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  • $295,000

    428 S Main St, Montgomery, IL 60538

    3beds
    1,342sqft
    Single Family Residence
    Built in 1920
    9,583.2 Square Feet Lot
    $306,300 Zestimate®
    $220/sqft
    $2,539 Estimated rent

    Home value

    $306,300

    $276,000 - $340,000

    $2,539/mo

    Zestimate® history
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    What's special

    Bonus roomBeautiful wood casingsWide trimUtility roomCovered front porchWide wood staircasePocket door
    Charming and unique with a historical flair all wrapped up together in this 3 bedroom + a finished basement with a bonus room and rec room! The furnace and A/C were both new this year, the water heater was replaced in 2024 and the roof was new in 2023. Inside this charming home you will discover real hardwood floors, beautiful wood casings on the entries, wide trim, a built-in cabinet with glass doors, a wide wood staircase and a 'hobbit' bathroom tucked under the staircase. The kitchen has stainless appliances, so many cabinets and even a pocket door! Rounding out the 1st floor is a convenient laundry room off the family room, a living room & a beautiful dining room. This home is so unique yet so functional. The 2nd floor has an updated full bathroom and 3 generous bedrooms, each with a ceiling fan/light and supersized closets! This basement has even more living space with a Rec Room, Utility Room, 'canning' cellar and a Bonus Room that would be a perfect office (these owners are currently using it as a non-conforming bedroom #4). There is a 484sf, detached, 2 car garage with an automatic opener and side access door that has plenty of room for all the extras. Walking onto the covered front porch you will know you have found your next home! Welcome!

    Zillow last checked:

    Listing updated:

    Listing courtesy of:

    Carol Guist 630-244-6808,

    Baird & Warner

    Bought with:

    Sergio Moya

    Coldwell Banker Realty

    Source: MRED as distributed by MLS GRID,MLS#: 12511238MLS Logo

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 3
    • Bathrooms: 2
    • Full bathrooms: 1
    • 1/2 bathrooms: 1
    Primary bedroom
    • Features: Flooring (Hardwood), Window Treatments (Blinds)
    • Level: Second
    • Area: 156 Square Feet
    • Dimensions: 13X12
    Bedroom 2
    • Features: Flooring (Hardwood), Window Treatments (Blinds, Curtains/Drapes)
    • Level: Second
    • Area: 110 Square Feet
    • Dimensions: 11X10
    Bedroom 3
    • Features: Flooring (Hardwood), Window Treatments (Blinds, Curtains/Drapes)
    • Level: Second
    • Area: 90 Square Feet
    • Dimensions: 10X9
    Dining room
    • Features: Flooring (Hardwood), Window Treatments (Blinds)
    • Level: Main
    • Area: 154 Square Feet
    • Dimensions: 14X11
    Family room
    • Features: Flooring (Wood Laminate), Window Treatments (Blinds, Curtains/Drapes)
    • Level: Main
    • Area: 210 Square Feet
    • Dimensions: 15X14
    Foyer
    • Features: Flooring (Hardwood)
    • Level: Main
    • Area: 96 Square Feet
    • Dimensions: 12X8
    Kitchen
    • Features: Kitchen (Pantry-Closet, SolidSurfaceCounter), Flooring (Other), Window Treatments (Blinds)
    • Level: Main
    • Area: 90 Square Feet
    • Dimensions: 10X9
    Laundry
    • Features: Flooring (Wood Laminate), Window Treatments (Blinds, Curtains/Drapes)
    • Level: Main
    • Area: 54 Square Feet
    • Dimensions: 9X6
    Living room
    • Features: Flooring (Hardwood), Window Treatments (Blinds)
    • Level: Main
    • Area: 195 Square Feet
    • Dimensions: 15X13
    Office
    • Features: Flooring (Carpet), Window Treatments (Blinds)
    • Level: Basement
    • Area: 135 Square Feet
    • Dimensions: 15X9
    Other
    • Level: Basement
    • Area: 60 Square Feet
    • Dimensions: 10X6
    Recreation room
    • Features: Flooring (Ceramic Tile), Window Treatments (Blinds)
    • Level: Basement
    • Area: 260 Square Feet
    • Dimensions: 20X13
    Other
    • Level: Basement
    • Area: 90 Square Feet
    • Dimensions: 10X9
    Walk in closet
    • Level: Second
    • Area: 48 Square Feet
    • Dimensions: 12X4
    Heating
    • Natural Gas, Forced Air, Baseboard, Radiant, Radiator(s)
    Cooling
    • Central Air, Gas
    Appliances
    • Included: Range, Dishwasher, Refrigerator, Disposal, Stainless Steel Appliance(s)
    • Laundry: Main Level, Gas Dryer Hookup, Electric Dryer Hookup
    Features
    • Built-in Features, Walk-In Closet(s)
    • Flooring: Hardwood, Laminate
    • Doors: Pocket Door(s)
    • Windows: Blinds, Shutters
    • Basement: Finished,Crawl Space,Partial
    Interior area
    • Total structure area: 0
    • Total interior livable area: 1,342 sqft

