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Pending
  • $230,000

    427 Downing Ave, Waterloo, IA 50701

    3beds
    1,514sqft
    : 
    $1,743/mo
    Get pre-qualified
    Single Family Residence
    Built in 1960
    7,840 Square Feet Lot
    $231,200 Zestimate®
    $152/sqft
    $-- HOA

    What's special

    The updates are done, the space is here--all that’s missing is you! This three bedroom home combines thoughtful updates with comfortable living spaces on both levels. The main floor welcomes you with a spacious, light filled living room featuring a stone fireplace and large picture window. The custom kitchen is a standout with beautiful cabinetry, granite countertops, tiled backsplash, black stainless steel appliances, and an eat in kitchen island. Two bedrooms, an updated bathroom, and a dining area complete the main level. Step outside onto the Trex deck overlooking the fenced backyard, creating a great space for relaxing, entertaining, or enjoying time outdoors. The walkout lower level offers even more living space with a second fireplace, third bedroom, and beautifully remodeled bathroom featuring a spacious walk in shower. Additional improvements include newer windows and siding, plus both the house and two stall garage are getting a new roof! With updates throughout, flexible living space, and plenty to enjoy inside and out, this home is ready for its next owner. Schedule your private showing today!
    27 days
    567
    21

    Zillow last checked:

    Listing updated:

    Listed by:

    Selvedina Samardzic 319-830-4650,

    Vine Valley Real Estate

    Source: Northeast Iowa Regional BOR as distributed by MLS GRID,MLS#: 20263877MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      Other
      • Level: Upper
      Other
      • Level: Main
      Other
      • Level: Lower
      Heating
      • Forced Air
      Cooling
      • Central Air
      Features
      • Basement: Walk-Out Access,Partially Finished
      • Has fireplace: Yes
      • Fireplace features: Electric
      Interior area
      • Total interior livable area: 1,514 sqft
      • Finished area below ground: 650

      Property

      Parking
      • Total spaces: 2
      • Parking features: Detached Garage
      • Carport spaces: 2
      Lot
      • Size: 7,840 Square Feet
      • Dimensions: 55x140
      Details
      • Parcel number: 891327151020
      • Zoning: R-3
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Vinyl Siding
      • Roof: Asphalt
      Condition
      • Year built: 1960

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public

      Community & HOA

      Location
      • Region: Waterloo

      Financial & listing details

      • Price per square foot: $152/sqft
      • Tax assessed value: $180,790
      • Annual tax amount: $3,689
      • Date on market: 8/18/2026
      • Road surface type: Concrete

        Estimated market value

        $231,200

        $220,000 - $243,000

        $1,475/mo

        Price history

        DateEventPrice
        8/19/2026Pending sale$230,000$152/sqft
        Source: Northeast Iowa Regional BOR as distributed by MLS GRID #20263877 Report a problem
        8/18/2026Listed for sale$230,000+9.5%$152/sqft
        Source: Northeast Iowa Regional BOR as distributed by MLS GRID #20263877 Report a problem
        12/4/2023Sold$210,000-6.6%$139/sqft
        Source: Northeast Iowa Regional BOR as distributed by MLS GRID #20233991 Report a problem
        10/19/2023Pending sale$224,900$149/sqft
        Source: Northeast Iowa Regional BOR as distributed by MLS GRID #20233991 Report a problem
        9/20/2023Listed for sale$224,900+208.1%$149/sqft
        Source: Northeast Iowa Regional BOR as distributed by MLS GRID #20233991 Report a problem
        2/14/2003Sold$73,000$48/sqft
        Source: Agent Provided Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$2,825 +8.7%$180,790 +28.7%
        2024$2,598 +16.3%$140,430
        2023$2,234 +2.8%$140,430 +27%
        2022$2,173 +0.9%$110,600
        2021$2,154 +1.9%$110,600 +6.6%
        2020$2,115 -1.2%$103,720
        2019$2,140 +18.1%$103,720
        2018$1,811 0%$103,720 +15.3%
        2017$1,812 -2.2%$89,970
        2016$1,852 $89,970 -0.4%
        2015$1,852 +1%$90,370
        2014$1,834 -8.3%$90,370 -4.7%
        2012$2,000 +3.9%$94,780
        2011$1,925 +3.3%$94,780 +2%
        2010$1,864 +2.8%$92,910
        2009$1,813 +2.2%$92,910
        2008$1,774 +12.4%$92,910 +7%
        2007$1,578 -0.5%$86,830 +10.6%
        2006$1,586 +24.1%$78,540
        2005$1,278 +5.8%$78,540 +45.8%
        2003$1,208 +1.7%$53,860
        2002$1,188 +10.7%$53,860 +18%
        2001$1,073 $45,640
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 50701

        Getting around

        46 / 100
        Car-Dependent
        27 / 100
        Some Transit
        63 / 100
        Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Fred Becker Elementary
        • Middle: Central Intermediate
        • High: East High

        Source: Northeast Iowa Regional BOR as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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