Welcome to 4247 Crystal Lake Dr, Chipley, FL 32428 — a rare lakefront retreat priced at $425,000, offering peace, privacy, and direct access to one of Florida’s most beautiful hidden gems: Crystal Lake.
This 3-bedroom, 2-bath home with a loft-style bonus room sits on a quiet, walkable street in a small rural community where nature takes center stage. True to its name, Crystal Lake features gorgeously clear water and soft white sand, giving you a beach-like experience right in your own backyard. Perfect for skiing, fishing, kayaking, paddleboarding, swimming, or simply unwinding by the water.
Inside, the home is filled with amazing natural light, brand-new flooring, and incredible water views from both the den and the loft bonus room—an ideal space for a home office, studio, or additional living area. The layout flows effortlessly, connecting indoor comfort with outdoor beauty.
Step outside to a covered porch facing the lake, perfect for morning coffee or sunset evenings. Beneath the porch is a storage basement area, ideal for lake gear and tools. A pole barn in the front yard provides covered parking for two vehicles or can be used as a workshop or additional storage space.
Highlights include:
• Lakefront home on crystal-clear water with white sandy shoreline
• 3 bedrooms + loft bonus room
• Brand-new downstairs flooring
• New A/C unit with upgraded tonnage capacity
• Covered lakeside porch with storage below
• Pole barn for parking or workspace
• No HOA
• Appliances included: stainless steel refrigerator (bottom freezer drawer), oven, dishwasher, microwave, washer & dryer
• Approximately 45 minutes to PC Beach
This home is ideal for lake lovers, nature enthusiasts, and anyone seeking a peaceful primary residence or vacation escape. A place that truly gives back each day—calm, beauty, and connection to the outdoors.
For Sale By Owner.
Schedule your showing and experience Crystal Lake living for yourself.
Sold for $380,000
$380,000
4247 Crystal Lake Dr, Chipley, FL 32428
3beds
2,112sqft
SingleFamily
Built in 1956
0.33 Acres Lot
$393,000 Zestimate®
$180/sqft
$2,302 Estimated rent
Home value
$393,000
$365,000 - $424,000
$2,302/mo
Zestimate® history
Owner options
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$2,572/mo
Est. payment
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$2,572/mo
Est. payment
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List your homeWhat's special
Amazing natural lightBrand-new downstairs flooring
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Heating
- Other, Electric
Cooling
- Central
Appliances
- Included: Dishwasher, Dryer, Freezer, Microwave, Range / Oven, Refrigerator, Washer
Features
- Flooring: Carpet, Linoleum / Vinyl
- Has fireplace: No
Interior area
- Total interior livable area: 2,112 sqft
Property
Parking
- Parking features: Off-street, Garage
Features
- Exterior features: Other
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
Lot
- Size: 0.33 Acres
Details
- Parcel number: 000000000041700000
Construction
Type & style
- Home type: SingleFamily
Materials
- Roof: Metal
Condition
- Year built: 1956
Community & HOA
Location
- Region: Chipley
Financial & listing details
- Price per square foot: $180/sqft
- Tax assessed value: $389,755
- Annual tax amount: $3,077
Price history
| Date | Event | Price |
|---|---|---|
| 4/14/2026 | Sold | $380,000-8.4%$180/sqft |
Source: Public Record Report a problem | ||
| 4/2/2026 | Pending sale | $415,000$196/sqft |
Source: Owner Report a problem | ||
| 3/12/2026 | Price change | $415,000-2.9%$196/sqft |
Source: Owner Report a problem | ||
| 3/7/2026 | Price change | $427,500+0.6%$202/sqft |
Source: Owner Report a problem | ||
| 1/30/2026 | Listed for sale | $425,000-6.6%$201/sqft |
Source: Owner Report a problem | ||
| 4/10/2023 | Listing removed | $454,999$215/sqft |
Source: | ||
| 4/3/2023 | Price change | $454,999-1%$215/sqft |
Source: | ||
| 3/17/2023 | Listed for sale | $459,500+70.8%$218/sqft |
Source: | ||
| 2/15/2021 | Listing removed | -- |
Source: Owner Report a problem | ||
| 9/19/2017 | Sold | $269,000$127/sqft |
Source: Public Record Report a problem | ||
| 3/25/2016 | Listed for sale | $269,000$127/sqft |
Source: Owner Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $3,077 +5.9% | $263,004 +2.6% |
| 2024 | $2,907 +2.9% | $256,258 +4.6% |
| 2023 | $2,824 +2.5% | $245,034 +4.5% |
| 2022 | $2,755 +8.5% | $234,479 +6.6% |
| 2021 | $2,540 +7.2% | $219,902 +6.4% |
| 2020 | $2,369 -20.2% | $206,611 +2.7% |
| 2019 | $2,967 -0.8% | $201,086 +2.9% |
| 2018 | $2,990 +38.9% | $195,488 +44.5% |
| 2017 | $2,153 | $135,254 -0.1% |
| 2016 | $2,153 -4% | $135,448 |
| 2015 | $2,244 | $135,448 |
| 2014 | -- | $135,448 -1.2% |
| 2013 | -- | $137,040 -0.9% |
| 2012 | -- | $138,234 -2.2% |
| 2011 | -- | $141,296 -1.3% |
| 2010 | -- | $143,193 -0.8% |
| 2009 | -- | $144,417 +3.3% |
| 2008 | -- | $139,840 +4.2% |
| 2007 | -- | $134,233 +46.5% |
| 2005 | -- | $91,654 +10.3% |
| 2004 | -- | $83,115 +2.2% |
| 2003 | -- | $81,358 +0.5% |
| 2002 | -- | $80,979 +0.9% |
| 2001 | -- | $80,223 +1.9% |
| 2000 | -- | $78,709 |
Find assessor info on the county website
Neighborhood: 32428
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Nearby schools
GreatSchools rating
- 4/10Vernon Elementary SchoolGrades: PK-5Distance: 12.2 mi
- 5/10Vernon Middle SchoolGrades: 6-8Distance: 11.2 mi
- 3/10Vernon High SchoolGrades: 9-12Distance: 11.1 mi
Sell for more on Zillow
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$393,000
2% more
+$7,860
With Zillow Showcase(estimated)
$400,860
Sell for more on Zillow
Get a Zillow Showcase℠ listing at no additional cost and you could sell for .
$393,000
2% more
+$7,860
With Zillow Showcase(estimated)
$400,860
- Florida
- Washington County
- Chipley
- 32428
- 4247 Crystal Lake Dr