    Property

    Parking
    • Total spaces: 2
    • Parking features: Asphalt, Garage Door Opener, Yes, Detached, Garage
    • Garage spaces: 2
    • Has uncovered spaces: Yes
    Accessibility
    • Accessibility features: No Disability Access
    Features
    • Stories: 2
    • Patio & porch: Patio
    Lot
    • Size: 9,583 sqft
    • Dimensions: 66x133.84x66x132.84
    • Features: Corner Lot
    Details
    • Parcel number: 1532451008
    • Special conditions: None
    • Other equipment: Ceiling Fan(s), Fan-Whole House, Sump Pump

    Construction

    Type & style
    • Home type: SingleFamily
    • Property subtype: Single Family Residence
    Materials
    • Wood Siding
    • Roof: Asphalt
    Condition
    • New construction: No
    • Year built: 1920

    Utilities & green energy

    • Sewer: Public Sewer
    • Water: Public

    Community & neighborhood

    Security
    • Security features: Carbon Monoxide Detector(s)
    Community
    • Community features: Sidewalks, Street Lights, Street Paved
    Location
    • Region: Montgomery

    HOA & financial

    HOA
    • Services included: None

    Other

    Other facts
    • Listing terms: FHA
    • Ownership: Fee Simple

    Price history

    DateEventPrice
    12/23/2025Sold$295,000+2.1%$220/sqft
    Source: MRED as distributed by MLS GRID #12511238 Report a problem
    11/21/2025Contingent$289,000$215/sqft
    Source: MRED as distributed by MLS GRID #12511238 Report a problem
    11/14/2025Price change$289,000-2%$215/sqft
    Source: MRED as distributed by MLS GRID #12511238 Report a problem
    11/7/2025Listed for sale$295,000+96.7%$220/sqft
    Source: MRED as distributed by MLS GRID #12511238 Report a problem
    12/27/2024Sold$150,000-8%$112/sqft
    Source: Public Record Report a problem
    11/25/2003Sold$163,000$121/sqft
    Source: Public Record Report a problem

    Public tax history

    YearProperty taxesTax assessment
    2024$5,017 +1.2%$71,338 +11.9%
    2023$4,959 +5.9%$63,740 +9.6%
    2022$4,682 +4.3%$58,157 +7.4%
    2021$4,491 +5.2%$54,145 +7.7%
    2020$4,269 +2.4%$50,292 +7.9%
    2019$4,168 +21%$46,597 +7.2%
    2018$3,446 +10.8%$43,455 +12.1%
    2017$3,110 -7.4%$38,752 +13.6%
    2016$3,357 $34,099 +12.9%
    2015-- $30,192 +1.6%
    2014-- $29,729 -8.9%
    2013-- $32,642 -7.6%
    2012-- $35,318 -12%
    2011-- $40,140 -17%
    2010-- $48,359 -9.8%
    2009-- $53,618 -6.9%
    2008-- $57,606 -8.3%
    2007-- $62,806 +6.6%
    2006-- $58,907 +7.5%
    2005-- $54,772 +6.7%
    2004-- $51,324 +7.3%
    2003-- $47,846 +8.2%
    2002-- $44,216 +8.6%
    2001-- $40,726 +6.6%
    2000-- $38,208

    Find assessor info on the county website

    Neighborhood: 60538

    Nearby schools

    GreatSchools rating
    Schools provided by the listing agent
    • Elementary: Nicholson Elementary School
    • Middle: Washington Middle School
    • High: West Aurora High School
    • District: 129

    Source: MRED as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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    Estimated market value
    $306,300
    Get a cash offer in 3 minutes
    Find out how much your home could sell for in as little as 3 minutes with a no-obligation cash offer.
    Estimated market value
    $306,300