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For sale
  • Price cut: $25K (4/24)
    $899,000

    420 W Indies Dr, Ramrod Key, FL 33042

    3beds
    1,036sqft
    : 
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    Single Family Residence
    Built in 1985
    6,969 Square Feet Lot
    $-- Zestimate®
    $868/sqft
    $-- HOA

    What's special

    Marble countertopsOversized corner lotBeautifully renovated canal-front homeEngineered wood flooring throughoutGas fire pitConvenient boat tie-downsStanding-seam metal roof
    Beautifully renovated canal-front home on an oversized corner lot in the heart of Breezeswept Beach Estates on Ramrod Key, ideally located on one of only two flow-through canals in the neighborhood. This exceptional property offers a rare combination of quality construction, thoughtful upgrades, and excellent boating access The owners spared no expense in the renovation, which includes a standing-seam metal roof, impact doors and windows, and engineered wood flooring throughout. The open kitchen is both stylish and functional, featuring marble countertops, a large center island with electric and USB connections, a 5-burner propane stove, perfect for entertaining. All three bedrooms are comfortably sized, and both bathrooms have been beautifully remodeled with high-end finishes and bidet toilets. The elevated home provides a bright, airy interior and a comfortable retreat above the ground level. Downstairs, the outdoor living space is designed for relaxed Florida Keys living. A spacious covered lanai with bar and multiple seating areas creates an inviting place to gather, while the fully fenced 7,131 sq. ft. oversized corner lot offers privacy and room to enjoy the outdoors. Additional features include a gas fire pit, outdoor shower with hot water, lemon and lime trees, and convenient boat tie-downs. Boaters will appreciate the composite dock with 11,000-lb davits and quick access to deep water via the clear flow-through canal. This turnkey property is an excellent opportunity to enjoy the Lower Keys lifestyle with modern upgrades, exceptional boating, and outstanding outdoor amenities.
    221 days
    |
    868
    |
    63
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Lisa H Ferringo 305-797-1221,

    Coldwell Banker Schmitt Real Estate Co

    Source: FLKMLS,MLS#: 617696MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      Cooling
      • Central Air, Ceiling Fans(s)
      Appliances
      • Included: More Appliances, Washer, Dryer, Dishwasher, Refrigerator, Range, Oven, Microwave, Gas Appliances, Ice Maker, Stainless Steel Appliance(s)
      Features
      • Storage, Bar
      • Flooring: Wood
      Interior area
      • Total structure area: 1,036
      • Total interior livable area: 1,036 sqft
      Video & virtual tour

      Property

      Parking
      • Parking features: RV Access/Parking, Storage
      Features
      • Patio & porch: Open Porch/Balcony, Deck
      • Exterior features: Bar, Storage
      • Fencing: Fenced
      • On waterfront: Yes
      Lot
      • Size: 6,969 Square Feet
      Details
      • Parcel number: 00203370000000
      • Zoning: IS - Improved Subivision District

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Combo Construction
      Condition
      • Updated/Remodeled
      • New construction: No
      • Year built: 1985

      Utilities & green energy

      • Utilities for property: Cable Available

      Community & HOA

      Community
      • Features: Fire Hydrant, Bike Paths
      • Security: On Premises System, Security System
      • Subdivision: Breezeswept Bch Est (27.5)
      HOA
      • Has HOA: No
      • Services included: None
      Location
      • Region: Ramrod Key

      Financial & listing details

      • Price per square foot: $868/sqft
      • Tax assessed value: $603,337
      • Annual tax amount: $4,791
      • Date on market: 12/13/2025
      • Listing terms: Cash,Conventional

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        4/24/2026Price change$899,000-2.7%$868/sqft
        Source: Key West AOR #617696 Report a problem
        3/26/2026Price change$924,000-2.6%$892/sqft
        Source: FLKMLS #617696 Report a problem
        2/17/2026Price change$949,000-5%$916/sqft
        Source: FLKMLS #617696 Report a problem
        12/13/2025Listed for sale$999,000+203.6%$964/sqft
        Source: FLKMLS #617696 Report a problem
        10/17/2018Listing removed$329,000$318/sqft
        Source: Coastal Collection Real Estate Inc. #579957 Report a problem
        10/17/2018Listed for sale$329,000$318/sqft
        Source: Coastal Collection Real Estate Inc. #579957 Report a problem
        10/17/2018Pending sale$329,000$318/sqft
        Source: Coastal Collection Real Estate Inc. #579957 Report a problem
        10/16/2018Sold$329,000$318/sqft
        Source: FLKMLS #579957 Report a problem
        7/19/2018Price change$329,000-6%$318/sqft
        Source: Coastal Collection Real Estate Inc. #579957 Report a problem
        5/1/2018Listed for sale$350,000-0.3%$338/sqft
        Source: Coastal Collection Real Estate Inc. #579957 Report a problem
        12/8/2017Sold$351,000+17.4%$339/sqft
        Source: FLKMLS #576595 Report a problem
        10/24/2017Price change$299,000-48%$289/sqft
        Source: Berkshire Hathaway Knight & Gardner Realty (KW) #576595 Report a problem
        8/13/2017Listed for sale$575,000+53.3%$555/sqft
        Source: Berkshire Hathaway Knight & Gardner Realty (KW) #576595 Report a problem
        9/2/2008Sold$375,000-19.2%$362/sqft
        Source: Public Record Report a problem
        5/6/2008Price change$464,000-6.8%$448/sqft
        Source: NCI #545194 Report a problem
        2/2/2008Listed for sale$497,777+231.9%$480/sqft
        Source: Homes & Land Report a problem
        4/14/1994Sold$150,000$145/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$4,791 +10.8%$373,316 +10%
        2024$4,323 -1.7%$339,378 +10%
        2023$4,397 +9.7%$308,525 +10%
        2022$4,007 +10.6%$280,477 +10.7%
        2021$3,624 +3.7%$253,425 +10%
        2020$3,495 $230,386 +10%
        2019$3,495 +31.8%$209,442 -0.5%
        2018$2,652 -2.2%$210,406 -42.2%
        2017$2,712 -32.1%$364,120 +5.3%
        2016$3,992 +4.1%$345,849 +23.3%
        2015$3,836 $280,584
        Find assessor info on the county website

        Monthly payment

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        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 33042

        Getting around

        5 / 100
        Car-Dependent
        51 / 100
        Bikeable

        Nearby schools

        GreatSchools rating

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