ramp at the front walk. Additional improvements include new garage doors on the house, a cold cellar from the original homestead, and all-new appliances, including a Thor 6-burner stainless oven and ZLINE range hood vented to the exterior. The surrounding area offers a peaceful Western Montana lifestyle with mountain views, wildlife, outdoor recreation, and nearby small-town conveniences in Plains. Elk cross the fields each year, adding to the natural beauty and Montana character of the property. Hot springs are located within approximately 20 minutes, offering a relaxing nearby destination, along with access to fishing, hiking, hunting, and other year-round recreation. This is a well-improved 40-acre property designed for efficiency, accessibility, utility, and rural comfort. With hay production, garden income, solar power, wildlife, and extensive infrastructure already in place, 415 Cottonwood Creek Road offers a rare opportunity to own a nearly net-zero Montana property with both lifestyle and practical value.
    8 days
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    179
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    10
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    Likely to sell faster than

    Zillow last checked:

    Listing updated:

    Listed by:

    Stefan Lucas 406-249-2307,

    Realty Montana

    Source: MRMLS,MLS#: 30073941MLS Logo

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 2
      • Bathrooms: 3
      • Full bathrooms: 2
      • 3/4 bathrooms: 1
      Heating
      • Wood Stove
      Appliances
      • Included: Cooktop, Dryer, Dishwasher, Microwave, Range, Refrigerator, Washer
      • Laundry: Washer Hookup
      Features
      • Main Level Primary, Open Floorplan, Vaulted Ceiling(s)
      • Basement: Full,Partially Finished,Walk-Up Access
      • Has fireplace: No
      Interior area
      • Total interior livable area: 1,304 sqft
      • Finished area below ground: 880

      Property

      Parking
      • Total spaces: 2
      • Parking features: Garage
      • Garage spaces: 2
      Accessibility
      • Accessibility features: Accessible Full Bath, Grab Bars, Low Threshold Shower, Accessible Approach with Ramp, Accessible Doors, Accessible Hallway(s)
      Features
      • Levels: One
      • Stories: 1
      • Exterior features: Garden
      • Fencing: Barbed Wire,Perimeter
      Lot
      • Size: 39.81 Acres
      • Features: Agricultural, Meadow, Pasture, Level
      • Topography: Level
      Details
      • Additional structures: Barn(s), Greenhouse, Shed(s), Workshop
      • Parcel number: 35298110201010000
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Ranch
      • Property subtype: Single Family Residence
      Materials
      • Foundation: Poured
      • Roof: Metal
      Condition
      • New construction: No
      • Year built: 1974

      Utilities & green energy

      • Sewer: Private Sewer, Septic Tank
      • Water: Well
      • Utilities for property: Electricity Connected, Phone Available

      Community & HOA

      HOA
      • Has HOA: No
      Location
      • Region: Plains

      Financial & listing details

      • Price per square foot: $575/sqft
      • Tax assessed value: $315,748
      • Annual tax amount: $2,019
      • Date on market: 7/3/2026
      • Listing agreement: Exclusive Right To Sell
      • Road surface type: Gravel

        Estimated market value

        $745,800

        $709,000 - $783,000

        $1,731/mo

        Price history

        DateEventPrice
        7/3/2026Listed for sale$750,000$575/sqft
        Source: MRMLS #30073941 Report a problem
        6/4/2018Sold--
        Source: MRMLS #21711198 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$1,839 -5.8%$315,748 +34.1%
        2024$1,952 +4.6%$235,418
        2023$1,866 +2%$235,418 +19.9%
        2022$1,829 $196,334
        2021$1,829 +4%$196,334 +2.8%
        2020$1,758 -1.4%$190,961
        2019$1,782 +8.2%$190,961 +19.1%
        2018$1,647 -12.8%$160,348
        2017$1,888 +7.1%$160,348 +4.5%
        2016$1,763 +30.8%$153,442
        2015$1,348 +7%$153,442 +83.6%
        2014$1,260 +4.7%$83,559 +1.4%
        2013$1,203 -0.4%$82,431 +1.6%
        2012$1,208 $81,138
        2011-- --
        2010-- --
        2009-- --
        Find assessor info on the county website

        Monthly payment

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        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 59859

        Getting around

        0 / 100
        Car-Dependent
        25 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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