Situated on a quiet street within the desirable enclave of Horse Creek Estates, this Tom Surette custom residence is positioned on an oversized corner homesite just under a third of an acre, offering rare privacy and space in a peaceful North Naples setting. Tucked away from through traffic, the community is prized for its seclusion and neighborhood feel, while still moments from La Playa Golf & Beach Club, the area’s beautiful beaches, and nearby shopping and dining at Mercato Naples. Beautifully maintained and thoughtfully updated, the home showcases quality craftsmanship and timeless finishes throughout. Impact glass provides peace of mind, while fresh interior and exterior paint, custom window moldings, solid interior doors, plantation shutters, and soft architectural lighting create a warm, polished atmosphere. Tile flooring, ceiling fans, and an easy-flow floor plan support comfortable everyday living. The kitchen has been refreshed with a new backsplash, under-cabinet lighting, and newer GE Profile appliances, complemented by recent mechanical upgrades including HVAC components, water heater, and laundry. A built-in speaker system indoors and out enhances the home’s effortless entertaining style. The primary suite offers a relaxing, spa-like retreat with soaking tub, while the den provides flexibility for work from home or a fourth bedroom for guests. Outdoors, the screened lanai overlooks tranquil lake views with desirable southwest exposure for afternoon light and colorful sunsets. A super-screen enclosure, outdoor shower, and generous yard space elevate the resort-style feel, all framed by the added privacy of the corner lot. With its combination of lot size, location, and thoughtful updates, this home presents an exceptional opportunity for both full-time living and seasonal enjoyment in North Naples. Horse Creek Estates features fiber optics with the included WIFI amenities.
For sale
$1,150,000
430 Saddlebrook LN, NAPLES, FL 34110
3beds
2,480sqft
Single Family Residence
Built in 2008
0.3 Acres Lot
$1,071,000 Zestimate®
$464/sqft
$443/mo HOA
What's special
Timeless finishes throughoutQuality craftsmanshipCeiling fansEasy-flow floor planNewer ge profile appliancesSoft architectural lightingTile flooring
- 149 days |
- 389 |
- 17 |
Zillow last checked:
Listing updated:
Listed by:
Lori Fowler, PA 239-977-9939,
Coldwell Banker Realty
Source: SWFLMLS,MLS#: 226005238
Originating MLS: Naples
Originating MLS: NaplesLoading...
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Rooms
- Room types: Den - Study, Other, Screened Lanai/Porch, 3 Bedrooms Plus Den
Bedroom
- Features: Split Bedrooms
Dining room
- Features: Eat-in Kitchen, Formal
Kitchen
- Features: Island, Pantry
Heating
- Central
Cooling
- Ceiling Fan(s), Central Air
Appliances
- Included: Electric Cooktop, Dishwasher, Disposal, Dryer, Microwave, Refrigerator/Icemaker, Self Cleaning Oven, Washer, Wine Cooler
- Laundry: Inside, Laundry Tub
Features
- Laundry Tub, Pantry, Wired for Sound, Tray Ceiling(s), Wet Bar, Window Coverings, Den - Study, Laundry in Residence, Other Additional Rooms, Screened Lanai/Porch
- Flooring: Carpet, Tile
- Doors: Impact Resistant Doors
- Windows: Window Coverings, Impact Resistant Windows
- Has fireplace: No
Interior area
- Total structure area: 3,697
- Total interior livable area: 2,480 sqft
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: Driveway, Attached
- Attached garage spaces: 2
- Has uncovered spaces: Yes
Features
- Stories: 1
- Patio & porch: Screened Lanai/Porch
- Has private pool: Yes
- Pool features: Pool/Spa Combo, In Ground, Equipment Stays, Electric Heat
- Has spa: Yes
- Spa features: Equipment Stays, Heated, Pool Integrated
- Has view: Yes
- View description: Landscaped Area, Pond
- Has water view: Yes
- Water view: Pond
Lot
- Size: 0.3 Acres
- Features: Irregular Lot
Details
- Parcel number: 50940010906
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subtype: Single Family Residence
Materials
- Block, Stucco
- Foundation: Concrete Block
- Roof: Tile
Condition
- New construction: No
- Year built: 2008
Utilities & green energy
- Water: Central
Community & HOA
Community
- Features: Sidewalks, Street Lights, Non-Gated
- Security: Smoke Detector(s)
- Subdivision: HORSE CREEK ESTATES
HOA
- Has HOA: Yes
- Amenities included: Internet Access, Sidewalk, Streetlight, Underground Utility
- HOA fee: $5,316 annually
Location
- Region: Naples
Financial & listing details
- Price per square foot: $464/sqft
- Tax assessed value: $1,035,636
- Annual tax amount: $8,293
- Date on market: 2/5/2026
- Lease term: Buyer Finance/Cash
Estimated market value
$1,071,000
$1.02M - $1.12M
$6,856/mo
Price history
| Date | Event | Price |
|---|---|---|
| 2/5/2026 | Listed for sale | $1,150,000+72.9%$464/sqft |
Source:  SWFLMLS #226005238 Report a problem | ||
| 7/9/2017 | Listing removed | $665,000$268/sqft |
Source: Premiere Plus Realty Co. #217036136 Report a problem | ||
| 5/27/2017 | Listed for sale | $665,000+11.2%$268/sqft |
Source: Premiere Plus Realty Co. #217036136 Report a problem | ||
| 6/24/2008 | Sold | $598,000$241/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $8,703 +4.9% | $689,591 +10% |
| 2024 | $8,293 +11.4% | $626,901 +10% |
| 2023 | $7,442 +13.4% | $569,910 +10% |
| 2022 | $6,562 +26.1% | $518,100 +10% |
| 2021 | $5,205 +11% | $471,000 +10% |
| 2020 | $4,688 -11.2% | $428,182 -10.5% |
| 2019 | $5,281 +2.3% | $478,497 +2.2% |
| 2018 | $5,163 -4% | $468,240 -0.2% |
| 2017 | $5,376 -1% | $469,399 -2.8% |
| 2016 | $5,429 -2.4% | $482,854 +8.5% |
| 2015 | $5,564 +4.8% | $445,130 +10% |
| 2014 | $5,310 +24.5% | $404,664 +10% |
| 2013 | $4,266 +4.3% | $367,876 +5.7% |
| 2012 | $4,090 -0.2% | $348,139 -0.9% |
| 2011 | $4,099 -24.8% | $351,277 +4.3% |
| 2010 | $5,450 +205.2% | $336,697 -29.2% |
| 2009 | $1,785 | $475,435 +187.2% |
| 2008 | $1,785 -29.9% | $165,542 -33.3% |
| 2007 | $2,547 +97.2% | $248,314 +17.4% |
| 2006 | $1,292 | $211,526 +109.4% |
| 2005 | $1,292 | $101,026 |
Find assessor info on the county website
Monthly payment
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Payment breakdown
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HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Climate risks
Neighborhood: 34110
Nearby schools
GreatSchools rating
- 10/10Veterans Memorial Elementary SchoolGrades: PK-5Distance: 1.5 mi
- 10/10North Naples Middle SchoolGrades: 6-8Distance: 1.2 mi
- 6/10Aubrey Rogers High SchoolGrades: 9-12Distance: 1 mi
Schools provided by the listing agent
- Elementary: VETERANS
- Middle: NAPLES NORTH
- High: AUBREY ROGERS
Source: SWFLMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
- Florida
- Collier County
- Naples
- 34110
- 430 Saddlebrook LN
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