Set on a quiet Waterloo street, this thoughtfully renewed two-story home blends character with the comfort of modern updates. From the moment you approach, the adorable open front porch sets the tone—an inviting place to start the day with coffee or wind down in the evening while watching the neighborhood pass by. Stepping through the front door reveals a home that has undergone a major renovation, where each space has been carefully restored with attention to both function and charm. The main level unfolds with a natural flow between the living room and dining area, creating a comfortable environment for everyday life or gathering with friends and family. Underfoot, beautifully refinished wood floors add warmth and continuity throughout the space. At the heart of the home, the completely updated kitchen offers a fresh and practical workspace. New cabinetry, countertops, and appliances are complemented by a tiled backsplash that adds texture and style while keeping the space easy to maintain. Just beyond, daily routines are made easier with a dedicated mudroom and main-floor laundry, designed to keep coats, shoes, and household tasks organized. A convenient half bath on the main level adds extra functionality for guests. Upstairs, three comfortable bedrooms provide space for rest and privacy. The primary bedroom includes its own shower, offering a quiet retreat at the end of the day. One of the additional bedrooms opens to a charming upper porch, a cozy spot to step outside and enjoy a quiet morning moment. Storage throughout the level helps keep everything in its place, while the hall bathroom features a double-bowl vanity and a newly installed tub, making busy mornings easier for everyone. The updates extend beyond the interior as well. A newly built oversized single-car garage provides both parking and additional storage, while new concrete sidewalks and a driveway enhance accessibility and the home’s overall curb appeal. Beautifully restored and thoughtfully updated, this Waterloo home offers the rare combination of character, modern convenience, and move-in-ready condition—an inviting place to settle in and begin the next chapter.
For sale
Price cut: $5K (6/8)
$209,900
427 Iowa St, Waterloo, IA 50703
3beds
1,624sqft
Single Family Residence
Built in 1909
3,920 Square Feet Lot
$201,300 Zestimate®
$129/sqft
$-- HOA
What's special
Main-floor laundryAdorable open front porchCompletely updated kitchenBeautifully refinished wood floorsTiled backsplashDedicated mudroomCharming upper porch
- 107 days |
- 637 |
- 38 |
Zillow last checked:
Listing updated:
Listed by:
Lynette D Sorensen 319-504-2789,
RE/MAX Concepts - Cedar Falls,
Gerald Sorensen 319-269-1168,
RE/MAX Concepts - Cedar Falls
Source: Northeast Iowa Regional BOR as distributed by MLS GRID,MLS#: 20260969
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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Rooms
- Room types: Primary Bedroom En Suite, Primary Bedroom
Other
- Level: Upper
Other
- Level: Main
Other
- Level: Lower
Heating
- Natural Gas
Cooling
- Central Air
Appliances
- Included: Dishwasher, Free-Standing Range, Refrigerator, Electric Water Heater
- Laundry: 1st Floor, Electric Dryer Hookup, Laundry Room, Washer Hookup
Features
- Doors: Pocket Doors
- Basement: Interior Entry,Unfinished
- Has fireplace: No
- Fireplace features: None
Interior area
- Total interior livable area: 1,624 sqft
- Finished area below ground: 0
Video & virtual tour
Property
Parking
- Total spaces: 1
- Parking features: 1 Stall, Attached Garage, Garage Door Opener, Oversized
