Skip main navigation
Sold for $1,624,000
  • Listed by: Horizon Realty & Property Mgt • Lorraine Sterkel • Contact: 805-440-6853
    Bought with: Horizon Realty & Property Mgt
    $1,624,000

    430 Olive St, Morro Bay, CA 93442

    3beds
    2,400sqft
    Single Family Residence
    Built in 1956
    8,948 Square Feet Lot
    $1,633,300 Zestimate®
    $677/sqft
    $4,291 Estimated rent

    Home value

    $1,633,300

    $1.49M - $1.78M

    $4,291/mo

    Zestimate® history
    Loading
    Loading...

    Owner options

    List your home for rent

    $4,291/mo

    Rent Zestimate®

    Find your next renter with Zillow Rental Manager. Plus, with online applications, you can quickly screen prospective tenants – for free.

    Learn more

    $4,291/mo

    Rent Zestimate®

    Refinance and save

    $10,792/mo

    Est. payment

    Refinancing to a lower rate could help reduce your monthly payments and save thousands over the life of the loan.

    See today's rates

    $10,792/mo

    Est. payment

    Explore your selling options

    Work with a Zillow partner agent

    Leverage their expertise and Zillow's premium Showcase listings to get your home seen by more buyers.

    Get started

    List with your own agent

    Get your home in front of millions of buyers by listing it on Zillow.

    Learn how to do it

    Sell it yourself

    Take full control of how buyers see your home on Zillow by listing For Sale by Owner (FSBO).

    List your home

    What's special

    Ocean viewsOcean as your viewNature as your backyardGround floor master suiteLarge patioComfortable family roomGranite countertops
    Coastal Retreat Backing Up to Cerrito Peak – Ocean Views & Prime Location! Enjoy the best of Morro Bay living in this stunning tri-level home with 3 bedrooms and 3 full baths and 1-¾ bathrooms, perfectly situated in the coveted Morro Heights neighborhood. This unique property backs up to scenic Cerrito Peak, offering a rare blend of privacy, nature, and spectacular ocean views. Inside, you'll find a spacious living room and comfortable family room, both with access to a large entertainer’s patio—ideal for soaking in sunsets or hosting guests. The kitchen features granite countertops, while wood and ceramic tile flooring runs throughout the home. Two of the bathrooms include oversized Jacuzzi tubs, and the home is enhanced by ceiling fans and abundant lighting, both indoors and out. Just a short walk to the Embarcadero and downtown Morro Bay, this home delivers coastal living at its finest, with nature as your backyard and the ocean as your view. Possibly lock off top floor which has a separate entry for separate guest quarters or rent. Additionally, the owner live in lower 2 levels which includes the family room, kitchen, living room, full bath and large patio on 2nd level and ground floor master suite, 1 full bathroom and also a 3/4 bath and laundry area.

    Zillow last checked:

    Listing updated:

    Listed by:

    Lorraine Sterkel DRE #00648760 805-440-6853,

    Horizon Realty & Property Mgt

    Bought with:

    Lorraine Sterkel, DRE #00648760

    Horizon Realty & Property Mgt

    Source: CRMLS,MLS#: SC25107871MLS LogoOriginating MLS: California Regional MLS

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 3
    • Bathrooms: 4
    • Full bathrooms: 3
    • 3/4 bathrooms: 1
    • Main level bathrooms: 1
    Rooms
    • Room types: Other
    Bathroom
    • Features: Bathtub, Dual Sinks, Enclosed Toilet, Full Bath on Main Level, Granite Counters, Jetted Tub, Low Flow Plumbing Fixtures, Remodeled, Separate Shower, Tub Shower
    Kitchen
    • Features: Granite Counters, Kitchen Island, Kitchen/Family Room Combo, Remodeled, Self-closing Cabinet Doors, Updated Kitchen
    Other
    • Features: Walk-In Closet(s)
    Heating
    • Ductless, Electric
    Cooling
    • Ductless, Electric
    Appliances
    • Included: Dishwasher, Electric Range, Disposal, Microwave, Refrigerator
    • Laundry: Washer Hookup, Gas Dryer Hookup, Inside
    Features
    • Beamed Ceilings, Wet Bar, Breakfast Bar, Built-in Features, Balcony, Block Walls, Ceiling Fan(s), Granite Counters, High Ceilings, Open Floorplan, Track Lighting, Bar, Walk-In Closet(s)
    • Flooring: Carpet, Stone, Wood
    • Doors: Sliding Doors
    • Windows: Double Pane Windows
    • Has fireplace: Yes
    • Fireplace features: Family Room
    • Common walls with other units/homes: No Common Walls
    Interior area
    • Total interior livable area: 2,400 sqft

