House listed for $59,500 owner financed with the following options: 10% down payment , remaining $53,500 at 15% rate for 10 years (120 months) equals $863.14 monthly payment 20% down payment, remaining $47,600 at 10% rate for 10 years (120 months) equals $629.04 monthly payment 10% down payment, remaining $53,500 at 12% rate for 15 years (180 months) equals $642.09 monthly payment
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