Active

Price cut: $10K (7/28)

$169,900

428 Oakland Rd, Spindale, NC 28160

2beds

1,281sqft

$1,053/mo

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Single Family Residence

Built in 1930

0.5 Acres Lot

$177,100 Zestimate^®

$133/sqft

$-- HOA

What's special

Whether you're looking for a family home, a rental investment, or a cozy retreat, you'll love the inviting atmosphere and the chance to add your own personal touches. Embrace the timeless character of this home while creating a space that feels beautifully vintage with a modern twist. Outside, you'll find a garden-ready yard just waiting for flowers, fresh vegetables, or your own backyard oasis. Spend mornings on the front porch with a cup of coffee, afternoons entertaining family and friends, and evenings enjoying the peaceful surroundings. Conveniently located near shopping, dining, and local attractions, this charming bungalow is ready for its next chapter. Come see the possibilities and make it yours!

32 days

826

58

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 2
Bathrooms: 1
Full bathrooms: 1
Main level bedrooms: 2

Primary bedroom

Level: Main

Bathroom full

Level: Main

Den

Level: Main

Dining room

Level: Main

Kitchen

Level: Main

Heating

Floor Furnace, Oil

Cooling

Window Unit(s)

Appliances

Included: Electric Range, Refrigerator
Laundry: Main Level, Washer Hookup

Features

Has basement: No

Interior area

Total structure area: 1,281
Total interior livable area: 1,281 sqft
Finished area above ground: 1,281
Finished area below ground: 0

Property

Parking

Total spaces: 1
Parking features: Driveway
Carport spaces: 1
Has uncovered spaces: Yes

Features

Levels: One
Stories: 1

Lot

Size: 0.5 Acres

Details

Parcel number: 1208151
Zoning: R20
Special conditions: Standard

Construction

Type & style

Home type: SingleFamily
Architectural style: Bungalow
Property subtype: Single Family Residence

Materials

Hardboard Siding
Foundation: Crawl Space

Condition

New construction: No
Year built: 1930

Utilities & green energy

Sewer: Septic Installed
Water: City

Community & HOA

Community

Subdivision: None

Location

Region: Spindale

Financial & listing details

Price per square foot: $133/sqft
Tax assessed value: $69,400
Date on market: 6/30/2026
Cumulative days on market: 32 days
Road surface type: Gravel, Paved

Estimated market value

$177,100

$168,000 - $186,000

$1,131/mo

Price history

Date	Event	Price
7/28/2026	Price change	$169,900-5.6%$133/sqft
Source: Canopy MLS as distributed by MLS GRID #4398988 Report a problem
6/30/2026	Listed for sale	$179,900+78.1%$140/sqft
Source: Canopy MLS as distributed by MLS GRID #4398988 Report a problem
4/6/2023	Sold	$101,000-3.3%$79/sqft
Source: Canopy MLS as distributed by MLS GRID #3935303 Report a problem
2/20/2023	Pending sale	$104,500$82/sqft
Source: Canopy MLS as distributed by MLS GRID #CAR3935303 Report a problem
1/16/2023	Listed for sale	$104,500$82/sqft
Source: Canopy MLS as distributed by MLS GRID #3935303 Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	--	$69,400
2024	$985 +8%	$69,400
2023	$912 +65.4%	$69,400 +24.6%
2022	$551	$55,700
2021	$551	$55,700
2020	$551	$55,700
2019	--	$55,700 +17%
2018	$292	$47,600
2016	$292	$47,600
2013	$292	$47,600
2012	--	$47,600
2011	--	$47,600

Find assessor info on the county website

Monthly payment

Est. payment

Payment breakdown

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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

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Climate risks

Neighborhood: 28160

Getting around

15 / 100

Car-Dependent

23 / 100

Somewhat Bikeable

Nearby schools

GreatSchools rating

4/10
Spindale Elementary School
Grades: PK-5Distance: 1.3 mi
4/10
R-S Middle School
Grades: 6-8Distance: 4.4 mi
8/10
Rutherford Early College High School
Grades: 9-12Distance: 0.7 mi

Schools provided by the listing agent

Elementary: Spindale
Middle: RS
High: R-S Central

Source: Canopy MLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.