Discover coastal living at its finest in this beautifully renovated two-story beach house on Okaloosa Island, situated on a spacious 0.32-acre lot just moments from sugar-white sand and emerald waters. Designed for flexibility, entertainment, and comfort, this home offers a unique blend of upgraded interiors, modern amenities, and resort-style outdoor living. Step inside to an inviting upper level featuring a fully remodeled kitchen with a stylish tile backsplash, gleaming granite countertops, stainless steel appliances, and abundant natural light-perfect for cooking, hosting, and gathering. The open-concept living area flows seamlessly and includes a cozy gas fireplace, creating a warm, coastal-chic atmosphere year-round. Downstairs, a private lock-out apartment provides exceptional versatility. Use it as a guest suite, rental opportunity, or easily integrate it into the main home to create a luxurious full master retreat complete with its own living area and fully equipped kitchenette. Outside, your personal paradise awaits. Enjoy a beautiful new composite 560+ sq ft deck overlooking a sparkling in-ground pool with a 2026 pool pump and a large fenced yard which is ideal for entertaining, sunbathing, or quiet evenings under island skies. The property also includes a 2024 tankless gas water heater, ensuring efficient, endless hot water for the whole household. A new metal roof was completed in 2020, whole house rewire in 2019, and new HVACs in 2020 and 2025. Whether you're seeking a primary residence, vacation home, or high-earning investment property, this expertly renovated Okaloosa Island gem delivers style, space, and exceptional coastal charm-all on an oversized lot rarely found this close to the beach.
Call today to secure your piece of paradise!
Sold for $715,000
$715,000
417 Cobia Dr, Fort Walton Beach, FL 32548
4beds
2,665sqft
Single Family Residence
Built in 1972
0.32 Acres Lot
$713,600 Zestimate®
$268/sqft
$5,851 Estimated rent
Home value
$713,600
$678,000 - $749,000
$5,851/mo
Zestimate® history
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$4,552/mo
Est. payment
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$4,552/mo
Est. payment
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List your homeWhat's special
Cozy gas fireplaceFully remodeled kitchenAbundant natural lightGleaming granite countertopsLarge fenced yardPrivate lock-out apartmentFully equipped kitchenette
Zillow last checked:
Listing updated:
Listed by:
Crystal L Watkins 850-855-6885,
Compass
Bought with:
Caleb Midgett, 3125648
Scenic Sotheby's International Realty
Source: ECAOR,MLS#: 989999
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
Primary bedroom
- Description: Irregular
- Level: Second
- Area: 198 Square Feet
- Dimensions: 18 x 11
Bedroom
- Level: Second
- Area: 144 Square Feet
- Dimensions: 12 x 12
Bedroom
- Level: Second
- Area: 156 Square Feet
- Dimensions: 13 x 12
Kitchen
- Level: Second
- Area: 280 Square Feet
- Dimensions: 20 x 14
Kitchen
- Description: Irregular
- Level: Second
- Area: 368 Square Feet
- Dimensions: 23 x 16
Laundry
- Level: First
- Area: 50 Square Feet
- Dimensions: 10 x 5
Living room
- Description: Irregular
- Level: First
- Area: 168 Square Feet
- Dimensions: 12 x 14
Living room
- Description: Irregular
- Level: Second
- Area: 289 Square Feet
- Dimensions: 17 x 17
Heating
- Central
Cooling
- Central Air, Ceiling Fan(s)
Appliances
- Included: Dishwasher, Disposal, Microwave, Refrigerator, Gas Water Heater, Tankless Water Heater
- Laundry: Washer/Dryer Hookup
Features
- Beamed Ceilings, Kitchen Island, Pantry, Woodwork Painted
- Flooring: Hardwood, Tile
- Windows: Double Pane Windows, Window Treatments
- Has fireplace: Yes
- Fireplace features: Gas
- Common walls with other units/homes: No Common Walls
Interior area
- Total structure area: 2,665
- Total interior livable area: 2,665 sqft
Property
