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Sold for $196,000
  • $196,000

    427 Iowa St, Waterloo, IA 50703

    3beds
    1,624sqft
    Single Family Residence
    Built in 1909
    3,920 Square Feet Lot
    $192,000 Zestimate®
    $121/sqft
    $1,302 Estimated rent

    Home value

    $192,000

    $182,000 - $202,000

    $1,302/mo

    Zestimate® history
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    What's special

    Main-floor laundryAdorable open front porchCompletely updated kitchenBeautifully refinished wood floorsTiled backsplashDedicated mudroomCharming upper porch
    Set on a quiet Waterloo street, this thoughtfully renewed two-story home blends character with the comfort of modern updates. From the moment you approach, the adorable open front porch sets the tone—an inviting place to start the day with coffee or wind down in the evening while watching the neighborhood pass by. Stepping through the front door reveals a home that has undergone a major renovation, where each space has been carefully restored with attention to both function and charm. The main level unfolds with a natural flow between the living room and dining area, creating a comfortable environment for everyday life or gathering with friends and family. Underfoot, beautifully refinished wood floors add warmth and continuity throughout the space. At the heart of the home, the completely updated kitchen offers a fresh and practical workspace. New cabinetry, countertops, and appliances are complemented by a tiled backsplash that adds texture and style while keeping the space easy to maintain. Just beyond, daily routines are made easier with a dedicated mudroom and main-floor laundry, designed to keep coats, shoes, and household tasks organized. A convenient half bath on the main level adds extra functionality for guests. Upstairs, three comfortable bedrooms provide space for rest and privacy. The primary bedroom includes its own shower, offering a quiet retreat at the end of the day. One of the additional bedrooms opens to a charming upper porch, a cozy spot to step outside and enjoy a quiet morning moment. Storage throughout the level helps keep everything in its place, while the hall bathroom features a double-bowl vanity and a newly installed tub, making busy mornings easier for everyone. The updates extend beyond the interior as well. A newly built oversized single-car garage provides both parking and additional storage, while new concrete sidewalks and a driveway enhance accessibility and the home’s overall curb appeal. Beautifully restored and thoughtfully updated, this Waterloo home offers the rare combination of character, modern convenience, and move-in-ready condition—an inviting place to settle in and begin the next chapter.

    Zillow last checked:

    Listing updated:

    Listed by:

    Lynette D Sorensen 319-504-2789,

    Re/Max Concepts,

    Gerald Sorensen 319-269-1168,

    Re/Max Concepts

    Bought with:

    Luann M Moran, B63548

    Realty ONE Group Movement

    Source: Northeast Iowa Regional BOR as distributed by MLS GRID,MLS#: 20260969MLS Logo

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 3
    • Bathrooms: 3
    • Full bathrooms: 2
    • 1/2 bathrooms: 1
    Rooms
    • Room types: Primary Bedroom En Suite, Primary Bedroom
    Heating
    • Has Heating (Unspecified Type)
    Cooling
    • Central Air
    Appliances
    • Included: Dishwasher, Free-Standing Range, Refrigerator, Electric Water Heater
    • Laundry: 1st Floor, Laundry Room, Washer Hookup
    Features
    • Doors: Pocket Doors
    • Basement: Interior Entry,Unfinished
    • Has fireplace: No
    • Fireplace features: None
    Interior area
    • Total interior livable area: 1,624 sqft
    • Finished area below ground: 0

    Property

    Parking
    • Total spaces: 1
    • Parking features: Attached Garage, Garage Door Opener, Oversized
    • Has attached garage: Yes
    • Carport spaces: 1
    Features
    • Patio & porch: Porch, Covered
    Lot
    • Size: 3,920 Square Feet
    • Dimensions: 63x60
    Details
    • Parcel number: 891324163008
    • Zoning: R-3
    • Special conditions: Standard

    Construction

    Type & style
    • Home type: SingleFamily
    • Property subtype: Single Family Residence
    Materials
    • Vinyl Siding
    • Roof: Shingle,Asphalt
    Condition
    • Year built: 1909

