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For sale
  • Price cut: $5K (6/8)
    $209,900

    427 Iowa St, Waterloo, IA 50703

    3beds
    1,624sqft
    : 
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    Single Family Residence
    Built in 1909
    3,920 Square Feet Lot
    $201,300 Zestimate®
    $129/sqft
    $-- HOA

    What's special

    Main-floor laundryAdorable open front porchCompletely updated kitchenBeautifully refinished wood floorsTiled backsplashDedicated mudroomCharming upper porch
    Set on a quiet Waterloo street, this thoughtfully renewed two-story home blends character with the comfort of modern updates. From the moment you approach, the adorable open front porch sets the tone—an inviting place to start the day with coffee or wind down in the evening while watching the neighborhood pass by. Stepping through the front door reveals a home that has undergone a major renovation, where each space has been carefully restored with attention to both function and charm. The main level unfolds with a natural flow between the living room and dining area, creating a comfortable environment for everyday life or gathering with friends and family. Underfoot, beautifully refinished wood floors add warmth and continuity throughout the space. At the heart of the home, the completely updated kitchen offers a fresh and practical workspace. New cabinetry, countertops, and appliances are complemented by a tiled backsplash that adds texture and style while keeping the space easy to maintain. Just beyond, daily routines are made easier with a dedicated mudroom and main-floor laundry, designed to keep coats, shoes, and household tasks organized. A convenient half bath on the main level adds extra functionality for guests. Upstairs, three comfortable bedrooms provide space for rest and privacy. The primary bedroom includes its own shower, offering a quiet retreat at the end of the day. One of the additional bedrooms opens to a charming upper porch, a cozy spot to step outside and enjoy a quiet morning moment. Storage throughout the level helps keep everything in its place, while the hall bathroom features a double-bowl vanity and a newly installed tub, making busy mornings easier for everyone. The updates extend beyond the interior as well. A newly built oversized single-car garage provides both parking and additional storage, while new concrete sidewalks and a driveway enhance accessibility and the home’s overall curb appeal. Beautifully restored and thoughtfully updated, this Waterloo home offers the rare combination of character, modern convenience, and move-in-ready condition—an inviting place to settle in and begin the next chapter.
    107 days
    |
    637
    |
    38
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Lynette D Sorensen 319-504-2789,

    RE/MAX Concepts - Cedar Falls,

    Gerald Sorensen 319-269-1168,

    RE/MAX Concepts - Cedar Falls

    Source: Northeast Iowa Regional BOR as distributed by MLS GRID,MLS#: 20260969MLS Logo

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 3
      • Full bathrooms: 2
      • 1/2 bathrooms: 1
      Rooms
      • Room types: Primary Bedroom En Suite, Primary Bedroom
      Other
      • Level: Upper
      Other
      • Level: Main
      Other
      • Level: Lower
      Heating
      • Natural Gas
      Cooling
      • Central Air
      Appliances
      • Included: Dishwasher, Free-Standing Range, Refrigerator, Electric Water Heater
      • Laundry: 1st Floor, Electric Dryer Hookup, Laundry Room, Washer Hookup
      Features
      • Doors: Pocket Doors
      • Basement: Interior Entry,Unfinished
      • Has fireplace: No
      • Fireplace features: None
      Interior area
      • Total interior livable area: 1,624 sqft
      • Finished area below ground: 0
      Video & virtual tour

      Property

      Parking
      • Total spaces: 1
      • Parking features: 1 Stall, Attached Garage, Garage Door Opener, Oversized
      • Has attached garage: Yes
      • Carport spaces: 1
      Features
      • Patio & porch: Porch, Covered
      Lot
      • Size: 3,920 Square Feet
      • Dimensions: 63x60
      Details
      • Parcel number: 891324163008
      • Zoning: R-3
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Vinyl Siding
      • Roof: Shingle,Asphalt
      Condition
      • Year built: 1909

