42 Cliftwood Rd, Palmyra, VA 22963
What's special
15K price reduction + 15K in closing cost credit!! Set on 1.83 acres, this is a rare opportunity to own one of the largest waterfront lots in Lake Monticello. Positioned on the main lake with 180 degrees of water views, this custom-built, single-owner Cape Cod offers the chance to create something truly special in an exceptional setting. Designed for main-level living, the home welcomes you with a cozy living room featuring a gas fireplace before drawing your attention to the lake views beyond. The kitchen opens seamlessly to the dining area, where bay windows fill the space with natural light and create an airy feel. Tucked privately off the main living spaces, the spacious primary suite features a walk-in closet and more water views. Upstairs, you'll find 2 oversized bedrooms, a full bathroom, and storage space tucked into the eaves. Need extra space for a game room or a home gym? The basement offers 2 additional flex rooms ready to fit your needs. Outside, enjoy lake living from the large Trex deck overlooking the water, while the attached 2-car garage provides additional storage options. Follow the path down to the water's edge and find yourself in the heart of Lake Monticello with 550+ ft of shoreline. Bring your boat!
- 96 days |
- 2,240 |
- 96 |
Originating MLS: Charlottesville Area Association of RealtorsTravel times
Living Room
Kitchen
Primary Bedroom
Zillow last checked:
Listing updated:
HELEN ASCOLI 434-996-2225,
NEST REALTY GROUP 434-566-0121
Originating MLS: Charlottesville Area Association of RealtorsFacts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 4
- Full bathrooms: 2
- 1/2 bathrooms: 2
- Main level bathrooms: 2
- Main level bedrooms: 1
Rooms
- Room types: Bathroom, Breakfast Room/Nook, Bonus Room, Bedroom, Full Bath, Foyer, Half Bath, Kitchen, Laundry, Living Room, Recreation
Primary bedroom
- Level: First
Bedroom
- Level: Second
Bedroom
- Level: Second
Primary bathroom
- Level: First
Bathroom
- Level: Second
Bonus room
- Level: Basement
Breakfast room nook
- Level: First
Foyer
- Level: First
Half bath
- Level: First
Half bath
- Level: Basement
Kitchen
- Level: First
Laundry
- Level: First
Living room
- Level: First
Recreation
- Level: Basement
Heating
- Central, Electric
Cooling
- Central Air, Heat Pump
Appliances
- Included: Dishwasher, Electric Cooktop, Refrigerator, Dryer, Washer
Features
- Primary Downstairs, Skylights, Breakfast Bar, Entrance Foyer, Eat-in Kitchen, Recessed Lighting
- Flooring: Carpet, Hardwood, Linoleum
- Windows: Double Pane Windows, Screens, Skylight(s)
- Basement: Full,Partially Finished,Walk-Out Access
- Number of fireplaces: 1
- Fireplace features: One, Gas
Interior area
- Total structure area: 2,746
- Total interior livable area: 2,268 sqft
- Finished area above ground: 1,654
- Finished area below ground: 614
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: Attached, Basement, Electricity, Garage, Gravel, Garage Faces Side
- Attached garage spaces: 2
Features
- Levels: One and One Half
- Stories: 1.5
- Patio & porch: Deck, Front Porch, Porch
- Exterior features: Mature Trees/Landscape, Propane Tank - Leased
- Pool features: Association
- Has view: Yes
- View description: Trees/Woods, Water
- Has water view: Yes
- Water view: Water
Lot
- Size: 1.83 Acres
- Features: Cul-De-Sac, Private, Wooded, Waterfront
Details
- Parcel number: 18A12181
- Zoning description: R-4 Residential
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Cape Cod
- Property subtype: Single Family Residence
Materials
- Stick Built, Vinyl Siding
- Foundation: Block
- Roof: Composition,Shingle
Condition
- New construction: No
- Year built: 1996
Utilities & green energy
- Electric: Underground
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Cable Available, Fiber Optic Available, Propane
Community & HOA
Community
- Features: Pond
- Security: Security System, Gated Community
- Subdivision: LAKE MONTICELLO
HOA
- Has HOA: Yes
- Amenities included: Basketball Court, Boat Dock, Boat Ramp, Clubhouse, Golf Course, Playground, Pool, Sports Fields, Tennis Court(s), Trail(s), Water, Beach Rights
- Services included: Association Management, Boat Ramp, Common Area Maintenance, Clubhouse, Playground, Pool(s), Snow Removal, Security, Tennis Courts, Trash
- HOA fee: $1,464 annually
Location
- Region: Palmyra
Financial & listing details
- Price per square foot: $295/sqft
- Tax assessed value: $524,600
- Annual tax amount: $4,604
- Date on market: 6/8/2026
- Cumulative days on market: 490 days
Price history
| Date | Event | Price |
|---|---|---|
| 9/4/2026 | Price change | $670,000-2.2%$295/sqft |
Source:  CAAR #678194 Report a problem | ||
| 8/12/2026 | Price change | $685,000-1.4%$302/sqft |
Source: CAAR #678194 Report a problem | ||
| 6/8/2026 | Listed for sale | $695,000$306/sqft |
Source: CAAR #678194 Report a problem | ||
| 5/23/2026 | Listing removed | $695,000$306/sqft |
Source:  Long & Foster Broker Feed #663466 Report a problem | ||
| 2/6/2026 | Price change | $695,000-4.1%$306/sqft |
Source: CAAR #663466 Report a problem | ||
| 1/6/2026 | Price change | $725,000-3.2%$320/sqft |
Source: CAAR #663466 Report a problem | ||
| 9/8/2025 | Price change | $749,000-5.8%$330/sqft |
Source: CAAR #663466 Report a problem | ||
| 6/20/2025 | Price change | $795,000-4.8%$351/sqft |
Source: CAAR #663466 Report a problem | ||
| 6/2/2025 | Price change | $835,000-1.6%$368/sqft |
Source: CAAR #663466 Report a problem | ||
| 4/24/2025 | Listed for sale | $849,000+2325.7%$374/sqft |
Source: CAAR #663466 Report a problem | ||
| 3/1/1996 | Sold | $35,000$15/sqft |
Source: Agent Provided Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $4,428 | $524,600 |
| 2023 | $4,428 | $524,600 +9.3% |
| 2022 | -- | $479,800 |
| 2021 | -- | $479,800 |
| 2020 | -- | $479,800 +11.5% |
| 2018 | $3,526 | $430,200 |
| 2017 | $3,526 | $430,200 +6.1% |
| 2016 | $3,526 | $405,600 |
| 2015 | $3,526 +10.7% | $405,600 +1.2% |
| 2014 | $3,186 +20.4% | $400,700 |
| 2013 | $2,647 | $400,700 -13.7% |
| 2012 | -- | $464,300 |
| 2011 | $2,507 | $464,300 |
| 2010 | -- | $464,300 |
| 2009 | -- | $464,300 |
| 2008 | -- | $464,300 |
| 2007 | -- | $464,300 +22.4% |
| 2006 | -- | $379,200 |
| 2005 | -- | $379,200 +30.4% |
| 2004 | -- | $290,900 |
| 2003 | -- | $290,900 |
| 2002 | -- | $290,900 +33.3% |
| 2001 | $1,549 | $218,200 |
Find assessor info on the county website
Monthly payment
Estimated market value
$657,400
$625,000 - $690,000
$2,778/mo
Climate risks
Explore flood, wildfire, and other predictive climate risk information for this property on First Street®️.