Parking
- Total spaces: 6
Features
- Stories: 2
- Patio & porch: Deck, Covered
- Exterior features: Outdoor Grill, Columns
- Pool features: In Ground
- Fencing: Full,Partial,Privacy
- Has view: Yes
- View description: Intracoastal Waterwy
- Has water view: Yes
- Water view: Intracoastal Waterwy
Lot
- Size: 0.32 Acres
- Dimensions: 190' x 100' x 162'
- Features: Level, Within 1/2 Mile to Water
Details
- Additional structures: Guest House
- Parcel number: 002S24218500040144
- Zoning description: County, Resid Single Family
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Beach House
- Property subtype: Single Family Residence
Materials
- Brick, Vinyl Siding
- Foundation: Slab
- Roof: Metal
Condition
- Construction Complete,Renovated
- New construction: No
- Year built: 1972
Utilities & green energy
- Water: Public
Community & HOA
Community
- Subdivision: SANTA ROSA ISLAND
Location
- Region: Fort Walton Beach
Financial & listing details
- Price per square foot: $268/sqft
- Tax assessed value: $408,892
- Annual tax amount: $3,123
- Date on market: 11/20/2025
- Road surface type: Paved
Price history
| Date | Event | Price |
|---|---|---|
| 7/9/2026 | Sold | $715,000-4.5%$268/sqft |
Source:  ECAOR #989999 Report a problem | ||
| 6/13/2026 | Pending sale | $749,000$281/sqft |
Source: ECAOR #989999 Report a problem | ||
| 6/4/2026 | Price change | $749,000-2.6%$281/sqft |
Source: ECAOR #989999 Report a problem | ||
| 5/21/2026 | Price change | $769,000-3.3%$289/sqft |
Source: ECAOR #989999 Report a problem | ||
| 4/29/2026 | Price change | $795,000-7.5%$298/sqft |
Source: ECAOR #989999 Report a problem | ||
| 4/4/2026 | Price change | $859,900-9.2%$323/sqft |
Source: ECAOR #989999 Report a problem | ||
| 2/18/2026 | Price change | $947,000-5%$355/sqft |
Source: ECAOR #989999 Report a problem | ||
| 12/4/2025 | Price change | $997,000-6.8%$374/sqft |
Source: ECAOR #989999 Report a problem | ||
| 11/20/2025 | Listed for sale | $1,070,000+239.7%$402/sqft |
Source: ECAOR #989999 Report a problem | ||
| 4/1/2019 | Sold | $315,000$118/sqft |
Source: ECAOR #818936 Report a problem | ||
| 3/26/2019 | Pending sale | $315,000$118/sqft |
Source: Coldwell Banker Residential Real Estate - Fort Walton Beach #818936 Report a problem | ||
| 3/26/2019 | Listed for sale | $315,000-10%$118/sqft |
Source: Coldwell Banker Residential Real Estate - Fort Walton Beach #818936 Report a problem | ||
| 7/15/2015 | Sold | $350,000$131/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $3,124 +2.7% | $275,926 +3% |
| 2023 | $3,041 +2.7% | $267,889 +3% |
| 2022 | $2,962 +0.6% | $260,086 +3% |
| 2021 | $2,944 +5.6% | $252,511 +1.4% |
| 2020 | $2,787 +7.4% | $249,025 +8.4% |
| 2019 | $2,595 -10.9% | $229,789 +10.1% |
| 2018 | $2,912 | $208,651 +3.1% |
| 2017 | $2,912 +0.2% | $202,426 +3.5% |
| 2016 | $2,905 +5.8% | $195,531 +12% |
| 2015 | $2,746 +8.5% | $174,545 +6.1% |
| 2014 | $2,530 | $164,460 +5.4% |
| 2013 | -- | $156,105 -0.9% |
| 2012 | -- | $157,547 +3% |
| 2011 | -- | $152,958 +1.5% |
| 2010 | -- | $150,698 +2.7% |
| 2009 | -- | $146,736 +0.1% |
| 2008 | -- | $146,589 +3% |
| 2007 | -- | $142,319 +4% |
| 2006 | -- | $136,799 +3% |
| 2005 | -- | $132,815 +3% |
| 2004 | -- | $128,947 +13.8% |
| 2003 | -- | $113,311 +2.4% |
| 2002 | -- | $110,655 +7.8% |
| 2001 | -- | $102,654 |
Find assessor info on the county website
Neighborhood: Okaloosa Island
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Nearby schools
GreatSchools rating
- 5/10Elliott Point Elementary SchoolGrades: PK-5Distance: 1.7 mi
- 7/10Max Bruner Junior Middle SchoolGrades: 6-8Distance: 2.1 mi
- 5/10Fort Walton Beach High SchoolGrades: 9-12Distance: 2.2 mi
Schools provided by the listing agent
- Elementary: Elliott Point
- Middle: Bruner
- High: Fort Walton Beach
Source: ECAOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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