Nestled in the heart of Bluffton, this ranch-style home is brimming with opportunity. Whether you call it a diamond in the rough, a handyman special, or simply an equity-building investment, one thing is certain—this home is full of potential. With a little TLC, it can easily be restored to its best self! Step inside to find a spacious kitchen, complete with an appliance package, abundant cabinetry, and plenty of counter space for your favorite meals. The open living area offers the perfect spot for hosting movie nights, with a cozy fireplace ready to provide warmth and ambiance on chilly evenings. The primary suite is a true retreat, featuring an oversized bedroom, walk-in closet, dual vanities, a separate soaking tub, and a stand-up shower. Two additional bedrooms, located away from the primary, provide options for privacy, guest space, or a home office. Outside, the fully fenced backyard just needs a few panels re-secured to be complete. An 8x10 storage shed adds convenience and extra storage. Rich in potential, this property is ready for its next chapter—come see the hidden value waiting at 428 Merchant Street!
Closed
$90,000
428 S Merchant St, Bluffton, IN 46714
3beds
1,352sqft
Manufactured Home
Built in 1993
4,356 Square Feet Lot
$92,500 Zestimate®
$--/sqft
$1,298 Estimated rent
Home value
$92,500
Estimated sales range
Not available
$1,298/mo
Zestimate® history
Owner options
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$419/mo
Est. payment
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Est. payment
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List your homeWhat's special
Oversized bedroomCozy fireplacePrimary suiteSeparate soaking tubDual vanitiesSpacious kitchenFully fenced backyard
Zillow last checked:
Listing updated:
Listed by:
Jennifer Harris-Steele Cell:260-348-3529,
CENTURY 21 Bradley Realty, Inc
Bought with:
Isaac H Stoller, RB14048493
Steffen Group
Source: IRMLS,MLS#: 202535672
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
- Main level bedrooms: 3
Bedroom 1
- Level: Main
Bedroom 2
- Level: Main
Dining room
- Level: Main
- Area: 195
- Dimensions: 13 x 15
Kitchen
- Level: Main
- Area: 168
- Dimensions: 14 x 12
Living room
- Level: Main
- Area: 176
- Dimensions: 16 x 11
Heating
- Natural Gas, Forced Air
Cooling
- Central Air, Ceiling Fan(s)
Appliances
- Included: Disposal, Dishwasher, Refrigerator, Electric Oven, Electric Range, Gas Water Heater
- Laundry: Electric Dryer Hookup, Main Level, Washer Hookup
Features
- 1st Bdrm En Suite, Bookcases, Ceiling-9+, Ceiling Fan(s), Vaulted Ceiling(s), Walk-In Closet(s), Laminate Counters, Soaking Tub, Kitchen Island, Open Floorplan, Split Br Floor Plan, Double Vanity, Tub and Separate Shower, Main Level Bedroom Suite
- Flooring: Carpet, Laminate
- Windows: Blinds
- Basement: Crawl Space,Block
- Number of fireplaces: 1
- Fireplace features: Living Room
Interior area
- Total structure area: 1,352
- Total interior livable area: 1,352 sqft
- Finished area above ground: 1,352
- Finished area below ground: 0
Property
Parking
- Parking features: Gravel
- Has uncovered spaces: Yes
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck
- Fencing: Partial,Wood
Lot
- Size: 4,356 sqft
- Dimensions: 51X88
- Features: Corner Lot, 0-2.9999, City/Town/Suburb
Details
- Parcel number: 900805503007.000004
Construction
Type & style
- Home type: MobileManufactured
- Architectural style: Ranch
- Property subtype: Manufactured Home
Materials
- Vinyl Siding
- Roof: Asphalt,Shingle
Condition
- New construction: No
- Year built: 1993
Utilities & green energy
- Electric: REMC
- Gas: NIPSCO
- Sewer: Public Sewer
- Water: Public
Community & neighborhood
Location
- Region: Bluffton
- Subdivision: Wilson Park
Other
Other facts
- Listing terms: Cash,Conventional
Price history
| Date | Event | Price |
|---|---|---|
| 10/28/2025 | Sold | $90,000-21.7% |
Source:  IRMLS #202535672 Report a problem | ||
| 9/25/2025 | Pending sale | $115,000 |
Source: IRMLS #202535672 Report a problem | ||
| 9/5/2025 | Listed for sale | $115,000+170.2% |
Source: IRMLS #202535672 Report a problem | ||
| 6/3/2009 | Sold | $42,559$31/sqft |
Source: Public Record Report a problem | ||
| 2/11/2009 | Sold | $42,559-19.2%$31/sqft |
Source: Public Record Report a problem | ||
| 1/5/2001 | Sold | $52,700$39/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $1,472 +16.9% | $81,600 |
| 2024 | $1,259 +41.8% | $81,600 +21.4% |
| 2023 | $888 +9.4% | $67,200 +30% |
| 2022 | $812 -5.9% | $51,700 +7.7% |
| 2021 | $863 +16.1% | $48,000 -16.4% |
| 2020 | $743 -3.5% | $57,400 +29.6% |
| 2019 | $770 +54.9% | $44,300 |
| 2018 | $497 -8.7% | $44,300 +37.2% |
| 2017 | $544 -6.6% | $32,300 |
| 2016 | $582 +7.8% | $32,300 |
| 2014 | $540 -32.4% | $32,300 -37.8% |
| 2013 | $800 -12.2% | $51,900 -3.4% |
| 2012 | $911 -24.1% | $53,700 -12.4% |
| 2011 | $1,199 -2.7% | $61,300 -2.1% |
| 2010 | $1,233 +1123.7% | $62,600 -4.7% |
| 2009 | $101 -75.4% | $65,700 +11.9% |
| 2006 | $409 | $58,700 +55.3% |
| 2005 | -- | $37,800 |
Find assessor info on the county website
Neighborhood: 46714
Nearby schools
GreatSchools rating
- 4/10Bluffton-Harrison Elementary SchoolGrades: PK-4Distance: 1.9 mi
- 6/10Bluffton-Harrison Middle SchoolGrades: 5-8Distance: 2.1 mi
- 10/10Bluffton High SchoolGrades: 9-12Distance: 1.6 mi
Schools provided by the listing agent
- Elementary: Bluffton Harrison
- Middle: Bluffton Harrison
- High: Bluffton
- District: MSD of Bluffton Harrison
Source: IRMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
- Indiana
- Wells County
- Bluffton
- 46714
- 428 S Merchant St
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Nearby zip codes
Other Bluffton Topics
