Life on the water begins the moment you arrive at this beautifully positioned open water home on prestigious Harbour Drive in Duck Key. Surrounded by swaying palms and tropical landscaping, this classic 2 Bedroom 3 Bathroom Florida Keys coastal cottage sits on an oversized 11,250 sq. ft. lot highlighted by a bright open-concept layout with panoramic views of Toms Harbor. Built with CBS construction, impact windows, and a metal roof, the property provides both durability and low-maintenance island living. For boaters, the property features 75 feet of concrete seawall and a dock with quick access to both the Atlantic Ocean and Gulf for world-class fishing, diving, and boating. The tropical backyard is designed for true Keys living, featuring a waterside tiki hut, shaded seating areas, and plenty of room for a future pool with a permitted convenience bathroom downstairs. An outdoor elevator, garage, and beautifully landscaped yard add comfort and curb appeal. Residents of Duck Key enjoy optional membership at Club Duck Key with access to a heated and chilled pool, pickleball and tennis courts, bocce ball, basketball, and a vibrant social calendar. Located just minutes from Marathon Jet Center, marinas, restaurants, and shopping, this Duck Key home offers the perfect balance of privacy, boating convenience, and island lifestyle.
For sale
$2,899,000
425 Harbour Dr, Duck Key, FL 33050
2beds
1,247sqft
Single Family Residence
Built in 1977
0.29 Acres Lot
$-- Zestimate®
$2,325/sqft
$-- HOA
What's special
Outdoor elevatorBright open-concept layoutWaterside tiki hutShaded seating areasBeautifully landscaped yard
- 119 days |
- 515 |
- 22 |
Zillow last checked:
Listing updated:
Listed by:
Lisa H Ferringo 305-797-1221,
Coldwell Banker Schmitt Real Estate Co
Source: FLKMLS,MLS#: 619033
Originating MLS: Key West Association
Originating MLS: Key West AssociationLoading...
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 3
- Full bathrooms: 3
Appliances
- Included: Washer, Stainless Steel Appliance(s), Microwave, Oven, Range, Refrigerator, Dishwasher, Dryer
Features
- Elevator
- Flooring: Tile
- Windows: Drapes/Blinds Incl, Impact Rstnce Window
Interior area
- Total interior livable area: 1,247 sqft
Property
Parking
- Parking features: Garage, RV Parking Open, Trailer Storage, Open
- Has garage: Yes
- Has uncovered spaces: Yes
Features
- Patio & porch: Lanai, Open Porch/Balcony, Patio
- Has view: Yes
- View description: Bay/Gulf View, Water
- Has water view: Yes
- Water view: Bay/Gulf View,Water
- Waterfront features: Bay Front, Open Water, Waterfront, Seawall: Concrete, Dock: Composite, Dock Length: 75
Lot
- Size: 0.29 Acres
- Features: 1/4 - 1/2 Acre
Details
- Additional structures: Chickee Hut
- Parcel number: 00376951002800
- Zoning: ISM
- Zoning description: Improved Sub Masonry
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- CBS
- Roof: Metal
Condition
- Year built: 1977
Utilities & green energy
- Sewer: Municipal Sewer, Public Sewer
- Utilities for property: FKAA, Cable Available, Buyer to Verify
Community & HOA
Community
- Features: Other, Bike Paths
- Subdivision: Harbour Island (61.0)
HOA
- Has HOA: No
- Services included: None
Location
- Region: Duck Key
Financial & listing details
- Price per square foot: $2,325/sqft
- Tax assessed value: $2,510,059
- Annual tax amount: $18,533
- Date on market: 3/12/2026
- Listing terms: Cash,Conventional
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 3/12/2026 | Listed for sale | $2,899,000+90.1%$2,325/sqft |
Source:  FLKMLS #619033 Report a problem | ||
| 7/21/2020 | Listing removed | $1,525,000$1,223/sqft |
Source: Coldwell Banker Schmitt Real Estate Co. #589723 Report a problem | ||
| 2/12/2020 | Price change | $1,525,000-2.6%$1,223/sqft |
Source: Coldwell Banker Schmitt Real Estate Co. #589723 Report a problem | ||
| 12/5/2019 | Listed for sale | $1,565,000+30.4%$1,255/sqft |
Source: Owner Report a problem | ||
| 9/11/2006 | Sold | $1,200,000$962/sqft |
Source: FLKMLS #533597 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $18,534 +4.1% | $1,721,191 +10% |
| 2024 | $17,801 +8.7% | $1,564,719 +10% |
| 2023 | $16,371 +14.2% | $1,422,472 +10% |
| 2022 | $14,336 +14.9% | $1,293,156 +10% |
| 2021 | $12,477 +9.9% | $1,175,596 +10% |
| 2020 | $11,357 | $1,068,724 -3.6% |
| 2019 | $11,357 -3.6% | $1,108,299 -6.5% |
| 2018 | $11,785 +1.9% | $1,185,922 +4.8% |
| 2017 | $11,568 +8.4% | $1,131,601 +13.5% |
| 2016 | $10,674 +7.5% | $997,000 -4.4% |
| 2015 | $9,928 | $1,042,534 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Climate risks
Neighborhood: 33050
Nearby schools
GreatSchools rating
- 5/10Stanley Switlik Elementary SchoolGrades: PK-5Distance: 11.6 mi
- 5/10Marathon SchoolGrades: 6-12Distance: 10.9 mi
A local agent can set up tours, give advice and negotiate with sellers.
- Florida
- Monroe County
- Marathon
- 33050
- 425 Harbour Dr
Nearby cities
Nearby zip codes
Other Marathon Topics
