Searching for a 2-bed condo in Destin FL approved for short-term rental with Gulf views and resort amenities? Residence 2804 at The Palms of Destin offers a fully renovated 8th-floor unit with sunset views over the City of Destin and partial Gulf views. Updated in 2025 and offered at $329,000, this turnkey property also features potential VA-assumable financing at 3.5% for qualified buyers, creating a rare opportunity for investors or second-home owners near Destin beaches. Unit 2804 at The Palms of Destin Resort and Conference Center offers sunset views, modern updates, and strong investment potential in one of Destin's most amenity-rich communities.
Located on the 8th floor at 4207 Indian Bayou Trail, this west-facing 2-bedroom, 2-bath condominium features 970 square feet of thoughtfully designed living space with sweeping views across the City of Destin and partial Gulf views in the distance.
The interior was fully renovated in 2025 with new flooring, fresh interior paint, updated bedroom furnishings, curated artwork, refreshed kitchenware, balcony furniture, and three smart televisions. The efficient layout supports both vacation stays and short-term rental use while remaining easy to maintain.
From the private balcony, owners and guests can enjoy colorful sunset skies over the Destin skyline and a relaxed coastal atmosphere after a day at the beach.
Residents and guests enjoy resort-style amenities including a lagoon-style zero-entry pool, expansive sunbathing areas, on-site dining at the Blue Lagoon restaurant, a fitness center, tennis courts, landscaped recreation areas, and a seasonal shuttle service to nearby beaches, restaurants, shopping, and entertainment.
Beach access is located directly across the street at June White Decker Public Beach Access on Restaurant Row. Many prefer Henderson Beach State Park, which is also nearby and offers miles of protected shoreline and scenic coastal dunes.
Quarterly HOA dues of $3,598.18 include electricity, water, sewer, cable television, internet service, building insurance, security, groundkeeping, management, and recreational facilities. The one-time new buyer fee is $1,199.40 and 2025 property taxes were $2,850.95.
151 days
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529
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21
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Zillow last checked:
Listing updated:
Listed by:
Eric L Hanson850-502-3742,
Coldwell Banker Realty
Source: ECAOR,MLS#: 996993
Facts & features
Interior
Bedrooms & bathrooms
Bedrooms: 2
Bathrooms: 2
Full bathrooms: 2
Primary bedroom
Level: First
Area: 156 Square Feet
Dimensions: 13 x 12
Primary bathroom
Level: First
Area: 48 Square Feet
Dimensions: 8 x 6
Other
Level: First
Area: 56 Square Feet
Dimensions: 8 x 7
Kitchen
Level: First
Area: 90 Square Feet
Dimensions: 10 x 9
Living room
Description: Living/Dining Combo
Level: First
Area: 322 Square Feet
Dimensions: 23 x 14
Heating
Central
Cooling
Central Air, Ceiling Fan(s)
Appliances
Included: Dishwasher, Disposal, Dryer, Microwave, Washer, Electric Water Heater
Features: BBQ Pit/Grill, Community Room, Dumpster, Elevators, Fitness Center, Game Room, Handicap Provisions, Pavillion/Gazebo, Picnic Area, Playground, Pool, TV Cable, Tennis Court(s), Pickleball, Short Term Rental - Allowed
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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included
All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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