Thoughtfully updated while preserving its charm, this exceptional home is filled with warmth and character. This 4-bedroom, 1-full, and 2-half bathroom property showcases striking architectural details, beautiful bay windows both upstairs and downstairs, and an effortless layout.
Step inside through the mudroom into a stunning, custom post-and-beam living room anchored by a stone wood-burning fireplace with built-in shelving, recessed lighting, and rich hardwood floors. The heart of the home is the expansive kitchen, featuring soaring cathedral ceilings, granite countertops, ample storage in custom cabinetry, a center island with seating, a built-in desk area, and two ovens—perfect for hosting. This space flows into the open-concept dining room, while elegant French doors open to a versatile main-level bedroom situated near a convenient half bath (with options to complete as a full) and laundry area.
Upstairs, the hallway leads to the full bathroom and three bright bedrooms, including a generous primary room that easily accommodates two king beds and features an expansive closet.
Transition outdoors to a sprawling Trex deck and charming gazebo. Relax on the custom wood swing in the backyard, enjoy the peaceful sounds of the water, and take advantage of easy access directly down to Decatur Creek. The outdoor space also features a custom playhouse with swings.
The property is complete with an impressive, custom-built 2-story, 2-car garage boasting ample storage, classic wainscoting, an interior electric door that closes at the top of the stairs, and a basketball hoop that opens out the top double doors. A large additional room in the back houses the wood gasifier boiler and offers extra storage.
Conveniently located near I-88 for easy access to Cobleskill, Albany, Oneonta, Cooperstown, and Binghamton!
Active
$309,000
43 Church St, Worcester, NY 12197
4beds
3,200sqft
Single Family Residence
Built in 1880
0.39 Acres Lot
$-- Zestimate®
$97/sqft
$-- HOA
What's special
Charming gazeboThoughtfully updatedSprawling trex deckStriking architectural detailsVersatile main-level bedroomThree bright bedroomsRecessed lighting
- 25 days |
- 992 |
- 85 |
Zillow last checked:
Listing updated:
Listed by:
Keller Williams Upstate NY Properties 607-431-2540,
Stacey L. Camilleri 607-376-2279
Source: NYSAMLSs,MLS#: R1687337
Originating MLS: Otsego-Delaware
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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 1
- 1/2 bathrooms: 2
- Main level bathrooms: 2
- Main level bedrooms: 1
Heating
- Oil, Other, See Remarks, Wood, Baseboard, Hot Water, Radiant
Cooling
- Other, See Remarks
Appliances
- Included: Dishwasher, Exhaust Fan, Electric Oven, Electric Range, Oil Water Heater, Refrigerator, Range Hood
- Laundry: Main Level
Features
- Bathroom Rough-In, Cathedral Ceiling(s), Separate/Formal Dining Room, Eat-in Kitchen, Separate/Formal Living Room, Granite Counters, Great Room, Kitchen Island, Main Level Primary, Primary Suite
- Flooring: Carpet, Ceramic Tile, Hardwood, Varies
- Basement: Crawl Space,Partial
- Number of fireplaces: 1
Interior area
- Total structure area: 3,200
- Total interior livable area: 3,200 sqft
Property
Parking
- Total spaces: 2
- Parking features: Attached, Garage
- Attached garage spaces: 2
Features
- Levels: Two
- Stories: 2
- Patio & porch: Covered, Deck, Porch
- Exterior features: Blacktop Driveway, Deck
- On waterfront: Yes
- Waterfront features: Beach Access, River Access, Stream
- Body of water: Other
- Frontage length: 92
Lot
- Size: 0.39 Acres
- Dimensions: 86 x 222
- Features: Irregular Lot, Residential Lot
Details
- Additional structures: Gazebo
- Parcel number: 199.17138.00
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Historic/Antique,Two Story
- Property subtype: Single Family Residence
Materials
- Vinyl Siding, Wood Siding
- Foundation: Other, See Remarks, Stone
- Roof: Asphalt,Shingle
Condition
- Resale
- Year built: 1880
Utilities & green energy
- Sewer: Septic Tank
- Water: Connected, Public
- Utilities for property: Electricity Connected, Water Connected
Community & HOA
Location
- Region: Worcester
Financial & listing details
- Price per square foot: $97/sqft
- Tax assessed value: $87,000
- Annual tax amount: $4,676
- Date on market: 6/11/2026
- Listing terms: Cash,Conventional,FHA,USDA Loan
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 6/11/2026 | Listed for sale | $309,000+68.9%$97/sqft |
Source: | ||
| 7/14/2015 | Sold | $183,000+4.6%$57/sqft |
Source: | ||
| 6/5/2015 | Pending sale | $175,000$55/sqft |
Source: Keller Williams - Oneonta #201507406 Report a problem | ||
| 4/24/2015 | Listed for sale | $175,000$55/sqft |
Source: Keller Williams - Oneonta #99437 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | -- | $87,000 |
| 2024 | -- | $87,000 |
| 2023 | -- | $87,000 |
| 2022 | -- | $87,000 |
| 2021 | -- | $87,000 |
| 2020 | -- | $87,000 |
| 2019 | -- | $87,000 |
| 2018 | -- | $87,000 |
| 2017 | $3,645 +159.4% | $87,000 |
| 2016 | $1,405 | $87,000 |
| 2015 | -- | $87,000 |
| 2014 | -- | $87,000 |
| 2013 | -- | $87,000 |
| 2012 | -- | $87,000 |
| 2011 | -- | $87,000 |
| 2010 | -- | $87,000 |
| 2009 | -- | $87,000 |
| 2008 | -- | $87,000 |
| 2007 | -- | $87,000 |
| 2006 | -- | $87,000 |
| 2005 | -- | $87,000 +22.9% |
| 2004 | -- | $70,800 |
| 2003 | -- | $70,800 |
| 2002 | -- | $70,800 |
| 2001 | -- | $70,800 |
| 2000 | -- | $70,800 |
Find assessor info on the county website
Monthly payment
Estimated monthly payment$1,822
All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: 12197
Nearby schools
GreatSchools rating
- 4/10Worcester SchoolGrades: K-12Distance: 0.4 mi
Schools provided by the listing agent
- District: Worcester
Source: NYSAMLSs. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
- New York
- Otsego County
- Worcester
- 12197
- 43 Church St






