Rare opportunity to acquire a high-upside Smith Mountain Lake property in one of the lake's rarest short-term rental areas of the lake with the bonus of a hot resale corridor -- no homeowners association and no HOA fees. Ideally located on the 6th hole of The Waterfront Country Club with direct sunrise exposure, this home offers exceptional access by both land and water,. This location and setting delivers on both wild potential rental performance and long term appreciation. The thoughtfully designed multi-level, multi-living layout offers three distinct living zones, multiple primary suites, and a fully equipped lake-level apartment with second kitchen -- creating ideal separation, privacy, and flexibility for guests, family, or rental use. Two private docks -- including a main dock with party deck and floater Optional additional amenities include proximity to the community pool, clubhouse dining, and championship golf. Offered at a price point that reflects future updates and modernization. Offers an outstanding foundation for buyers seeking to renovate, reposition, and maximize future income potential and appreciation.
Sold for $1,058,000
$1,058,000
428 Anchor Dr, Moneta, VA 24121
5beds
3,786sqft
Single Family Residence
Built in 1982
0.41 Acres Lot
$1,270,600 Zestimate®
$279/sqft
$3,945 Estimated rent
Home value
$1,270,600
$1.21M - $1.33M
$3,945/mo
Zestimate® history
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List your homeWhat's special
Two private docksMultiple primary suitesDirect sunrise exposureThree distinct living zones
Zillow last checked:
Listing updated:
Listed by:
JADA A. TURNER 540-263-0202,
BERKSHIRE HATHAWAY HOMESERVICES SMITH MOUNTAIN LAKE REAL ESTATE
Bought with:
KYLA STEFFENS, 0225255780
KELLER WILLIAMS REALTY LYNCHBURG
Source: RVAR,MLS#: 924369
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 5
- Bathrooms: 5
- Full bathrooms: 4
- 1/2 bathrooms: 1
Primary bedroom
- Level: E
Bedroom 2
- Level: U
Bedroom 3
- Level: U
Bedroom 4
- Level: U
Bedroom 5
- Level: L
Dining area
- Level: E
Family room
- Level: E
Kitchen
- Level: E
Kitchen
- Level: L
Living room
- Level: E
Recreation room
- Level: L
Heating
- Ductless
Cooling
- Ductless
Appliances
- Included: Dryer, Washer, Dishwasher, Electric Range, Refrigerator, Oven
Features
- Flooring: Carpet, Ceramic Tile, Wood
- Doors: Sliding Doors, Wood
- Windows: Insulated Windows, Skylight(s)
- Has basement: Yes
- Number of fireplaces: 2
- Fireplace features: Living Room, Recreation Room
- Furnished: Yes
Interior area
- Total structure area: 4,638
- Total interior livable area: 3,786 sqft
- Finished area above ground: 2,667
- Finished area below ground: 1,119
Property
Parking
- Total spaces: 2
- Parking features: Attached, Paved
- Has attached garage: Yes
- Covered spaces: 2
Features
- Patio & porch: Deck, Front Porch, Rear Porch
- Exterior features: Balcony
- Has view: Yes
- View description: Sunrise
- Has water view: Yes
- Water view: Lake
- Waterfront features: Waterfront
- Body of water: Smith Mtn Lake
Lot
- Size: 0.41 Acres
- Features: Gentle Sloping, Wooded, On Golf Course
Details
- Parcel number: 031 03 008 00
- Zoning: RPD
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Contemporary
- Property subtype: Single Family Residence
Materials
- Wood
Condition
- Completed
- Year built: 1982
Utilities & green energy
- Electric: 0 Phase
- Utilities for property: Cable Connected, Underground Utilities, Cable
Community & HOA
Community
- Features: Golf
- Subdivision: The Waterfront
HOA
- Has HOA: No
Location
- Region: Moneta
Financial & listing details
- Price per square foot: $279/sqft
- Tax assessed value: $862,100
- Annual tax amount: $3,707
- Date on market: 2/2/2026
Price history
| Date | Event | Price |
|---|---|---|
| 5/26/2026 | Sold | $1,058,000-21.6%$279/sqft |
Source:  RVAR #924369 Report a problem | ||
| 4/7/2026 | Pending sale | $1,349,900$357/sqft |
Source: RVAR #924369 Report a problem | ||
| 2/2/2026 | Listed for sale | $1,349,900-13.7%$357/sqft |
Source: RVAR #924369 Report a problem | ||
| 2/1/2026 | Listing removed | $1,565,000$413/sqft |
Source: BHHS broker feed #918549 Report a problem | ||
| 7/31/2025 | Price change | $1,565,000-11.3%$413/sqft |
Source: RVAR #918549 Report a problem | ||
| 6/24/2025 | Listed for sale | $1,765,000+207%$466/sqft |
Source: RVAR #918549 Report a problem | ||
| 11/19/2012 | Sold | $575,000$152/sqft |
Source: RVAR #772310 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $3,707 | $862,100 |
| 2024 | $3,707 -4.4% | $862,100 +35.6% |
| 2023 | $3,880 | $636,000 |
| 2022 | $3,880 | $636,000 |
| 2021 | $3,880 | $636,000 |
| 2020 | $3,880 +1.1% | $636,000 +1.1% |
| 2019 | $3,838 | $629,100 |
| 2018 | $3,838 | $629,100 -8.3% |
| 2017 | $3,838 +10.9% | $685,800 |
| 2016 | $3,460 | $685,800 |
| 2015 | $3,460 -6.1% | $685,800 |
| 2014 | $3,684 | -- |
| 2013 | $3,684 | $685,800 |
| 2012 | -- | -- |
| 2011 | -- | -- |
| 2010 | -- | -- |
Find assessor info on the county website
Neighborhood: 24121
Nearby homes
- $903,3003 bd3 ba1.4k sqft424 Anchor Dr, Moneta, VA 24121Off Market
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Nearby schools
GreatSchools rating
- 6/10Dudley Elementary SchoolGrades: PK-5Distance: 5.5 mi
- 7/10Benjamin Franklin Middle SchoolGrades: 6-8Distance: 14 mi
- 4/10Franklin County High SchoolGrades: 9-12Distance: 14.1 mi
Schools provided by the listing agent
- Elementary: Dudley
- Middle: Ben Franklin Middle
- High: Franklin County
Source: RVAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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$1,270,600
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$1,296,012
- Virginia
- Franklin County
- Moneta
- 24121
- 428 Anchor Dr
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