Discover serenity at this charming lakefront cottage nestled on a level lot with picturesque island views on desirable Upper Saranac Lake. This private getaway features 2 comfortable bedrooms plus a cozy loft that offers views of the lake, perfect for quiet mornings or evening stargazing. The spacious, sun drenched deck is ideal for entertaining or simply relaxing in nature's beauty. With easy year-round road access, this tranquil retreat combines the comforts of home with the peacefulness of lakefront living.
Sold for $985,000
$985,000
423 Gilpin Bay, Saranac Lake, NY 12983
2beds
1,348sqft
Single Family Residence
Built in 1980
1.4 Acres Lot
$1,034,900 Zestimate®
$731/sqft
$1,868 Estimated rent
Home value
$1,034,900
Estimated sales range
Not available
$1,868/mo
Zestimate® history
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$6,837/mo
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List your homeWhat's special
Cozy loftSpacious sun drenched deckPicturesque island viewsComfortable bedroomsViews of the lakeLevel lot
Zillow last checked:
Listing updated:
Listed by:
Beth Hall,
Adirondack Premier Properties Berkshire Hathaway HomeService
Bought with:
Kathryn (Katie) Stiles, 10371201349
Adirondack Stiles Real Estate Company
Source: ACVMLS,MLS#: 205465
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 1
Bedroom
- Features: Carpet
- Level: First
- Area: 164.22 Square Feet
- Dimensions: 11.9 x 13.8
Bedroom
- Features: Hardwood
- Level: Second
- Area: 156.18 Square Feet
- Dimensions: 11.4 x 13.7
Bathroom
- Features: Vinyl
- Level: First
- Area: 37.73 Square Feet
- Dimensions: 4.9 x 7.7
Dining room
- Features: Carpet
- Level: First
- Area: 154.29 Square Feet
- Dimensions: 11.1 x 13.9
Kitchen
- Features: Vinyl
- Level: First
- Area: 154.28 Square Feet
- Dimensions: 11.6 x 13.3
Living room
- Features: Carpet
- Level: First
- Area: 196.13 Square Feet
- Dimensions: 13.9 x 14.11
Loft
- Features: Hardwood
- Level: Second
- Area: 154.29 Square Feet
- Dimensions: 11.1 x 13.9
Heating
- Electric
Appliances
- Included: Electric Oven, Electric Range, Electric Water Heater, Refrigerator
- Laundry: None
Features
- High Speed Internet, Master Downstairs
- Flooring: Carpet, Vinyl
- Windows: Single Pane Windows
- Has fireplace: No
Interior area
- Total structure area: 1,348
- Total interior livable area: 1,348 sqft
- Finished area above ground: 1,348
- Finished area below ground: 0
Property
Parking
- Total spaces: 3
- Parking features: Open
- Uncovered spaces: 3
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck
- Exterior features: Dock, Fire Pit, Lighting, Private Yard
- Has view: Yes
- View description: Lake, Mountain(s), Trees/Woods
- Has water view: Yes
- Water view: Lake
- Waterfront features: Lake Front, Waterfront
- Body of water: Upper Saranac Lake
- Frontage type: Lakefront,Waterfront
Lot
- Size: 1.4 Acres
- Features: Level, Private, Views, Waterfront, Wooded
- Topography: Level
Details
- Additional structures: Shed(s)
- Parcel number: 463.23.200
- Zoning: Residential
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Contemporary
- Property subtype: Single Family Residence
Materials
- Wood Siding
- Foundation: Pillar/Post/Pier
- Roof: Asphalt
Condition
- Year built: 1980
Utilities & green energy
- Sewer: Septic Tank
- Water: Other
- Utilities for property: Electricity Connected, Internet Connected, Phone Available, Sewer Connected, Water Connected
Community & HOA
Community
- Security: Carbon Monoxide Detector(s), Smoke Detector(s)
Location
- Region: Saranac Lake
Financial & listing details
- Price per square foot: $731/sqft
- Tax assessed value: $896,814
- Annual tax amount: $9,453
- Date on market: 8/8/2025
- Listing agreement: Exclusive Right To Sell
- Listing terms: 1031 Exchange,Cash,Conventional
- Lease term: Short Term Lease
- Electric utility on property: Yes
- Road surface type: Gravel
Price history
| Date | Event | Price |
|---|---|---|
| 11/25/2025 | Sold | $985,000-1.4%$731/sqft |
Source:  ACVMLS #205465 Report a problem | ||
| 10/17/2025 | Pending sale | $999,000$741/sqft |
Source: ACVMLS #205465 Report a problem | ||
| 8/21/2025 | Price change | $999,000-9.1%$741/sqft |
Source: ACVMLS #205465 Report a problem | ||
| 8/8/2025 | Listed for sale | $1,099,000$815/sqft |
Source: ACVMLS #205465 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | -- | $518,000 |
| 2024 | -- | $518,000 |
| 2023 | -- | $518,000 |
| 2022 | -- | $518,000 |
| 2021 | -- | $518,000 |
| 2020 | -- | $518,000 |
| 2019 | -- | $518,000 |
| 2018 | -- | $518,000 |
| 2017 | $8,693 | $518,000 |
| 2016 | -- | $518,000 |
| 2015 | -- | $518,000 |
| 2014 | -- | $518,000 |
| 2013 | -- | $518,000 |
| 2012 | -- | $518,000 |
| 2011 | -- | $518,000 |
| 2010 | -- | $518,000 |
| 2009 | -- | $518,000 |
| 2008 | -- | $518,000 |
| 2007 | -- | $518,000 +128.7% |
| 2006 | -- | $226,500 |
| 2005 | -- | $226,500 |
| 2004 | -- | $226,500 |
| 2003 | -- | $226,500 |
| 2002 | -- | $226,500 |
| 2001 | -- | $226,500 |
Find assessor info on the county website
Neighborhood: 12983
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Nearby schools
GreatSchools rating
- 3/10Bloomingdale SchoolGrades: K-5Distance: 10 mi
- 7/10Saranac Lake Middle SchoolGrades: 6-8Distance: 10 mi
- 6/10Saranac Lake Senior High SchoolGrades: 9-12Distance: 10 mi
- New York
- Franklin County
- Saranac Lake
- 12983
- 423 Gilpin Bay
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