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Open: Sat 10am-12pm
For salePrice cut: $15.9K (9/29)
$499,000
2beds
1,454sqft

418 S 8th St, Fernandina Beach, FL 32034

2beds
1,454sqft
Single Family Residence
Built in 2023
1,799 Square Feet Lot
$492,600 Zestimate®
$343/sqft
$248/mo HOA

What's special

Versatile layoutCustom lightingOpen floor planNeutral paletteVideo doorbellMarble herringbone tile floorTankless water heater

A MUST SEE downtown Fernandina Beach Gem, steps from Centre Street's shops, restaurants, and waterfront and a short golf cart ride to the award winning beaches of Amelia Island. Newer construction (built in 2023) low-maintenance and effortless move-in ready, delivering the walk-everywhere lifestyle this home was made for. The versatile layout includes two bedrooms plus an office/flex space, ideal for remote work or hosting guests, along with 3 bathrooms. The open floor plan and neutral palette create a bright, airy atmosphere, while ceiling fans in every room add everyday comfort. Soaring 10-foot ceilings upstairs, 9-foot ceilings downstairs, and Mohawk Revwood Plus plank flooring throughout create a polished, high-end feel. The kitchen features upgraded GE Cafe appliances in Matte White with brushed bronze hardware, a gas double oven range with convection, 3cm quartz countertops, tile backsplash, soft-close cabinetry, and custom lighting. The primary suite is a true retreat, with double step ceilings, a spa-like ensuite featuring double sinks, a large walk-in shower with custom tile surround, and marble Herringbone tile floor. Additional upgrades include a whole-home water softener and filtration system, tankless water heater, video doorbell, and Roman shades, blinds, and curtains throughout. An oversized 16x20 garage fits both a car and golf cart, with beaches less than 2 miles away. HOA dues cover water, sewer, garbage, and common area maintenance delivering the effortless, walk-everywhere lifestyle this home was made for.

84 days
1,716
99
Source: AINCAR,MLS#: 116733MLS LogoOriginating MLS: Amelia Island-Nassau County Assoc of Realtors Inc
Travel times

Living Room

Kitchen

Primary Bedroom

Zillow last checked:

Listing updated:

Listed by:

Lesanne Vincent 802-598-7293,

SUMMER HOUSE REALTY

Source: AINCAR,MLS#: 116733MLS LogoOriginating MLS: Amelia Island-Nassau County Assoc of Realtors Inc

Facts & features

Interior

Bedrooms & bathrooms
  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • Partial bathrooms: 1
Other
  • Description: Flooring: Plank,Vinyl
  • Level: Lower
Heating
  • Central, Electric
Cooling
  • Central Air, Electric
Appliances
  • Included: Some Gas Appliances, Dryer, Dishwasher, Disposal, Microwave, Oven, Refrigerator, Water Softener Owned, Stove, Washer
Features
  • Ceiling Fan(s), Split Bedrooms, Storage, Cable TV, Window Treatments
  • Windows: Vinyl, Blinds, Drapes
Interior area
  • Total structure area: 1,454
  • Total interior livable area: 1,454 sqft

Property

Parking
  • Total spaces: 1
  • Parking features: Driveway, One Car Garage, Garage Door Opener
  • Garage spaces: 1
  • Has uncovered spaces: Yes
Features
  • Levels: Two
  • Stories: 2
  • Patio & porch: Front Porch
  • Exterior features: Fence
Lot
  • Size: 1,799 Square Feet
  • Dimensions: 0.0413
Details
  • Parcel number: 000031102500100000
  • Zoning: MU-8
  • Special conditions: None

Construction

Type & style
  • Home type: SingleFamily
  • Architectural style: Two Story
  • Property subtype: Single Family Residence
Materials
  • Fiber Cement, Frame
  • Roof: Shingle
Condition
  • Resale
  • Year built: 2023
Details
  • Builder name: New Atlantic Builders

Utilities & green energy

  • Sewer: Public Sewer
  • Water: Public
  • Utilities for property: Cable Available

Community & HOA

Community
  • Subdivision: Cottage at Amelia
HOA
  • Has HOA: Yes
  • HOA fee: $133 monthly
  • Second HOA fee: $115 monthly
Location
  • Region: Fernandina Beach

Financial & listing details

  • Price per square foot: $343/sqft
  • Tax assessed value: $416,970
  • Annual tax amount: $6,251
  • Date on market: 7/16/2026
  • Cumulative days on market: 86 days
  • Listing terms: Cash,Conventional,FHA,VA Loan
  • Road surface type: Paved

Price history

DateEventPrice
9/29/2026Price change$499,000-3.1%$343/sqft
Source: AINCAR #116733 Report a problem
9/8/2026Price change$514,900-0.8%$354/sqft
Source: AINCAR #116733 Report a problem
8/23/2026Price change$519,000-3%$357/sqft
Source: AINCAR #116733 Report a problem
8/13/2026Price change$534,900-2.6%$368/sqft
Source: AINCAR #116733 Report a problem
7/16/2026Listed for sale$549,000+11.1%$378/sqft
Source: AINCAR #116733 Report a problem
8/16/2023Sold$494,300$340/sqft
Source: Public Record Report a problem

Public tax history

YearProperty taxesTax assessment
2025$6,251 +1.5%$388,759 +2.9%
2024$6,159 +404.2%$377,803 +481.2%
2023$1,222 +2.2%$65,000
2022$1,195 -3.3%$65,000
2021$1,236 $65,000
Find assessor info on the county website

Monthly payment

Est. payment
$3,692/mo
Principal & interest
$2762
Property taxes
$682
HOA Fees
$248
More affordability toolsChevron Right

Estimated market value

$492,600

$468,000 - $517,000

$2,928/mo

Climate risks

Explore flood, wildfire, and other predictive climate risk information for this property on First Street®️.

Neighborhood: 32034

Nearby schools

Southside Elementary School
Grades PK-2 • 0.6 miles
N/A
GreatSchools® Rating
Fernandina Beach High School
Grades PK,3,8-12 • 0.8 miles
6/10
GreatSchools® Rating
Test Score Rating
8/10
College Readiness Rating
7/10
Student Progress Rating
4/10
Fernandina Beach Middle School
Grades 6-8 • 0.9 miles
10/10
GreatSchools® Rating
Test Score Rating
9/10
Student Progress Rating
10/10

Open house

  • Sat, Oct 10

    10:00 AM - 12:00 PM

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