For sale

Price cut: $9.9K (7/27)

$267,300

419 4th St SW, Spencer, IA 51301

3beds

2,602sqft

$1,899/mo

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Single Family Residence

Built in 1961

0.49 Acres Lot

$-- Zestimate^®

$103/sqft

$-- HOA

What's special

Scenic surroundingsBathed in natural lightFresh paint throughoutAbundance of windowsNewer furnaceGreat viewsWater heater

Sun-Drenched Living. Designed with an abundance of windows, this ranch home is bathed in natural light. Major updates already done! Enjoy newer furnace, a/c, water heater, PVC sewer line and fresh paint throughout. Scenic surroundings and a spacious lot offer great views and peaceful relaxation! Looking for a home that feels warm and inviting? Look no further this one checks the boxes!

99 days

353

14

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 3
Bathrooms: 3
3/4 bathrooms: 1
1/2 bathrooms: 1
1/4 bathrooms: 1

Heating

Forced Air

Cooling

Central Air

Appliances

Included: Dishwasher, Microwave, Refrigerator, Oven, Gas Water Heater

Features

Basement: Full
Has fireplace: Yes

Interior area

Total structure area: 3,664
Total interior livable area: 2,602 sqft
Finished area above ground: 1,952
Finished area below ground: 650

Property

Parking

Total spaces: 2
Parking features: Concrete, Attached
Attached garage spaces: 2
Has uncovered spaces: Yes

Features

Levels: One
Stories: 1

Lot

Size: 0.49 Acres
Dimensions: 125 x 170

Details

Parcel number: 963713276008

Construction

Type & style

Home type: SingleFamily
Architectural style: Ranch
Property subtype: Single Family Residence

Materials

Other, Concrete
Roof: Asphalt

Condition

Year built: 1961

Utilities & green energy

Sewer: Public Sewer
Water: Public
Utilities for property: Natural Gas Connected

Community & HOA

Community

Subdivision: IA

Location

Region: Spencer

Financial & listing details

Price per square foot: $103/sqft
Tax assessed value: $135,310
Annual tax amount: $3,538
Date on market: 5/8/2026

Estimated market value

Not available

Estimated sales range

Not available

Price history

Date	Event	Price
7/27/2026	Price change	$267,300-3.6%$103/sqft
Source: Iowa Great Lakes BOR #260431 Report a problem
5/8/2026	Listed for sale	$277,237+28.9%$107/sqft
Source: Iowa Great Lakes BOR #260431 Report a problem
9/24/2019	Sold	$215,000$83/sqft
Source: Public Record Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	$3,538 +3.6%	$135,310 -41.5%
2024	$3,414 +5%	$231,250
2023	$3,250 +4.2%	$231,250 +19.6%
2022	$3,118 -7.4%	$193,310 +5.4%
2021	$3,366	$183,430 -2.1%
2020	$3,366 +5%	$187,310
2019	$3,206 +1.6%	$187,310 +2.2%
2018	$3,154	$183,330 +2.6%
2017	$3,154 -1.1%	$178,670
2016	$3,188 +5.1%	$178,670 +4.8%
2015	$3,032	$170,450
2014	$3,032 +2.8%	$170,450
2013	$2,950 +4%	--
2012	$2,836 +9.5%	--
2011	$2,590 +4%	--
2010	$2,490 +5.5%	--
2009	$2,360 +12.8%	--
2007	$2,092 +4.3%	--
2005	$2,006	--

Find assessor info on the county website

Monthly payment

Est. payment

Payment breakdown

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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

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Climate risks

Neighborhood: 51301

Getting around

48 / 100

Car-Dependent

49 / 100

Somewhat Bikeable

Nearby schools

GreatSchools rating

5/10
Lincoln Elementary School
Grades: 3-5Distance: 0.2 mi
7/10
Spencer Middle School
Grades: 6-8Distance: 1.7 mi
7/10
Spencer High School
Grades: 9-12Distance: 1.1 mi

Schools provided by the listing agent

District: Spencer

Source: Iowa Great Lakes BOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.