Recently updated and impressive, this all-brick home offers space, flexibility, and charm in a peaceful cul-de-sac setting just minutes from historic downtown Toccoa. With 2,400 sq ft on the main level alone, the home features three generously sized bedrooms, two full bathrooms, a formal dining room perfect for holiday gatherings, a sunroom filled with natural light, and a spacious kitchen with ample cabinetry and countertop space. The kitchen opens directly to a large back deck, ideal for entertaining. Downstairs, the fully finished 1,800 sq ft basement offers a complete in-law suite with its own private entrance through elegant French doors. This expansive suite includes a full kitchen, living area, full bathroom, and plenty of open space, making it ideal for guests, multi-generational living, or potential rental income. The thoughtful layout ensures both privacy and convenience, with easy flow between indoor and outdoor living areas. Additional features include an oversized garage, recently updated finishes throughout, and an attic that is ready to be finished for even more living space, whether you need additional bedrooms, a home office, or a recreational area. Situated on a quiet, cul-de-sac, this home offers the best of both worlds: peaceful living with quick access to shopping, dining, and all the charm that downtown Toccoa has to offer. Don't miss your chance to own this versatile and spacious gem!
Closed
$448,000
42 Oak Creek Cir, Toccoa, GA 30577
4beds
4,123sqft
Single Family Residence
Built in 1975
0.91 Acres Lot
$454,800 Zestimate®
$109/sqft
$3,400 Estimated rent
Home value
$454,800
Estimated sales range
Not available
$3,400/mo
Zestimate® history
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Zillow last checked:
Listing updated:
Listed by:
Stephen P Caudell 706-491-3245,
Hammock Realty North Georgia
Bought with:
Bradley Sanders, 378262
Hammock Realty North Georgia
Source: GAMLS,MLS#: 10571309
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
- Main level bathrooms: 2
- Main level bedrooms: 3
Rooms
- Room types: Bonus Room, Den, Family Room, Foyer, Great Room, Laundry, Sun Room
Dining room
- Features: Separate Room
Kitchen
- Features: Breakfast Area, Solid Surface Counters
Heating
- Central
Cooling
- Ceiling Fan(s), Central Air
Appliances
- Included: Dishwasher, Gas Water Heater
- Laundry: Mud Room
Features
- Double Vanity, In-Law Floorplan, Master On Main Level, Tile Bath, Walk-In Closet(s)
- Flooring: Carpet, Hardwood, Tile
- Windows: Double Pane Windows
- Basement: Bath Finished,Daylight,Exterior Entry,Finished,Interior Entry
- Attic: Pull Down Stairs
- Number of fireplaces: 2
- Fireplace features: Basement, Family Room, Masonry
Interior area
- Total structure area: 4,123
- Total interior livable area: 4,123 sqft
- Finished area above ground: 2,323
- Finished area below ground: 1,800
Property
Parking
- Parking features: Garage, Garage Door Opener
- Has garage: Yes
Features
- Levels: One
- Stories: 1
Lot
- Size: 0.91 Acres
- Features: Level
Details
- Parcel number: T26 143
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subtype: Single Family Residence
Materials
- Brick
- Foundation: Block
- Roof: Composition
Condition
- Resale
- New construction: No
- Year built: 1975
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Cable Available, Electricity Available, High Speed Internet, Natural Gas Available, Phone Available, Sewer Connected, Underground Utilities, Water Available
Community & HOA
Community
- Features: Street Lights, Walk To Schools, Near Shopping
- Subdivision: Oak Creek
HOA
- Has HOA: No
- Services included: None
Location
- Region: Toccoa
Financial & listing details
- Price per square foot: $109/sqft
- Tax assessed value: $497,336
- Annual tax amount: $5,020
- Date on market: 7/29/2025
- Cumulative days on market: 22 days
- Listing agreement: Exclusive Right To Sell
- Electric utility on property: Yes
Price history
| Date | Event | Price |
|---|---|---|
| 9/22/2025 | Sold | $448,000-0.4%$109/sqft |
Source:  GAMLS #10571309 Report a problem | ||
| 8/20/2025 | Pending sale | $450,000$109/sqft |
Source: GAMLS #10571309 Report a problem | ||
| 7/30/2025 | Listed for sale | $450,000+20%$109/sqft |
Source: GAMLS #10571309 Report a problem | ||
| 12/5/2022 | Sold | $375,000$91/sqft |
Source: Public Record Report a problem | ||
| 10/9/2022 | Pending sale | $375,000$91/sqft |
Source: GAMLS #20078890 Report a problem | ||
| 10/7/2022 | Listed for sale | $375,000$91/sqft |
Source: GAMLS #20078890 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $5,086 +18.9% | $198,934 +48.6% |
| 2024 | $4,277 -3.9% | $133,871 +7.3% |
| 2023 | $4,448 | $124,780 +81.8% |
| 2022 | -- | $68,651 +6.3% |
| 2021 | -- | $64,570 +0.4% |
| 2020 | -- | $64,333 |
| 2019 | -- | $64,333 |
| 2018 | -- | $64,333 |
| 2017 | -- | $64,333 +0% |
| 2016 | $940 | $64,332 -0.1% |
| 2015 | $940 -4.9% | $64,425 0% |
| 2014 | $988 -1.5% | $64,426 +0% |
| 2013 | $1,003 | $64,425 |
| 2012 | -- | -- |
| 2011 | -- | -- |
| 2010 | -- | -- |
Find assessor info on the county website
Neighborhood: 30577
Nearby homes
- $349,9004 bd4 ba3.1k sqft84 Oak Creek Cir, Toccoa, GA 30577Pending
- $281,3003 bd2 ba1.9k sqft41 Oak Creek Cir, Toccoa, GA 30577Off Market
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- $346,5004 bd3 ba2.6k sqft26 Oak Creek Cir, Toccoa, GA 30577Off Market
- $342,0003 bd2 ba1.9k sqft19 Oak Creek Cir, Toccoa, GA 30577Sold
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Nearby schools
GreatSchools rating
- 4/10Toccoa Elementary SchoolGrades: 2-4Distance: 0.5 mi
- 5/10Stephens County Middle SchoolGrades: 6-8Distance: 2.8 mi
- 5/10Stephens County High SchoolGrades: 9-12Distance: 2.7 mi
Schools provided by the listing agent
- Middle: Stephens County
- High: Stephens County
Source: GAMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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Estimated market value
$454,800
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Find out how much your home could sell for in as little as 3 minutes with a no-obligation cash offer.
Estimated market value
$454,800
- Georgia
- Stephens County
- Toccoa
- 30577
- 42 Oak Creek Cir
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