- Has attached garage: Yes
- Carport spaces: 1
Features
- Patio & porch: Porch, Covered
Lot
- Size: 3,920 Square Feet
- Dimensions: 63x60
Details
- Parcel number: 891324163008
- Zoning: R-3
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Vinyl Siding
- Roof: Shingle,Asphalt
Condition
- Year built: 1909
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
Community & HOA
Community
- Features: Sidewalks
- Security: Smoke Detector(s)
- Subdivision: RAILROAD ADDITION WATERLOO
Location
- Region: Waterloo
Financial & listing details
- Price per square foot: $129/sqft
- Tax assessed value: $80,960
- Annual tax amount: $1,306
- Date on market: 3/11/2026
- Cumulative days on market: 108 days
- Road surface type: Concrete
Estimated market value
$201,300
$191,000 - $211,000
$1,160/mo
Price history
| Date | Event | Price |
|---|---|---|
| 6/8/2026 | Price change | $209,900-2.3%$129/sqft |
Source: | ||
| 4/23/2026 | Price change | $214,900-4.4%$132/sqft |
Source: | ||
| 3/11/2026 | Listed for sale | $224,900+359%$138/sqft |
Source: | ||
| 10/23/2020 | Sold | $49,000-15.5%$30/sqft |
Source: | ||
| 10/13/2020 | Pending sale | $58,000$36/sqft |
Source: EPM, Iowa #20205007 Report a problem | ||
| 10/2/2020 | Listed for sale | $58,000$36/sqft |
Source: EPM, Iowa #20205007 Report a problem | ||
| 11/13/2018 | Listing removed | $650 |
Source: EPM Iowa, LLC Report a problem | ||
| 8/21/2018 | Price change | $650-13.3% |
Source: EPM Iowa, LLC Report a problem | ||
| 7/23/2018 | Listed for rent | $750+7.9% |
Source: EPM Iowa, LLC Report a problem | ||
| 2/24/2018 | Listing removed | $695 |
Source: Martin Realtors Report a problem | ||
| 11/16/2017 | Price change | $695-0.7% |
Source: Martin Inc Realtors Report a problem | ||
| 9/27/2017 | Listed for rent | $700 |
Source: Martin Inc Realtors Report a problem | ||
| 2/19/2016 | Listing removed | $700 |
Source: RealBird Report a problem | ||
| 1/15/2016 | Listed for rent | $700+0.7% |
Source: Martin Inc Realtors Report a problem | ||
| 10/11/2013 | Listing removed | $695 |
Source: Waterloo, Iowa Report a problem | ||
| 9/28/2013 | Listed for rent | $695 |
Source: Waterloo, Iowa Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $1,305 +8.5% | -- |
| 2024 | $1,203 +1.1% | $60,170 |
| 2023 | $1,190 +12.2% | $60,170 +11.1% |
| 2022 | $1,061 +6.1% | $54,180 +9.2% |
| 2021 | $1,000 +1.6% | $49,620 +12.4% |
| 2020 | $983 -0.9% | $44,130 |
| 2019 | $992 +0.8% | $44,130 |
| 2018 | $984 0% | $44,130 |
| 2017 | $984 -5.4% | $44,130 |
| 2016 | $1,040 | $44,130 |
| 2015 | $1,040 +4.6% | $44,130 |
| 2014 | $994 -4.7% | $44,130 -10.7% |
| 2012 | $1,043 -16.2% | $49,410 |
| 2011 | $1,244 +3.3% | $49,410 -17.7% |
| 2010 | $1,205 +2.8% | $60,060 |
| 2009 | $1,172 +2.2% | $60,060 |
| 2008 | $1,147 +1.7% | $60,060 +7% |
| 2007 | $1,128 -0.5% | $56,130 |
| 2006 | $1,134 +26.2% | $56,130 |
| 2005 | $899 +5.8% | $56,130 +48.2% |
| 2003 | $849 +1.7% | $37,870 |
| 2002 | $835 +10.7% | $37,870 +18% |
| 2001 | $754 | $32,090 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Climate risks
Neighborhood: Walnut
Nearby schools
GreatSchools rating
- 3/10Cunningham SchoolGrades: PK-5Distance: 0.7 mi
- 1/10Central Middle SchoolGrades: 6-8Distance: 3.4 mi
- 3/10West High SchoolGrades: 9-12Distance: 2.6 mi
Schools provided by the listing agent
- Elementary: Cunningham
- Middle: Central
- High: East High
Source: Northeast Iowa Regional BOR as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
- Iowa
- Black Hawk County
- Waterloo
- 50703
- Walnut
- 427 Iowa St






