Welcome home to 4198 North Francis Shores Avenue. This exceptional 4-bedroom, 3-bathroom lakefront home offers over 2,700 sq. ft. of thoughtfully designed living space and sweeping views of Sanford Lake from nearly every room. Blending comfort, style, and functionality, it’s perfectly suited for both everyday living and entertaining. One of the true highlights of the home is the expansive season room, designed with walls of windows and multiple skylights that flood the space with natural light. Whether you’re enjoying your morning coffee, reading a book, or hosting friends, this room provides year-round enjoyment while framing the beauty of the lake in every season. The main level also features gleaming hardwood floors, a spacious family room with wood-beamed ceilings and a gas fireplace, and an open kitchen with casual dining that flows seamlessly into the formal dining room. A second living room adds even more space for gatherings or quiet relaxation. On this level you’ll also find a versatile fifth room, perfect for a home office, hobby space, or guest room. Upstairs, the primary suite offers a cozy retreat, where you can wake up to peaceful lake views and step out onto your private balcony to enjoy a sunrise or unwind with a sunset. The additional three bedrooms are located nearby, keeping everyone conveniently on the same level. The walkout basement adds flexibility to the home, providing extra space for gatherings, hobbies, or storage, that opens to a covered patio with easy access to the water. From its thoughtful design to its serene waterfront setting, this property offers a rare opportunity to enjoy the very best of lakefront living on Sanford Lake.
Sold for $399,900
$399,900
4198 N Francis Shores Ave, Sanford, MI 48657
4beds
2,799sqft
Single Family Residence
Built in 1970
0.45 Acres Lot
$429,500 Zestimate®
$143/sqft
$2,402 Estimated rent
Home value
$429,500
$365,000 - $507,000
$2,402/mo
Zestimate® history
Owner options
List your home for rent
$2,402/mo
Rent Zestimate®
Find your next renter with Zillow Rental Manager. Plus, with online applications, you can quickly screen prospective tenants – for free.
$2,402/mo
Rent Zestimate®
Refinance and save
$2,660/mo
Est. payment
Refinancing to a lower rate could help reduce your monthly payments and save thousands over the life of the loan.
$2,660/mo
Est. payment
Explore your selling options
Work with a Zillow partner agent
Leverage their expertise and Zillow's premium Showcase listings to get your home seen by more buyers.
Get startedList with your own agent
Get your home in front of millions of buyers by listing it on Zillow.
Learn how to do itSell it yourself
Take full control of how buyers see your home on Zillow by listing For Sale by Owner (FSBO).
List your homeWhat's special
Zillow last checked:
Listing updated:
Listed by:
Amber Wilson 989-750-3977,
Century 21 Signature Realty
Bought with:
Amber Wilson
Century 21 Signature Realty
Source: MiRealSource,MLS#: 50186189
Originating MLS: Saginaw Board of REALTORS
Originating MLS: Saginaw Board of REALTORSFacts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
- Main level bathrooms: 1
Rooms
- Room types: Den/Study/Lib, Entry, Family Room, Laundry, Living Room, Sun/Florida Room, Utility/Laundry Room, Workshop, Master Bedroom, Master Bathroom, Office, Bathroom, Second Flr Full Bathroom, Dining Room
Bedroom 1
- Features: Wood
- Level: Upper
- Area: 195
- Dimensions: 15 x 13
Bedroom 2
- Features: Wood
- Level: Upper
- Area: 144
- Dimensions: 12 x 12
Bedroom 3
- Features: Wood
- Level: Upper
- Area: 108
- Dimensions: 12 x 9
Bedroom 4
- Features: Wood
- Level: Upper
- Area: 120
- Dimensions: 10 x 12
Bathroom 1
- Features: Ceramic
- Level: Main
- Area: 56
- Dimensions: 8 x 7
Bathroom 2
- Features: Ceramic
- Level: Upper
- Area: 72
- Dimensions: 9 x 8
Bathroom 3
- Features: Ceramic
- Level: Upper
- Area: 54
- Dimensions: 6 x 9
Dining room
- Features: Wood
- Level: Main
- Area: 140
- Dimensions: 10 x 14
Family room
- Features: Wood
- Level: Lower
- Area: 285
- Dimensions: 19 x 15
Kitchen
- Features: Ceramic
- Level: Main
- Area: 288
- Dimensions: 16 x 18
Living room
- Features: Carpet
- Level: Main
- Area: 238
- Dimensions: 17 x 14
Office
- Level: Main
- Area: 77
- Dimensions: 11 x 7
Heating
- Forced Air, Natural Gas
Cooling
- Ceiling Fan(s), Central Air
Appliances
- Included: Disposal, Humidifier, Range/Oven, Refrigerator, Washer, Gas Water Heater
- Laundry: First Floor Laundry, Laundry Room, Main Level
Features
- High Ceilings, Cathedral/Vaulted Ceiling
- Flooring: Ceramic Tile, Hardwood, Wood, Carpet
- Windows: Skylight(s)
- Basement: Partially Finished
- Number of fireplaces: 1
- Fireplace features: Gas
Interior area
- Total structure area: 2,974
- Total interior livable area: 2,799 sqft
- Finished area above ground: 2,349
- Finished area below ground: 450
Property
Parking
- Total spaces: 3
- Parking features: 3 or More Spaces, Garage, Driveway, Attached
- Attached garage spaces: 2
Features
- Levels: Quad-Level
- Patio & porch: Deck, Patio, Porch
- Exterior features: Lawn Sprinkler
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
- Waterfront features: All Sports Lake, Lake/River Access, Waterfront
- Body of water: Sanford Lake
- Frontage length: 100
Lot
- Size: 0.45 Acres
- Dimensions: 100 x 197 sq ft
- Features: Deep Lot - 150+ Ft., Large Lot - 65+ Ft.
