Absolutely adorable and well-maintained 3-bedroom, 1-bath Cape Cod located in the Banks on Bay City’s westside. This home offers excellent curb appeal with front porch, vinyl siding, vinyl windows, updated roof, and a new vinyl privacy fence with gate. Inside you’ll find updated flooring, and a beautiful full bath with ceramic tile floor. The eat-in kitchen features recessed lighting and ample space for everyday dining. The wide-open half-story upper level provides flexible space ideal for a bedroom, office, or bonus room. Enjoy outdoor living on the back deck overlooking the fully fenced backyard. Additional highlights include a full basement, boiler furnace, and updated plumbing. A truly move-in-ready home and just a 4 minute walk to Linsday Elementary!
Sold for $131,000
$131,000
427 James St, Bay City, MI 48706
3beds
1,088sqft
Single Family Residence
Built in 1942
4,791.6 Square Feet Lot
$134,800 Zestimate®
$120/sqft
$1,343 Estimated rent
Home value
$134,800
$112,000 - $162,000
$1,343/mo
Zestimate® history
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List your homeWhat's special
Updated flooringFront porchVinyl sidingExcellent curb appealUpdated roofEat-in kitchenVinyl windows
Zillow last checked:
Listing updated:
Listed by:
Clay Hollister 989-525-9489,
Berkshire Hathaway HomeServices, Bay City
Bought with:
Victor J Talaga, 6501437215
Make It Happen Real Estate
Source: MiRealSource,MLS#: 50199579
Originating MLS: Bay County REALTOR Association
Originating MLS: Bay County REALTOR AssociationFacts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 1
- Full bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 2
Bedroom 1
- Features: Wood
- Level: Main
- Area: 132
- Dimensions: 12 x 11
Bedroom 2
- Features: Wood
- Level: Main
- Area: 110
- Dimensions: 11 x 10
Bedroom 3
- Features: Carpet
- Level: Second
- Area: 120
- Dimensions: 12 x 10
Bathroom 1
- Features: Ceramic
- Level: Main
Kitchen
- Features: Wood
- Level: Main
- Area: 110
- Dimensions: 11 x 10
Living room
- Features: Wood
- Level: Main
- Area: 165
- Dimensions: 15 x 11
Heating
- Boiler, Natural Gas
Appliances
- Included: Gas Water Heater
Features
- Flooring: Ceramic Tile, Hardwood, Wood, Carpet
- Basement: Block,Full
- Has fireplace: No
Interior area
- Total structure area: 2,064
- Total interior livable area: 1,088 sqft
- Finished area above ground: 1,088
- Finished area below ground: 0
Property
Features
- Levels: One and One Half
- Stories: 1
- Patio & porch: Deck, Porch
- Fencing: Fenced
- Frontage type: Road
- Frontage length: 50
Lot
- Size: 4,791 sqft
- Dimensions: 50 x 100
- Features: Sidewalks
Details
- Additional structures: Shed(s)
- Parcel number: 16001618001200
- Special conditions: Private
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Cape Cod
- Property subtype: Single Family Residence
Materials
- Vinyl Siding
- Foundation: Basement
Condition
- Year built: 1942
Utilities & green energy
- Sewer: Public Sanitary
- Water: Public
Community & neighborhood
Location
- Region: Bay City
- Subdivision: Banks
Other
Other facts
- Listing agreement: Exclusive Right To Sell
- Listing terms: Cash,Conventional,FHA
Price history
| Date | Event | Price |
|---|---|---|
| 3/19/2026 | Sold | $131,000+4.9%$120/sqft |
Source:  MiRealSource #50199579 Report a problem | ||
| 2/21/2026 | Pending sale | $124,900$115/sqft |
Source: MiRealSource #50199579 Report a problem | ||
| 2/17/2026 | Listed for sale | $124,900+46.9%$115/sqft |
Source: MiRealSource #50199579 Report a problem | ||
| 8/27/2021 | Sold | $85,000-5.5%$78/sqft |
Source: MiRealSource #50049695 Report a problem | ||
| 8/27/2021 | Pending sale | $89,900$83/sqft |
Source: MiRealSource #50049695 Report a problem | ||
| 8/5/2021 | Price change | $89,900-5.4%$83/sqft |
Source: MiRealSource #50049695 Report a problem | ||
| 7/27/2021 | Listed for sale | $95,000+22%$87/sqft |
Source: MiRealSource #50049695 Report a problem | ||
| 4/11/2016 | Listing removed | $77,900$72/sqft |
Source: Pinnacle Realty #31270979 Report a problem | ||
| 12/3/2015 | Listed for sale | $77,900+299.5%$72/sqft |
Source: Pinnacle Realty #31270979 Report a problem | ||
| 7/17/2015 | Sold | $19,500-20.4%$18/sqft |
Source: MiRealSource #30819113 Report a problem | ||
| 7/2/2015 | Listed for sale | $24,500-64.7%$23/sqft |
Source: All Star Real Estate Samborn & Assoc. Report a problem | ||
| 5/16/2014 | Sold | $69,380+0.6%$64/sqft |
Source: Public Record Report a problem | ||
| 4/30/2003 | Sold | $69,000$63/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $2,101 +5.8% | $56,000 +10.6% |
| 2024 | $1,986 | $50,650 +13.6% |
| 2023 | -- | $44,600 +9.4% |
| 2022 | -- | $40,750 +7.7% |
| 2021 | -- | $37,850 +20.5% |
| 2020 | $2,022 | $31,400 +2.8% |
| 2019 | -- | $30,550 +1.7% |
| 2018 | $2,022 -4.9% | $30,050 -4.1% |
| 2017 | $2,127 | $31,350 -0.6% |
| 2016 | $2,127 | $31,550 +42.1% |
| 2015 | $2,127 +96.1% | $22,200 -0.2% |
| 2014 | $1,085 | $22,250 -0.4% |
| 2013 | -- | $22,350 -10.8% |
| 2012 | -- | $25,050 -14.5% |
| 2011 | -- | $29,300 +13.6% |
| 2010 | -- | $25,800 -21.7% |
| 2009 | -- | $32,950 -5.9% |
| 2008 | -- | $35,000 +8.4% |
| 2007 | -- | $32,300 -0.8% |
| 2006 | -- | $32,550 |
| 2005 | -- | $32,550 +13% |
| 2004 | -- | $28,800 +5.5% |
| 2003 | -- | $27,300 +3.4% |
| 2002 | $1,246 | $26,400 +17.3% |
| 2000 | -- | $22,500 |
Find assessor info on the county website
Neighborhood: 48706
Nearby schools
GreatSchools rating
- 5/10Kolb Elementary SchoolGrades: PK-5Distance: 2 mi
- 4/10Handy Middle SchoolGrades: 6-8Distance: 1.3 mi
- 6/10Bay City Central High SchoolGrades: 9-12Distance: 2.1 mi
Schools provided by the listing agent
- District: Bay City School District
Source: MiRealSource. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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- Michigan
- Bay County
- Bay City
- 48706
- 427 James St
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