4219 Dairy Farm Rd, Panama City, FL 32404

ASSUMABLE VA loan with a rate of 3.05% with no HOA! Welcome to this meticulously crafted 3-bedroom, 2-bathroom home where quality construction and thoughtful upgrades come together for comfort, functionality, and peace of mind. Built to withstand up to 140 MPH winds, this all-brick residence features wind-resistant Low E windows and energy-efficient foam insulation in the attic to help reduce cooling costs year-round. Inside, the spacious layout includes a luxurious master suite with a double tray ceiling, a private sitting room or office/nursery, and a spa-inspired ''Rain Maker'' shower with two benches and three shower heads. The living room boasts another stunning double tray ceiling with ambient rope lighting, a custom electric fireplace, deluxe crown molding, and solid wood trim throughout. Step into the expansive Florida room which can become a playroom, office, second living room, media room or any other room you can imagine. The kitchen is both beautiful and practical with solid wood cabinetry, a large pantry, vented range hood, and generous counter space. Thoughtfully designed for organization, this home includes a coat closet, a storage closet, a laundry room with custom cabinets, and an oversized two-car garage with a built-in storage closet, pegboard tool wall, and generator hookup with interlock. Technology and comfort meet with a built-in alarm system, whole-house Cat5 and HDMI wiring, ceiling fans in every bedroom, and convenient exterior features such as soffit outlets, flood lights, and an outdoor shower with hot and cold water. Enjoy beautifully landscaped front and back yards with a full sprinkler system. Every detail in this home—from copper water piping and a programmable water heater to front and back soffit outlets and insulated with thermoseal foam to reduce cooling costs—has been thoughtfully included to deliver unmatched quality, efficiency, and comfort. Don't miss your chance to own this rare find! Details believed to be accurate, buyer to verify if important.