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ActivePrice cut: $50K (10/29)
$1,598,000
4beds
6,000sqft

427 N Garden, Bellingham, WA 98225

4beds
6,000sqft
Single Family Residence
Built in 1906
8,123 Square Feet Lot
$1,548,400 Zestimate®
$266/sqft

What's special

Expansive water-view kitchenMultiple terracesIntricate decorative ceilingsHardwood floorsBeautiful wood floorsOriginal millworkPeriod lighting

A remarkable piece of Bellingham history, 427 N Garden Street is a circa-1906 Neoclassical residence built by E.T. Nobles, a prominent local wood-mill owner. Perched above the city with sweeping Bellingham Bay views, this exceptional 6,000-square-foot home showcases extraordinary craftsmanship, original millwork, and architectural details rarely found today. Rich wood paneling, intricate decorative ceilings, period lighting, hardwood floors, and custom Bradbury & Bradbury wallpaper create an atmosphere of timeless character. Formal living and dining rooms, a wood-paneled library, sunroom, and expansive water-view kitchen provide gracious spaces for everyday living and entertaining. The home's extraordinary ballroom offers a flexible gathering and recreation space with beautiful wood floors, extensive woodwork, and its own distinctive personality. The current owners have thoughtfully updated the home while preserving its historic character. Improvements include a reimagined kitchen and breakfast nook, new main-level half bath, newer boiler, updated lighting and plumbing fixtures, refinished wood floors, second-level laundry, added pantry storage, and an extensive retaining wall reinforcing the grounds. Mature gardens, covered outdoor spaces, and multiple terraces surround the residence. Water views unfold from multiple levels, while the home's exceptional scale, original craftsmanship, and beautifully preserved details offer a rare glimpse into Bellingham's architectural past.

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Source: NWMLS as distributed by MLS GRID,MLS#: 2567821MLS Logo
Travel times

Living Room

Kitchen

Primary Bedroom

Zillow last checked:

Listing updated:

Listed by:

Erika Buse 360-303-3429 erika.buse@gmail.com,

COMPASS

Source: NWMLS as distributed by MLS GRID,MLS#: 2567821MLS Logo

Facts & features

Interior

Bedrooms & bathrooms
  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 2
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 3
Bathroom full
  • Level: Main
Bathroom full
  • Level: Main
Bathroom three quarter
  • Level: Lower
Other
  • Level: Main
Bonus room
  • Level: Third
Dining room
  • Level: Main
Entry hall
  • Level: Main
Family room
  • Level: Main
Kitchen with eating space
  • Level: Main
Living room
  • Level: Main
Rec room
  • Level: Lower
Utility room
  • Level: Lower
Heating
  • Fireplace, Baseboard, High Efficiency (Unspecified), Radiator, Electric, Natural Gas
Cooling
  • None
Appliances
  • Included: Dishwasher, Dryer, Microwave, Refrigerator, Stove(s)/Range(s), Washer, Dishwasher(s), Dryer(s), Microwave(s), Refrigerator(s), Washer(s), Water Heater: Gas, Water Heater Location: Basement
Features
  • Bath Off Primary, Ceiling Fan(s), Dining Room, Pantry
  • Flooring: Ceramic Tile, Laminate, Softwood, Carpet
  • Windows: Dbl Pane/Storm Window
  • Basement: Finished
  • Number of fireplaces: 1
  • Fireplace features: Gas, Lower Level: 1, Fireplace
Interior area
  • Total structure area: 6,000
  • Total interior livable area: 6,000 sqft

Property

Parking
  • Total spaces: 4
  • Parking features: Driveway, Off Street
  • Uncovered spaces: 4
Features
  • Levels: Multi/Split
  • Entry location: Main
  • Patio & porch: Bath Off Primary, Ceiling Fan(s), Dbl Pane/Storm Window, Dining Room, Fireplace, Pantry, Solarium/Atrium, Walk-In Closet(s), Water Heater
  • Has view: Yes
  • View description: Bay, Islands, Mountain(s), Ocean, Territorial
  • Has water view: Yes
  • Water view: Bay,Ocean
Lot
  • Size: 8,123 Square Feet
  • Features: Corner Lot, Sidewalk, Cable TV, Deck, Fenced-Fully, Fenced-Partially, Gas Available, High Speed Internet, Outbuildings, Patio
  • Topography: Level
  • Residential vegetation: Garden Space
Details
  • Parcel number: 3802365382620000
  • Zoning: City
  • Zoning description: Jurisdiction: City
  • Special conditions: Standard

Construction

Type & style
  • Home type: SingleFamily
  • Architectural style: Multi Level
  • Property subtype: Single Family Residence
Materials
  • Wood Siding, Wood Products
  • Foundation: Poured Concrete
  • Roof: Composition
Condition
  • Very Good
  • Year built: 1906
  • Major remodel year: 1906
Details
  • Builder name: E.T. Nobles

