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For salePrice cut: $100K (8/3)
$2,395,000
4beds
3,333sqft

428-430 Harveys Neck Rd, Heathsville, VA 22473

4beds
3,333sqft
Waterfront residential
Built in 1948
13.96 Acres
Garage
$719 price/sqft

What's special

Rare offering - 13+ Acres, 4 Bedroom Main home, 3 Bedroom Guest House, Private Beach, Pier with Boat Lift & Floating Jet Ski Lift, Second Pier with Boathouse & Boat Lift, No Restrictions, Fabulous Views out to the Chesapeake Bay - An exceptional waterfront estate offers the rare combination of wide, unobstructed views to the Chesapeake Bay & the protection of Harveys Creek, creating the perfect balance for boating & relaxing. The property is a waterfront dream, featuring TWO piers (4'MLW), including one with a boathouse, a sandy beach, & abundant shoreline to enjoy. This stately two-story brick Colonial is privately sited & surrounded by natural beauty, offering a truly serene & secluded setting. Inside, you'll find hardwood floors, two fireplaces, & an updated kitchen with stainless steel appliances, & a cozy breakfast nook. A light-filled sunroom invites you to unwind while soaking in the water views. The first-floor ensuite bedroom provides convenience & flexibility, while upstairs offers three additional bedrooms, including a waterfront ensuite paired with a spacious bonus/laundry room. Complementing the main home is a well-appointed guest house with 3 bedrooms, & generous living, dining, kitchen, & family room spaces—ideal for extended family, guests, or potential rental income. Additional improvements include a detached two-bay garage & expansive open land, perfect for horses, recreation, or creating your own private compound. Also includes a Waterfront Lot that perks for a 4-bedroom septic. A truly distinctive offering, this luxury waterfront property presents endless possibilities, whether as a legacy family estate, equestrian retreat, or iconic Northern Neck getaway. Opportunities like this are rare & not to be missed. *See Featured Sheet*

113 days
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46
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3
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Source: Northern Neck AOR,MLS#: 120457
Travel times

Foyer

Living Room - Wood Burning Fireplace

Dining Room

Kitchen

Family Room - Wood burning Fireplace

Screened Porch

Bedroom - Ensuite - 1st Floor

Bedroom - Ensuite - 2nd Floor

Balcony

Bedroom - Walk-in Storage Closet

GUEST HOUSE - 3 BD/2BA

GUEST HOUSE - 3 BD/2BA

Private Grounds

Beach

Boathouse to Guest House

Dock at Main House

Zillow last checked:

Listing updated:

Listed by:

David & Katie Horsley Dew 8047582430,

Isabell K. Horsley R. E., Ltd. 804-758-2430

Source: Northern Neck AOR,MLS#: 120457

Facts & features

Interior

Bedrooms & bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bedrooms: 1
Bedroom 1
  • Level: Main
Bedroom 2
  • Level: Second
Bedroom 3
  • Level: Second
Bedroom 4
  • Level: Second
Dining room
  • Features: Breakfast Area, Dining Room, Eat-in Kitchen
  • Level: Main
Kitchen
  • Level: Main
Living room
  • Level: Main
Heating
  • Baseboard, Oil
Cooling
  • Ceiling Fan(s), Central Air, Heat Pump
Appliances
  • Included: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer, Electric Water Heater
  • Laundry: Washer/Dryer Hookup
Features
  • 1st Floor Bedroom, Cathedral/Vaulted/Tray Ceilings, Dining Room, Fireplace, Other
  • Flooring: Hardwood, Tile, Wall to Wall Carpet
  • Basement: Crawl Space
  • Number of fireplaces: 2
  • Fireplace features: Family Room, Living Room, Two Fireplaces
Interior area
  • Total structure area: 3,333
  • Total interior livable area: 3,333 sqft
Video & virtual tour

Property

Parking
  • Parking features: Detached, Multi Car, Other, Elec Garage Door Opener, Stone Driveway
  • Has garage: Yes
  • Has uncovered spaces: Yes
Features
  • Levels: Two
  • Patio & porch: Screened Porch
  • Exterior features: Balcony/Widow Walk, Other
  • On waterfront: Yes
  • Waterfront features: Pier/Dock, River/Creek Front, Sand Beach, Water Access-Private
  • Body of water: Chesapeake Bay
  • Frontage length: 1126.05
Lot
  • Size: 13.97 Acres
  • Features: 10-19.9 acres
Details
  • Additional structures: Workshop, Other
  • Zoning description: R1

Construction

Type & style
  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subtype: Waterfront Residential
Materials
  • Plaster Walls, Sheetrock Walls, Block, Brick, Other
  • Roof: Age 0-9 yrs,Composition
Condition
  • Year built: 1948

Utilities & green energy

  • Sewer: Septic Tank
  • Water: Artesian, Shallow, Other

Community & HOA

Community
  • Subdivision: None
HOA
  • Has HOA: No
Location
  • Region: Heathsville

Financial & listing details

  • Price per square foot: $719/sqft
  • Annual tax amount: $11,028
  • Date on market: 5/20/2026
  • Listing terms: Cash,Conventional,VA Loan

Price history

DateEventPrice
8/3/2026Price change$2,395,000-4%$719/sqft
Source: Northern Neck AOR #120457 Report a problem
5/20/2026Listed for sale$2,495,000$749/sqft
Source: Northern Neck AOR #120457 Report a problem

Public tax history

Tax history is unavailable.

Monthly payment

Est. payment
$13,309/mo
Principal & interest
$12351
Property taxes
$958
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Estimated market value

Not available

Estimated sales range

Not available

Not available

Climate risks

Explore flood, wildfire, and other predictive climate risk information for this property on First Street®️.

Neighborhood: 22473

Nearby schools

Northumberland Elementary School
Grades PK-510.1 miles
6/10
GreatSchools® Rating
Test Score Rating
6/10
Student Progress Rating
6/10
Northumberland Middle School
Grades 6-810.4 miles
5/10
GreatSchools® Rating
Test Score Rating
5/10
Student Progress Rating
5/10
Northumberland High School
Grades 9-1210.3 miles
5/10
GreatSchools® Rating
Test Score Rating
5/10
College Readiness Rating
6/10