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  • $309,000

    43 Church St, Worcester, NY 12197

    4beds
    3,200sqft
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    Single Family Residence
    Built in 1880
    0.39 Acres Lot
    $-- Zestimate®
    $97/sqft
    $-- HOA

    What's special

    Charming gazeboThoughtfully updatedSprawling trex deckStriking architectural detailsVersatile main-level bedroomThree bright bedroomsRecessed lighting
    Thoughtfully updated while preserving its charm, this exceptional home is filled with warmth and character. This 4-bedroom, 1-full, and 2-half bathroom property showcases striking architectural details, beautiful bay windows both upstairs and downstairs, and an effortless layout. Step inside through the mudroom into a stunning, custom post-and-beam living room anchored by a stone wood-burning fireplace with built-in shelving, recessed lighting, and rich hardwood floors. The heart of the home is the expansive kitchen, featuring soaring cathedral ceilings, granite countertops, ample storage in custom cabinetry, a center island with seating, a built-in desk area, and two ovens—perfect for hosting. This space flows into the open-concept dining room, while elegant French doors open to a versatile main-level bedroom situated near a convenient half bath (with options to complete as a full) and laundry area. Upstairs, the hallway leads to the full bathroom and three bright bedrooms, including a generous primary room that easily accommodates two king beds and features an expansive closet. Transition outdoors to a sprawling Trex deck and charming gazebo. Relax on the custom wood swing in the backyard, enjoy the peaceful sounds of the water, and take advantage of easy access directly down to Decatur Creek. The outdoor space also features a custom playhouse with swings. The property is complete with an impressive, custom-built 2-story, 2-car garage boasting ample storage, classic wainscoting, an interior electric door that closes at the top of the stairs, and a basketball hoop that opens out the top double doors. A large additional room in the back houses the wood gasifier boiler and offers extra storage. Conveniently located near I-88 for easy access to Cobleskill, Albany, Oneonta, Cooperstown, and Binghamton!
    25 days
    |
    992
    |
    85
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Keller Williams Upstate NY Properties 607-431-2540,

    Stacey L. Camilleri 607-376-2279

    Source: NYSAMLSs,MLS#: R1687337MLS LogoOriginating MLS: Otsego-Delaware

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 3
      • Full bathrooms: 1
      • 1/2 bathrooms: 2
      • Main level bathrooms: 2
      • Main level bedrooms: 1
      Heating
      • Oil, Other, See Remarks, Wood, Baseboard, Hot Water, Radiant
      Cooling
      • Other, See Remarks
      Appliances
      • Included: Dishwasher, Exhaust Fan, Electric Oven, Electric Range, Oil Water Heater, Refrigerator, Range Hood
      • Laundry: Main Level
      Features
      • Bathroom Rough-In, Cathedral Ceiling(s), Separate/Formal Dining Room, Eat-in Kitchen, Separate/Formal Living Room, Granite Counters, Great Room, Kitchen Island, Main Level Primary, Primary Suite
      • Flooring: Carpet, Ceramic Tile, Hardwood, Varies
      • Basement: Crawl Space,Partial
      • Number of fireplaces: 1
      Interior area
      • Total structure area: 3,200
      • Total interior livable area: 3,200 sqft

      Property

      Parking
      • Total spaces: 2
      • Parking features: Attached, Garage
      • Attached garage spaces: 2
      Features
      • Levels: Two
      • Stories: 2
      • Patio & porch: Covered, Deck, Porch
      • Exterior features: Blacktop Driveway, Deck
      • On waterfront: Yes
      • Waterfront features: Beach Access, River Access, Stream
      • Body of water: Other
      • Frontage length: 92
      Lot
      • Size: 0.39 Acres
      • Dimensions: 86 x 222
      • Features: Irregular Lot, Residential Lot
      Details
      • Additional structures: Gazebo
      • Parcel number: 199.17138.00
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Historic/Antique,Two Story
      • Property subtype: Single Family Residence
      Materials
      • Vinyl Siding, Wood Siding
      • Foundation: Other, See Remarks, Stone
      • Roof: Asphalt,Shingle
      Condition
      • Resale
      • Year built: 1880

      Utilities & green energy

      • Sewer: Septic Tank
      • Water: Connected, Public
      • Utilities for property: Electricity Connected, Water Connected

      Community & HOA

      Location
      • Region: Worcester

      Financial & listing details

      • Price per square foot: $97/sqft
      • Tax assessed value: $87,000
      • Annual tax amount: $4,676
      • Date on market: 6/11/2026
      • Listing terms: Cash,Conventional,FHA,USDA Loan

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        6/11/2026Listed for sale$309,000+68.9%$97/sqft
        Source: NYSAMLSs #R1687337 Report a problem
        7/14/2015Sold$183,000+4.6%$57/sqft
        Source: Global MLS #201507406 Report a problem
        6/5/2015Pending sale$175,000$55/sqft
        Source: Keller Williams - Oneonta #201507406 Report a problem
        4/24/2015Listed for sale$175,000$55/sqft
        Source: Keller Williams - Oneonta #99437 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025-- $87,000
        2024-- $87,000
        2023-- $87,000
        2022-- $87,000
        2021-- $87,000
        2020-- $87,000
        2019-- $87,000
        2018-- $87,000
        2017$3,645 +159.4%$87,000
        2016$1,405 $87,000
        2015-- $87,000
        2014-- $87,000
        2013-- $87,000
        2012-- $87,000
        2011-- $87,000
        2010-- $87,000
        2009-- $87,000
        2008-- $87,000
        2007-- $87,000
        2006-- $87,000
        2005-- $87,000 +22.9%
        2004-- $70,800
        2003-- $70,800
        2002-- $70,800
        2001-- $70,800
        2000-- $70,800

        Find assessor info on the county website

        Monthly payment

        Estimated monthly payment$1,822
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 12197

        Getting around

        15 / 100
        Car-Dependent
        19 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • District: Worcester

        Source: NYSAMLSs. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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