Utilities & green energy

  • Electric: Company: PSE
  • Sewer: Sewer Connected, Company: SSC
  • Water: Public, Company: COB
  • Utilities for property: Xfinity/Comcast, Xfinity/Comcast

Community & HOA

Community
  • Subdivision: South Hill
Location
  • Region: Bellingham

Financial & listing details

  • Price per square foot: $266/sqft
  • Tax assessed value: $1,752,185
  • Annual tax amount: $14,544
  • Date on market: 8/14/2026
  • Listing terms: Conventional,VA Loan
  • Inclusions: Dishwasher(s), Dryer(s), Microwave(s), Refrigerator(s), Stove(s)/Range(s), Washer(s)

Price history

DateEventPrice
10/29/2026Price change$1,598,000-3%$266/sqft
Source: NWMLS as distributed by MLS GRID #2567821 Report a problem
9/23/2026Price change$1,648,000-2.9%$275/sqft
Source: NWMLS as distributed by MLS GRID #2567821 Report a problem
8/14/2026Listed for sale$1,698,000+146.1%$283/sqft
Source: NWMLS as distributed by MLS GRID #2567821 Report a problem
11/16/2012Sold$690,000-13.6%$115/sqft
Source: NWMLS as distributed by MLS GRID #348488 Report a problem
11/13/2012Pending sale$799,000$133/sqft
Source: Windermere Real Estate/Whatcom, Inc. #348488 Report a problem
10/14/2011Listed for sale$799,000-10.7%$133/sqft
Source: Windermere Real Estate/Whatcom, Inc. #284701 Report a problem
9/2/2011Listing removed$895,000$149/sqft
Source: Windermere Real Estate/Whatcom, Inc. #107340 Report a problem
5/18/2011Listed for sale$895,000-3.7%$149/sqft
Source: Windermere Real Estate/Whatcom, Inc. #107340 Report a problem
7/24/2010Listed for sale$929,000$155/sqft
Source: Windermere Real Estate/Whatcom, Inc. #107340 Report a problem
4/6/2010Listing removed$929,000$155/sqft
Source: Coldwell Banker Miller Report a problem
9/17/2009Price change$929,000-5.7%$155/sqft
Source: Coldwell Banker Miller Arnason Real Estate. LLC #29059817 Report a problem
4/30/2009Listed for sale$985,000-17.6%$164/sqft
Source: Coldwell Banker** #29059817 Report a problem
9/26/2008Listing removed$1,195,000$199/sqft
Source: Coldwell Banker** #28060873 Report a problem
1/9/2008Listed for sale$1,195,000-7.7%$199/sqft
Source: Coldwell Banker** #28060873 Report a problem
7/13/2007Price change$1,295,000-7.2%$216/sqft
Source: Coldwell Banker** #28060873 Report a problem
4/6/2007Listed for sale$1,395,000$233/sqft
Source: Coldwell Banker** #28060873 Report a problem

Public tax history

YearProperty taxesTax assessment
2025$14,545 +4.2%$1,752,185 +2.7%
2024$13,955 +1.6%$1,705,726 -3.5%
2023$13,741 +8.1%$1,766,710 +17.5%
2022$12,710 +12.8%$1,503,592 +24%
2021$11,263 +7.6%$1,212,606 +14%
2020$10,469 $1,063,681 +0.1%
2019$10,469 -3.3%$1,062,804 +20.4%
2018$10,822 +20.7%$882,967 +12.7%
2017$8,967 -3.7%$783,757 +8.6%
2016$9,310 +24.6%$721,748 +5.4%
2015$7,473 $684,542 +5%
2014$7,473 +1.6%$651,927 +5.1%
2013$7,356 $620,092 -17.2%
2012-- $748,621 -0.3%
2011-- $751,059 -1.7%
2010-- $763,978 -3.5%
2009$7,139 +27.7%$791,895
2008$5,590 $791,895 +39.4%
2007$5,590 -13.6%$567,905
2005$6,472 $567,905
2004$6,472 +50.5%$567,905 +59.9%
2003$4,299 +2.8%$355,180
2002$4,181 -0.4%$355,180
2001$4,196 $355,180
2000-- $355,180 +6.7%
1999-- $333,030
Find assessor info on the county website

Monthly payment

Est. payment
$9,471/mo
Principal & interest
$8539
Property taxes
$932
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Estimated market value

$1,548,400

$1.47M - $1.63M

$4,580/mo

Climate risks

Explore flood, wildfire, and other predictive climate risk information for this property on First Street®️.

Neighborhood: South Hill

Nearby schools

Lowell Elementary School
Grades PK-5 • 1.1 miles
8/10
GreatSchools® Rating
Test Score Rating
8/10
Student Progress Rating
7/10
Fairhaven Middle School
Grades 6-8 • 1.8 miles
8/10
GreatSchools® Rating
Test Score Rating
8/10
Student Progress Rating
8/10
Sehome High School
Grades 9-12 • 0.9 miles
9/10
GreatSchools® Rating
Test Score Rating
8/10
College Readiness Rating
10/10