Live the Key Largo dream from this beautifully maintained oceanside retreat in Largo Sound Village. Built in 2016, this 4-bedroom, 3-bath property offers more than 2,500 square feet of living space designed for relaxed Keys living. Solid poured-concrete walls, a metal roof, impact windows and doors, a spray-foam-insulated attic and an elevated Flood Zone X setting provide strength, efficiency and peace of mind. The upper residence features 3 bedrooms, 2 baths, 9-foot ceilings and an expansive open floor plan made for gathering. Abundant cabinetry, granite counters, stainless appliances, a coastal mosaic backsplash and an oversized island create an inviting kitchen at the heart of the home. French doors open to a 43-foot-wide covered balcony with plenty of room for outdoor dining, entertaining and evening cocktails. Downstairs, a well-appointed 1-bedroom, 1-bath guest apartment offers its own living and dining area, kitchenette/wet bar, refrigerator and covered porch, making it ideal for guests, extended family or income potential. A separate air-conditioned office provides a comfortable workspace. Parking is exceptional for the Keys, with an oversized 26-by-30-foot two-car garage offering room for vehicles, boating gear and storage, plus generous open parking with ample space for a boat or RV. A new central A/C installed in 2025, tankless water heater, buried propane tank, gas dryer and gas-range hookup add comfort and efficiency. The neighborhood boat ramp is just steps away, placing Largo Sound and the Atlantic within easy reach for fishing, diving, snorkeling and unforgettable days on the water. John Pennekamp Coral Reef State Park and the iconic Christ of the Abyss are nearby. Rentals are permitted with a 28-day minimum, creating potential for monthly or seasonal income. Ideal as a primary residence, second home or Keys investment, with furnishings available as an option.
For sale
$1,050,000
417 3rd St, Key Largo, FL 33037
4beds
2,635sqft
Single Family Residence
Built in 2016
6,098 Square Feet Lot
$-- Zestimate®
$398/sqft
$13/mo HOA
What's special
Oversized islandGranite countersMetal roofSeparate air-conditioned officeBeautifully maintained oceanside retreatFrench doorsExpansive open floor plan
- 16 hours |
- 185 |
- 20 |
Zillow last checked:
Listing updated:
Listed by:
Elliott Hagood 386-690-6596,
Home & Family Real Estate & Property Mgt
Source: FLKMLS,MLS#: 620308
Originating MLS: Marathon/Lower Keys
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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
Heating
- Central, Zoned
Cooling
- Central Air, Ductless, Ceiling Fans(s)
Appliances
- Included: Dishwasher, Stainless Steel Appliance(s), Disposal, Microwave, Range, Refrigerator, Tankless Water Heater
Features
- Granite Counters, Walk-In Closet(s), Storage, Pantry, Cathedral Ceiling(s), Utility Room
- Flooring: Tile
- Doors: Sliding Glass Doors, Impact Rstnce Doors
- Windows: Drapes/Blinds Incl, Window Treatments, Impact Rstnce Window, Double Pane Windows
Interior area
- Total interior livable area: 2,635 sqft
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: Garage, RV Parking Open, Off Street, Guest, Garage Door Opener, Attached
- Has attached garage: Yes
- Has uncovered spaces: Yes
Accessibility
- Accessibility features: No
Features
- Levels: Two
- Stories: 2
- Patio & porch: Lanai, Open Porch/Balcony, Patio
- Fencing: Fenced
- Water view: None
- Waterfront features: None, Dockage: Boat Ramp
Lot
- Size: 6,098 Square Feet
- Dimensions: 60 x 100
- Features: Less Than 1/4 Acre
Details
- Additional structures: Guest House
- Parcel number: 00474660000000
- Zoning: IS
- Zoning description: Improved Subivision District
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- CBS, Stucco, Concrete
- Roof: Metal
Condition
- Updated/Remodeled
- New construction: No
- Year built: 2016
Utilities & green energy
- Sewer: Municipal Sewer, Public Sewer
- Utilities for property: FKAA, Cable Available
Green energy
- Energy efficient items: Lighting, Thermostat
- Water conservation: Low-Flow Fixtures
Community & HOA
Community
- Features: Community Boat Ramp, Other, Fire Hydrant
- Security: Smoke Detector(s), Security System
- Subdivision: Largo Sound Vill (104.0)
HOA
- Has HOA: Yes
- Services included: Maintenance Grounds
- HOA fee: $150 yearly
Location
- Region: Key Largo
Financial & listing details
- Price per square foot: $398/sqft
- Tax assessed value: $715,111
- Annual tax amount: $6,504
- Date on market: 6/18/2026
- Listing terms: Cash,FHA,VA Loan,Conventional
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 6/18/2026 | Listed for sale | $1,050,000+1809.1%$398/sqft |
Source: | ||
| 6/22/2011 | Sold | $55,000-50.7%$21/sqft |
Source: | ||
| 11/29/2005 | Sold | $111,500$42/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $6,505 +5.3% | $695,004 +10% |
| 2024 | $6,180 +8.3% | $631,822 +10% |
| 2023 | $5,705 +11.6% | $574,384 +10% |
| 2022 | $5,112 +11.8% | $522,167 +10% |
| 2021 | $4,571 +0.9% | $474,697 +1.8% |
| 2020 | $4,530 | $466,145 -1.1% |
| 2019 | $4,530 -1.1% | $471,093 +3.3% |
| 2018 | $4,580 +4.2% | $456,162 +0.9% |
| 2017 | $4,397 +5.2% | $452,110 +537.3% |
| 2016 | $4,181 +402.3% | $70,941 +51.7% |
| 2015 | $832 | $46,760 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Climate risks
Neighborhood: 33037
Nearby schools
GreatSchools rating
- 8/10Key Largo SchoolGrades: PK-8Distance: 0.9 mi
- 5/10Coral Shores High SchoolGrades: 9-12Distance: 13.6 mi
A local agent can set up tours, give advice and negotiate with sellers.
A local lender can help you make sure your offer is ready when you are.
- Florida
- Monroe County
- Key Largo
- 33037
- 417 3rd St





