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  • $302,000

    43 Church St, Worcester, NY 12197

    4beds
    3,200sqft
    Single Family Residence
    Built in 1880
    0.39 Acres Lot
    $305,100 Zestimate®
    $94/sqft
    $3,034 Estimated rent

    Home value

    $305,100

    $265,000 - $351,000

    $3,034/mo

    Zestimate® history
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    What's special

    Charming gazeboThoughtfully updatedSprawling trex deckStriking architectural detailsVersatile main-level bedroomThree bright bedroomsRecessed lighting
    Thoughtfully updated while preserving its charm, this exceptional home is filled with warmth and character. This 4-bedroom, 1-full, and 2-half bathroom property showcases striking architectural details, beautiful bay windows both upstairs and downstairs, and an effortless layout. Step inside through the mudroom into a stunning, custom post-and-beam living room anchored by a stone wood-burning fireplace with built-in shelving, recessed lighting, and rich hardwood floors. The heart of the home is the expansive kitchen, featuring soaring cathedral ceilings, granite countertops, ample storage in custom cabinetry, a center island with seating, a built-in desk area, and two ovens—perfect for hosting. This space flows into the open-concept dining room, while elegant French doors open to a versatile main-level bedroom situated near a convenient half bath (with options to complete as a full) and laundry area. Upstairs, the hallway leads to the full bathroom and three bright bedrooms, including a generous primary room that easily accommodates two king beds and features an expansive closet. Transition outdoors to a sprawling Trex deck and charming gazebo. Relax on the custom wood swing in the backyard, enjoy the peaceful sounds of the water, and take advantage of easy access directly down to Decatur Creek. The outdoor space also features a custom playhouse with swings. The property is complete with an impressive, custom-built 2-story, 2-car garage boasting ample storage, classic wainscoting, an interior electric door that closes at the top of the stairs, and a basketball hoop that opens out the top double doors. A large additional room in the back houses the wood gasifier boiler and offers extra storage. Conveniently located near I-88 for easy access to Cobleskill, Albany, Oneonta, Cooperstown, and Binghamton!

    Zillow last checked:

    Listing updated:

    Listed by:

    Stacey L. Camilleri 607-376-2279,

    Keller Williams Upstate NY Properties

    Bought with:

    Kevin Lucero, 10401350558

    Charlotteville Realty, LLC

    Source: NYSAMLSs,MLS#: R1687337MLS LogoOriginating MLS: Otsego-Delaware

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 4
    • Bathrooms: 3
    • Full bathrooms: 1
    • 1/2 bathrooms: 2
    • Main level bathrooms: 2
    • Main level bedrooms: 1
    Heating
    • Oil, Other, See Remarks, Wood, Baseboard, Hot Water, Radiant
    Cooling
    • Other, See Remarks
    Appliances
    • Included: Dishwasher, Exhaust Fan, Electric Oven, Electric Range, Oil Water Heater, Refrigerator, Range Hood
    • Laundry: Main Level
    Features
    • Bathroom Rough-In, Cathedral Ceiling(s), Separate/Formal Dining Room, Eat-in Kitchen, Separate/Formal Living Room, Granite Counters, Great Room, Kitchen Island, Main Level Primary, Primary Suite
    • Flooring: Carpet, Ceramic Tile, Hardwood, Varies
    • Basement: Crawl Space,Partial
    • Number of fireplaces: 1
    Interior area
    • Total structure area: 3,200
    • Total interior livable area: 3,200 sqft

    Property

    Parking
    • Total spaces: 2
    • Parking features: Attached, Garage
    • Attached garage spaces: 2
    Features
    • Levels: Two
    • Stories: 2
    • Patio & porch: Covered, Deck, Porch
    • Exterior features: Blacktop Driveway, Deck
    • On waterfront: Yes
    • Waterfront features: Beach Access, River Access, Stream
    • Body of water: Other
    • Frontage length: 92
    Lot
    • Size: 0.39 Acres
    • Dimensions: 86 x 222
    • Features: Irregular Lot, Residential Lot
    Details
    • Additional structures: Gazebo
    • Parcel number: 199.17138.00
    • Special conditions: Standard

    Construction

    Type & style
    • Home type: SingleFamily
    • Architectural style: Historic/Antique,Two Story
    • Property subtype: Single Family Residence
    Materials
    • Vinyl Siding, Wood Siding
    • Foundation: Other, See Remarks, Stone
    • Roof: Asphalt,Shingle
    Condition
    • Resale
    • Year built: 1880

    Utilities & green energy

    • Sewer: Septic Tank
    • Water: Connected, Public
    • Utilities for property: Electricity Connected, Water Connected

    Community & HOA

    Location
    • Region: Worcester

    Financial & listing details

    • Price per square foot: $94/sqft
    • Tax assessed value: $87,000
    • Annual tax amount: $4,676
    • Date on market: 6/11/2026
    • Cumulative days on market: 35 days
    • Listing terms: Cash,Conventional,FHA,USDA Loan

    Price history

    DateEventPrice
    9/22/2026Sold$302,000-2.3%$94/sqft
    Source: NYSAMLSs #R1687337 Report a problem
    7/17/2026Pending sale$309,000$97/sqft
    Source: NYSAMLSs #R1687337 Report a problem
    6/11/2026Listed for sale$309,000+68.9%$97/sqft
    Source: NYSAMLSs #R1687337 Report a problem
    7/14/2015Sold$183,000+4.6%$57/sqft
    Source: Global MLS #201507406 Report a problem
    6/5/2015Pending sale$175,000$55/sqft
    Source: Keller Williams - Oneonta #201507406 Report a problem
    4/24/2015Listed for sale$175,000$55/sqft
    Source: Keller Williams - Oneonta #99437 Report a problem

    Public tax history

    YearProperty taxesTax assessment
    2025-- $87,000
    2024-- $87,000
    2023-- $87,000
    2022-- $87,000
    2021-- $87,000
    2020-- $87,000
    2019-- $87,000
    2018-- $87,000
    2017$3,645 +159.4%$87,000
    2016$1,405 $87,000
    2015-- $87,000
    2014-- $87,000
    2013-- $87,000
    2012-- $87,000
    2011-- $87,000
    2010-- $87,000
    2009-- $87,000
    2008-- $87,000
    2007-- $87,000
    2006-- $87,000
    2005-- $87,000 +22.9%
    2004-- $70,800
    2003-- $70,800
    2002-- $70,800
    2001-- $70,800
    2000-- $70,800
    Find assessor info on the county website

    Neighborhood: 12197

    Nearby schools

    GreatSchools rating
    Schools provided by the listing agent
    • District: Worcester

    Source: NYSAMLSs. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.