    Property

    Parking
    • Total spaces: 2
    • Parking features: Asphalt, Concrete, Door-Multi, Driveway, Driveway Up Slope From Street, Garage Faces Front, Garage, Garage Door Opener, Paved
    • Garage spaces: 2
    Accessibility
    • Accessibility features: None
    Features
    • Levels: Three Or More
    • Stories: 3
    • Entry location: 2 nd level
    • Patio & porch: Concrete, Open, Patio
    • Pool features: None
    • Has spa: Yes
    • Spa features: Bath
    • Has view: Yes
    • View description: Coastline, Ocean, Panoramic
    • Has water view: Yes
    • Water view: Coastline,Ocean
    Lot
    • Size: 8,948 Square Feet
    • Features: 0-1 Unit/Acre
    Details
    • Parcel number: 066222074
    • Zoning: R2
    • Special conditions: Standard

    Construction

    Type & style
    • Home type: SingleFamily
    • Property subtype: Single Family Residence
    Materials
    • Block, Stucco
    • Foundation: Slab
    Condition
    • Building Permit,Updated/Remodeled
    • New construction: No
    • Year built: 1956

    Utilities & green energy

    • Electric: Electricity - On Property
    • Sewer: Public Sewer, Sewer Assessment(s)
    • Water: Public
    • Utilities for property: Cable Available, Electricity Connected, Sewer Connected, Water Connected

    Community & HOA

    Community
    • Features: Gutter(s), Suburban
    • Security: Carbon Monoxide Detector(s), Smoke Detector(s)
    • Subdivision: Morro Heights (810)
    Location
    • Region: Morro Bay

    Financial & listing details

    • Price per square foot: $677/sqft
    • Tax assessed value: $359,140
    • Date on market: 5/15/2025
    • Cumulative days on market: 205 days
    • Listing terms: Cash,Cash to New Loan
    • Road surface type: Paved

    Price history

    DateEventPrice
    1/20/2026Sold$1,624,000$677/sqft
    Source: CRMLS #SC25107871 Report a problem
    1/1/2026Pending sale$1,624,000$677/sqft
    Source: CRMLS #SC25107871 Report a problem
    12/9/2025Contingent$1,624,000$677/sqft
    Source: CRMLS #SC25107871 Report a problem
    9/2/2025Price change$1,624,000-12.2%$677/sqft
    Source: CRMLS #SC25107871 Report a problem
    8/2/2025Price change$1,849,000-2.6%$770/sqft
    Source: CRMLS #SC25107871 Report a problem
    6/24/2025Price change$1,899,000-12.4%$791/sqft
    Source: CRMLS #SC25107871 Report a problem
    5/15/2025Listed for sale$2,169,000$904/sqft
    Source: CRMLS #SC25107871 Report a problem

    Public tax history

    YearProperty taxesTax assessment
    2026-- $359,140 +2%
    2025$3,881 +51.5%$352,099 +51.9%
    2024$2,562 +1.5%$231,838 +1.7%
    2023$2,523 +6.4%$227,954 +1.7%
    2022$2,372 +5.2%$224,146 +5.6%
    2021$2,254 +0.9%$212,213 +0.9%
    2020$2,234 +0.8%$210,300 +1.8%
    2019$2,216 +1.7%$206,677 +1.7%
    2018$2,178 +16.6%$203,126 +16.6%
    2017$1,867 +2%$174,144 +2%
    2016$1,831 $170,730 +1.5%
    2015$1,831 +10.6%$168,166 +2%
    2014$1,655 $164,873 +2.5%
    2012-- $160,912
    Find assessor info on the county website

    Neighborhood: 93442

    Nearby schools

    GreatSchools rating
    Schools provided by the listing agent
    • High: Morro Bay

    Source: CRMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

    Sell for more on Zillow
    Get a Zillow Showcase℠ listing at no additional cost and you could sell for .
    $1,633,300
    2% more
    +$32,666
    With Zillow Showcase(estimated)
    $1,665,966
    Sell for more on Zillow
    Get a Zillow Showcase℠ listing at no additional cost and you could sell for .
    $1,633,300
    2% more
    +$32,666
    With Zillow Showcase(estimated)
    $1,665,966