Details
- Additional structures: Kennel/Dog Run, Shed(s)
- Parcel number: 01038150016000
- Special conditions: Trust
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Contemporary
- Property subtype: Single Family Residence
Materials
- Brick, Vinyl Siding, Vinyl Trim
- Foundation: Basement
Condition
- New construction: No
- Year built: 1970
Utilities & green energy
- Sewer: Septic Tank
- Water: Public
- Utilities for property: Cable/Internet Avail.
Community & HOA
Community
- Subdivision: Francis Shores Estates
HOA
- Has HOA: No
Location
- Region: Sanford
Financial & listing details
- Price per square foot: $143/sqft
- Annual tax amount: $4,578
- Date on market: 8/23/2025
- Cumulative days on market: 16 days
- Listing agreement: Exclusive Right To Sell
- Listing terms: Cash,Conventional
- Ownership: Trust
- Road surface type: Paved
Price history
| Date | Event | Price |
|---|---|---|
| 10/9/2025 | Sold | $399,900+2.6%$143/sqft |
Source:  MiRealSource #50186189 Report a problem | ||
| 9/10/2025 | Pending sale | $389,900$139/sqft |
Source: MiRealSource #50186189 Report a problem | ||
| 8/23/2025 | Listed for sale | $389,900$139/sqft |
Source:  MIDMLS #50186188 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $4,578 -0.4% | $165,500 +11.1% |
| 2024 | $4,598 +37.2% | $149,000 +32.1% |
| 2023 | $3,353 | $112,800 +1.7% |
| 2022 | -- | $110,900 -11.1% |
| 2021 | -- | $124,700 -5.7% |
| 2020 | -- | $132,200 +8% |
| 2019 | -- | $122,400 |
| 2018 | -- | $122,400 -2.1% |
| 2017 | -- | $125,000 +5.4% |
| 2016 | -- | $118,600 -6.5% |
| 2014 | -- | $126,900 -2.3% |
| 2013 | -- | $129,900 +0.4% |
| 2012 | -- | $129,400 -5.8% |
| 2011 | -- | $137,400 +0.7% |
| 2010 | -- | $136,400 -2.1% |
| 2009 | -- | $139,300 -0.9% |
| 2008 | -- | $140,600 -4.5% |
| 2007 | -- | $147,200 +6.1% |
| 2006 | -- | $138,700 |
| 2005 | -- | $138,700 +4.8% |
| 2004 | -- | $132,300 +3.4% |
| 2003 | -- | $127,900 |
Find assessor info on the county website
Neighborhood: 48657
Nearby homes
- $498,0004 bd3 ba-- sqft4206 N Francis Shores Ave, Sanford, MI 48657Off Market
- $451,6003 bd2 ba2.4k sqft4186 N Francis Shores Ave, Sanford, MI 48657Off Market
- $283,0004 bd3 ba2.2k sqft4174 N Francis Shores Ave, Sanford, MI 48657Sold
- $489,4004 bd3 ba-- sqft4210 N Francis Shores Ave, Sanford, MI 48657Off Market
- $388,8004 bd2 ba-- sqft4168 N Francis Shores Ave, Sanford, MI 48657Off Market
- $427,1003 bd2 ba2.6k sqft4168 Francis Shores, Sanford, MI 48657Off Market
- $255,0004 bd3 ba-- sqft4220 N Francis Shores Ave, Sanford, MI 48657Sold
- $955,3005 bd4 ba-- sqft4158 N Francis Shores Ave, Sanford, MI 48657Off Market
Nearby schools
GreatSchools rating
- 5/10Meridian Junior High SchoolGrades: 5-8Distance: 2 mi
- 6/10Meridian Early College High SchoolGrades: 9-12Distance: 2.2 mi
- 6/10Meridian Elementary SchoolGrades: PK-4Distance: 2.1 mi
Schools provided by the listing agent
- District: Meridian Public Schools
Source: MiRealSource. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
Get pre-qualified for a loan
At Zillow Home Loans, we can pre-qualify you in as little as 5 minutes with no impact to your credit score.An equal housing lender. NMLS #10287.
Sell for more on Zillow
Get a Zillow Showcase℠ listing at no additional cost and you could sell for .
$429,500
2% more
+$8,590
With Zillow Showcase(estimated)
$438,090
- Michigan
- Midland County
- Sanford
- 48657
- 4198 N Francis Shores Ave
Nearby cities
Nearby zip codes
Other Sanford Topics