    Utilities & green energy

    • Sewer: Public Sewer
    • Water: Public

    Community & HOA

    Community
    • Features: Sidewalks
    • Security: Smoke Detector(s)
    • Subdivision: RAILROAD ADDITION WATERLOO
    Location
    • Region: Waterloo

    Financial & listing details

    • Price per square foot: $121/sqft
    • Tax assessed value: $80,960
    • Annual tax amount: $1,306
    • Date on market: 3/11/2026
    • Cumulative days on market: 190 days
    • Road surface type: Concrete

    Price history

    DateEventPrice
    10/15/2026Sold$196,000-2%$121/sqft
    Source: Northeast Iowa Regional BOR as distributed by MLS GRID #20260969 Report a problem
    9/17/2026Pending sale$199,900$123/sqft
    Source: Northeast Iowa Regional BOR as distributed by MLS GRID #20260969 Report a problem
    7/14/2026Price change$199,900-4.8%$123/sqft
    Source: Northeast Iowa Regional BOR as distributed by MLS GRID #20260969 Report a problem
    6/8/2026Price change$209,900-2.3%$129/sqft
    Source: Northeast Iowa Regional BOR as distributed by MLS GRID #20260969 Report a problem
    4/23/2026Price change$214,900-4.4%$132/sqft
    Source: Northeast Iowa Regional BOR as distributed by MLS GRID #20260969 Report a problem
    3/11/2026Listed for sale$224,900+359%$138/sqft
    Source: Northeast Iowa Regional BOR as distributed by MLS GRID #20260969 Report a problem
    10/23/2020Sold$49,000-15.5%$30/sqft
    Source: Northeast Iowa Regional BOR as distributed by MLS GRID #20205007 Report a problem
    10/13/2020Pending sale$58,000$36/sqft
    Source: EPM, Iowa #20205007 Report a problem
    10/2/2020Listed for sale$58,000$36/sqft
    Source: EPM, Iowa #20205007 Report a problem
    11/13/2018Listing removed$650
    Source: EPM Iowa, LLC Report a problem
    8/21/2018Price change$650-13.3%
    Source: EPM Iowa, LLC Report a problem
    7/23/2018Listed for rent$750+7.9%
    Source: EPM Iowa, LLC Report a problem
    2/24/2018Listing removed$695
    Source: Martin Realtors Report a problem
    11/16/2017Price change$695-0.7%
    Source: Martin Inc Realtors Report a problem
    9/27/2017Listed for rent$700
    Source: Martin Inc Realtors Report a problem
    2/19/2016Listing removed$700
    Source: RealBird Report a problem
    1/15/2016Listed for rent$700+0.7%
    Source: Martin Inc Realtors Report a problem
    10/11/2013Listing removed$695
    Source: Waterloo, Iowa Report a problem
    9/28/2013Listed for rent$695
    Source: Waterloo, Iowa Report a problem

    Public tax history

    YearProperty taxesTax assessment
    2025$1,305 +8.5%--
    2024$1,203 +1.1%$60,170
    2023$1,190 +12.2%$60,170 +11.1%
    2022$1,061 +6.1%$54,180 +9.2%
    2021$1,000 +1.6%$49,620 +12.4%
    2020$983 -0.9%$44,130
    2019$992 +0.8%$44,130
    2018$984 0%$44,130
    2017$984 -5.4%$44,130
    2016$1,040 $44,130
    2015$1,040 +4.6%$44,130
    2014$994 -4.7%$44,130 -10.7%
    2012$1,043 -16.2%$49,410
    2011$1,244 +3.3%$49,410 -17.7%
    2010$1,205 +2.8%$60,060
    2009$1,172 +2.2%$60,060
    2008$1,147 +1.7%$60,060 +7%
    2007$1,128 -0.5%$56,130
    2006$1,134 +26.2%$56,130
    2005$899 +5.8%$56,130 +48.2%
    2003$849 +1.7%$37,870
    2002$835 +10.7%$37,870 +18%
    2001$754 $32,090
    Find assessor info on the county website

    Neighborhood: Walnut

    Nearby schools

    GreatSchools rating
    Schools provided by the listing agent
    • Elementary: Cunningham
    • Middle: Central
    • High: East High

    Source: Northeast Iowa Regional BOR as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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