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public

      Community & HOA

      Community
      • Features: Sidewalks
      • Security: Smoke Detector(s)
      • Subdivision: RAILROAD ADDITION WATERLOO
      Location
      • Region: Waterloo

      Financial & listing details

      • Price per square foot: $129/sqft
      • Tax assessed value: $80,960
      • Annual tax amount: $1,306
      • Date on market: 3/11/2026
      • Cumulative days on market: 108 days
      • Road surface type: Concrete

        Estimated market value

        $201,300

        $191,000 - $211,000

        $1,160/mo

        Price history

        DateEventPrice
        6/8/2026Price change$209,900-2.3%$129/sqft
        Source: Northeast Iowa Regional BOR as distributed by MLS GRID #20260969 Report a problem
        4/23/2026Price change$214,900-4.4%$132/sqft
        Source: Northeast Iowa Regional BOR as distributed by MLS GRID #20260969 Report a problem
        3/11/2026Listed for sale$224,900+359%$138/sqft
        Source: Northeast Iowa Regional BOR as distributed by MLS GRID #20260969 Report a problem
        10/23/2020Sold$49,000-15.5%$30/sqft
        Source: Northeast Iowa Regional BOR as distributed by MLS GRID #20205007 Report a problem
        10/13/2020Pending sale$58,000$36/sqft
        Source: EPM, Iowa #20205007 Report a problem
        10/2/2020Listed for sale$58,000$36/sqft
        Source: EPM, Iowa #20205007 Report a problem
        11/13/2018Listing removed$650
        Source: EPM Iowa, LLC Report a problem
        8/21/2018Price change$650-13.3%
        Source: EPM Iowa, LLC Report a problem
        7/23/2018Listed for rent$750+7.9%
        Source: EPM Iowa, LLC Report a problem
        2/24/2018Listing removed$695
        Source: Martin Realtors Report a problem
        11/16/2017Price change$695-0.7%
        Source: Martin Inc Realtors Report a problem
        9/27/2017Listed for rent$700
        Source: Martin Inc Realtors Report a problem
        2/19/2016Listing removed$700
        Source: RealBird Report a problem
        1/15/2016Listed for rent$700+0.7%
        Source: Martin Inc Realtors Report a problem
        10/11/2013Listing removed$695
        Source: Waterloo, Iowa Report a problem
        9/28/2013Listed for rent$695
        Source: Waterloo, Iowa Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$1,305 +8.5%--
        2024$1,203 +1.1%$60,170
        2023$1,190 +12.2%$60,170 +11.1%
        2022$1,061 +6.1%$54,180 +9.2%
        2021$1,000 +1.6%$49,620 +12.4%
        2020$983 -0.9%$44,130
        2019$992 +0.8%$44,130
        2018$984 0%$44,130
        2017$984 -5.4%$44,130
        2016$1,040 $44,130
        2015$1,040 +4.6%$44,130
        2014$994 -4.7%$44,130 -10.7%
        2012$1,043 -16.2%$49,410
        2011$1,244 +3.3%$49,410 -17.7%
        2010$1,205 +2.8%$60,060
        2009$1,172 +2.2%$60,060
        2008$1,147 +1.7%$60,060 +7%
        2007$1,128 -0.5%$56,130
        2006$1,134 +26.2%$56,130
        2005$899 +5.8%$56,130 +48.2%
        2003$849 +1.7%$37,870
        2002$835 +10.7%$37,870 +18%
        2001$754 $32,090

        Find assessor info on the county website

        Monthly payment

        Est. payment

          Payment breakdown

          Explore the cost of this home by adjusting the details. Changes won't be saved.
          All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
          HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
          Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
          See how much you could borrow to make a competitive offer.

          Climate risks

          Neighborhood: Walnut

          Getting around

          63 / 100
          Somewhat Walkable
          33 / 100
          Some Transit
          53 / 100
          Bikeable

          Nearby schools

          GreatSchools rating
          Schools provided by the listing agent
          • Elementary: Cunningham
          • Middle: Central
          • High: East High

          Source: Northeast Iowa Regional BOR as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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